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Ant Forest encourages users to collect points for engaging in low-carbon activities, such as using public transport; after a certain number of points are collected, Ant Financial and its partners plant a tree as a contribution to China's efforts to prevent desertification. Alipay's Urban Services provides online access to government services.

Ant Financial, owner of one of China's largest payment platforms — Alipay, was spun out of Alibaba in 2011, and runs other businesses like money market fund — Yu'e Bao and credit scoring — Sesame Credit. As a document to potential investors seen by the Financial Times showed, it claims to have 622 million users, 520 million of whom use Alipay, and manages 2.2 trillion yuan (5 billion) worth of assets.

Annamaria Lusardi, chair of the financial literacy expert group that designed the financial literacy portion of the assessment, said that it was "critically important" to measure students' financial skills.

Apart from building a cloud computing platform and an enterprise-level blockchain platform, it also applied artificial intelligence to over 1,000 scenarios, including robo-advisory and intelligent customer service.

Apart from his wife, who helped with administrative matters, Gensler had only one employee named Jim Follett, a draftsman. All he had in his tiny sublet office space located near Jackson Square in San Francisco was four drafting tables.