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Here's what's happening in the world of politics Saturday, Aug. 11, 2018.Congressman Collins suspends reelection campaign after insider trading charges— New York Republican Rep. Chris Collins will not seek reelection following charges of insider trading earlier this week.In a statement, Rep. Collins wrote it would be in the best interests for constituents that he suspend his reelection campaign."After extensive discussions with my family and friends over the last few days, I have decided that it is in the best interests of the constituents of NY-27, the Republican Party and President Trump's agenda for me to suspend my campaign for re-election to Congress."Wednesday, federal prosecutors charged Collins, his son, and another man with 13 counts of securities fraud, wire fraud, and false statement from the insider trading scheme around Australian pharmaceutical company Innate Immunotherapeutics Limited.Read more.North Korea continues to reject US proposals on denuclearization— North Korea has turned down repeated US proposals on denuclearization, CNN reports.The US has reportedly made "specific proposals for starting and proceeding to the end point of fully verified denuclearization," including a timeline, all of which have been rejected.North Korea has reportedly considered the proposals "gangster-like."President Trump met with North Korean leader Kim Jong Un in a June summit. The summit, however, produced no timetables, milestones, or promises, and instead, vague promises.Read more.Immigration lawyer for Melania Trump's parents pushes back on President's rhetoric— The immigration lawyer for First Lady Melania Trump's parents is calling President Trump's hardline stance on "chain migration" family visas "unconscionable.""It's unconscionable to scare people into believing that," the attorney, Michael Wildes, said Friday on CNN. "Imagine this, people will work harder and love more, and do more for America knowing that their loved ones, their immediate relatives, their parents, their children ... to say you can bring one relative and not another relative ... I can understand that some of them may be in jeopardy, and you may want to retool an antiquated immigration system. It looks weird to have a lottery system. But chain migration? No. Family reunification."Melania Trump's parents, Viktor and Amalija Knavs, were granted US citizenship Thursday.Read more. 2440

FULTON COUNTY, Indiana — “My two nephews and my niece were taken from me because somebody didn’t pay attention.”Elgin Ingle has to be strong for his family, especially his little brother, who lost three children when early Tuesday morning when they were struck and killed while crossing the street to board their school bus.“How he’s going to get past this. What do you tell your little brother when he’s just lost three of his children to someone’s negligence?” 470

Hours after Amazon instructed its employees to remove the short-video sharing app TikTok from their devices -- the company back stepped.The online retail giant says the email was sent in error and there is no change to amazon's policy regarding TikTok.In the email sent to employees Friday morning and obtained by CNN, Amazon said that due to "security risks, the TikTok app is no longer permitted on mobile devices that can access Amazon email."A TikTok spokesperson said Amazon "did not communicate to us before sending their email, and we still do not understand their concerns."Politicians say the app could undermine national security given its ties to China.Cybersecurity experts have been more cautious about that assessment.TikTok is owned by the world's most valuable startup, a Chinese company named Bytedance. 828

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

Heading into the pandemic, 16 million US workers were employed by the restaurant industry, making it one of the largest industries in America.With the coronavirus still spreading throughout the US, whether it’s safe to visit a restaurant remains a question on the minds of many. For many Americans, they’re not quite sold on restaurants being safe despite most restaurants taking measures to protect staff and customers.ValuePenguin, which is associated with Lending Tree, conducted a survey of 1,000 Americans. The survey found that 44% of Americans feel indoor restaurants are unsafe to visit amid a pandemic, compared to 40% who believe they are safe. Women were more likely to say indoor dining is unsafe compared to men.More consumers, however, say getting takeout and dining outdoors is safe. Nearly 67% of respondents felt it’s safe to get takeout, and 58% said eating outdoors is safe.What do experts say?Many experts have said even with the precautions restaurants are taking, there is still a sizeable risk of catching the virus while dining inside. These risks, however, are generally significantly lower for those dining outside.Last month in an interview with MSNBC, Dr. Anthony Fauci pointed toward restaurants being among riskiest places to visit amid the pandemic. Fauci added that bars and gyms also are considered risky in his view.“When you have restaurants indoors in a situation where you have a high degree of infection in the community [and] you're not wearing masks, that's a problem,” Dr. Fauci said.Fauci pointed toward a September 2020 CDC study that found those who visited restaurants in the previous two weeks were two times more likely to test positive for the coronavirus than those who said they had not been inside a restaurant.“Reports of exposures in restaurants have been linked to air circulation,” the CDC said. “Direction, ventilation, and intensity of airflow might affect virus transmission, even if social distancing measures and mask use are implemented according to current guidance. Masks cannot be effectively worn while eating and drinking, whereas shopping and numerous other indoor activities do not preclude mask use.”Economic impact to restaurantsWith many restaurants forced to close indoor operations during the spring, and scale back indoor capacity during the summer, millions were out of work. According to the National Restaurant Association, 8 million restaurant workers, representing nearly half of the industry, were without jobs during the height of the pandemic. There remained over 2 million out-of-work restaurant employees as of the start of October.As of Wednesday, 100,000 restaurants have either closed for good, or for a significant period of time. As a whole, the restaurant industry is expected to lose 0 billion by the end of 2020.In hopes of minimizing spread and regaining customer confidence, the CDC and industry leaders have implemented cleaning procedures. They hope as cases begin to swell again for the cold-weather season, restaurants can remain open amid the pandemic. 3062

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