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The holiday season is upon us and that means Black Friday is less than a month away. While many retail experts are saying Black Friday is dead, we found that might not ring true for most shoppers.Janice Lieberman is a retail expert for Deal News and she says, “even though you will start seeing deals now they will get even lower.”Retailers are excited to get you in the holiday spirit and have you shopping in stores, not online.  Lieberman says, “they want those door busters. They want the fever. They want you to enjoy shopping, seeing other people and touching merchandise which is becoming so foreign.”However, this year a number of retailers including Home Depot, Ikea and Office Depot will remain closed on Nov. 24 and REI is even closing its stores on Black Friday.But, for the thousands of stores that will be keeping their doors open, Lieberman says, we need to get prepared before the big shopping day.“You need to get onto social media. You need to sign up with all the stores you enjoy shopping at because they will give their loyal members added deals or select deals.”If you are not about social media or even couponing, try signing up online at places like Deal News. You click on the items you want and they will send you an alert letting you know who has the lowest price.Lieberman says, “I really think if you can hold off now I know it’s not so easy but if you can hold off to Thanksgiving weekend, the day before, the day after, even Cyber Monday that’s when you’re going to see the lowest prices.”Thanksgiving Day will have the best deals for any item. Black Friday is the day to shop for electronics, toys and clothing. Cyber Monday you’ll find the lowest prices on computers, kitchenware and shoes.If you really want to save big on Black Friday, Lieberman suggests you create a list of all the items you plan to buy. If not, expect to pay more by simply purchasing items that you didn’t need. 1955

The number of people casting an early ballot in the presidential election now surpasses those who voted early during all of 2016. That's more than 58.6 million people who have cast their ballot with eight days to go before Election Day. The total of early votes cast either in-person or by mail in 2016 was 58 million according to the Associated Press. According to the U.S. Election Project, a data collection project run by a professor at the University of Florida, the total number of votes cast so far for the 2020 election is roughly 43 percent of the total number of votes cast in the 2016 election including early votes and on Election Day. Democrats have been dominating early voting, but Republicans are slowly narrowing the gap. The opening of early voting locations in Florida, Texas and elsewhere has piled millions of new votes on top of the mail ballots arriving at election offices as voters try to avoid crowded places on November 3 during the coronavirus pandemic. President Donald Trump has convinced many of his supporters they should not vote with mail ballots. Over the weekend, the president voted early in-person in Florida. One out of every 4 of the voters is either new or infrequent, a sign of a potential record-setting turnout. 1264

The police officer was patrolling a local children's hospital in Argentina when she heard the sound of a crying baby. She knew it was a call she needed to answer.Officer Celeste Jaqueline Ayala had recently became a mother herself. She could tell from the wails the infant needed food. So, she sat down on a chair outside the hospital ward -- and breastfed him.The move took Ayala's colleague by surprise. He snapped a photo and posted it on Facebook, where it has now been shared more than 100,000 times."I want to make public this great gesture of love that you displayed today with this baby," Marcos Heredia said on the post.The incidentThe incident took place at a hospital in the city of Berisso on August 14, which, coincidentally, is "National Day of the Female Officer" in Argentina.However, the photo began doing the social rounds this week.Heredia told CNN he didn't know why the hospital staff didn't feed the baby themselves.CNN reached out to the hospital and Ayala but didn't hear back.The Buenos Aires Provincial Police told CNN that Ayala spoke with hospital management before she breastfed the baby. The infant had recently been taken away from his mother, but police didn't say why.The responseBecause of her action, Ayala has now been promoted from officer to sergeant."We wanted to thank (Ayala) in person for that gesture of spontaneous love that managed to calm the baby's cry," Cristian Ritondo, the minister of security of the Buenos Aires province, tweeted. "An officer we're proud of. An officer we want."The-CNN-Wire 1552

The Justice Department is expected to make the James Comey memos available to Congress on Thursday, according to a source with knowledge of the matter.The fired FBI director wrote the memos memorializing his conversations with President Donald Trump.It was not immediately whether the memos would be provided in redacted form, unredacted in a classified setting, or some combination.CNN reported Wednesday that House Judiciary Committee Chairman Bob Goodlatte might issue a subpoena to the Justice Department demanding the memos this week.The move would escalate a feud between the Justice Department and the three GOP chairmen -- Goodlatte, House Intelligence Chairman Devin Nunes and House Oversight Chairman Trey Gowdy -- who have been demanding access to the Comey memos and other records from the Justice Department as part of their investigation into the FBI's handling of the Clinton email inquiry in 2016.Gowdy told CNN on Wednesday that there's nothing in the memos that should prevent the Justice Department from providing them to Congress. He said the redactions are minor, and the larger issue is that Congress should be given access to the memos as part of its oversight role.The-CNN-Wire 1209

The next few weeks mark the beginning of serious financial uncertainty for millions of people, because a slew of debt, from income tax payments to several months of rent, are going to be due at the same time. “It is going to be a perfect storm of financial difficulty for many, many people,” said Andrea Bopp Stark, an attorney at the National Consumer Law Center (NCLC).The center recommends three steps for anyone that finds themselves in a financially difficult situation regarding debt.Step one: create a list of priority bills and debt to pay off. “People are going to be barraged with debt collectors calling and trying to get them to pay on a medical debt or a credit card debt, but those debts are less important,” said Stark. “Pay debts that if you didn’t pay them it would cause immediate harm to your family.”Those are things like your rent and a car payment, especially if you need your car to go to work.“If you have a judgment against you, a court judgment against you for a debt, it is important to try and make a payment plan to pay that because creditor could issue a garnishment against your wages,” Stark added. Step two: contact your lender to make a payment plan on those priority debts.“We are seeing data come in that there are people who are delinquent and don’t have a forbearance agreement when they could very easily be in a forbearance agreement,” Stark added. “I know wait times on the phone are horrible right now, but you have to be persistent and get through and find out what help is available.”Data collected by the U.S. Census shows that delinquency rates are higher in communities of color.“It is mostly Black and Latinx borrowers who are not getting these forbearance agreements,” said Stark. “Whether they don’t know about it or nobody is reaching out to them to let them know this is available, we don’t know why but that is a population that is going to be disparately impacted and has already been disparately impacted by this whole crisis.”Step three: find a way to stick to your prioritized debt list. “It may sound obvious but if you have it on paper and you have created a budget, stick that to the refrigerator or wherever, then you know these are the priority spending items,” said Stark. “If your son or daughter say, ‘Oh, I want this or that,' ‘no, look at the fridge these are our priority spending items, sorry.’” Because every situation may not be solved in three steps, the NCLC has now made its in-depth guide to Surviving Debt available for free. It has template letters to send to debt collectors and hundreds of pages of help to get you through this tough time. 2626