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Trying to make a complaint against your student loan lender or servicer may feel like screaming into the void.In 2019, federal student aid customers made 44,155 complaints using the Federal Student Aid Feedback System, according to the most recent report of the Federal Student Aid Ombudsman. The most common complaints dealt with repaying loans.The Department of Education, in an email, said while all complaints will be reviewed and responded to, “we cannot guarantee a customer a specific result or change in their current situation.”Don’t let that stop you from voicing your concerns to the powers that be.Before you send off a fiery email, set reasonable expectations about the outcome — it may not be what you want. But it’s possible to get a result if you know the right steps to take.Start with your lender or servicerYou’ll see results fastest by contacting your private lender or 902

The restaurant industry has been one of the hardest hit in the last two months. “The numbers that have come in so far about restaurant closures and restaurant job losses, have been nothing short of staggering,” said Sean Kennedy with the National Restaurant Association.According to the National Restaurant Association, 8 million employees in the industry have lost their jobs. Since the pandemic began, that’s three times more jobs loss than other industry. In addition to job loss, total losses in revenue for restaurants stand at billion with projections that could go up to 0 billion.“It’s painful trying to manage this business,” said Ryan Fletter. “We are easily down 50% and I feel like we are enormously successful for being down only 50%. I have two restaurants and the other one is suffering a 90% loss.”Fletter is the owner of Barolo Grill and Chow Morso Osteria in Denver. Like the 60% of restaurants around the country that are open, the establishments have been surviving on take-out orders for food. However, both have also been able to sell to-go cocktails, since Colorado began a temporary allowance for this at the end of March.With no longer having dine-in service, selling liquor to-go with food has become a critical source of revenue. “Everything is lifeline right now,” said Fletter. “You take that away and it would be like standing on top of our head while we are underwater.”Colorado is not the only state to allow restaurants this additional stream of revenue. Around the country, 45 states have begun allowing restaurants and bars to now sell to-go cocktails and other liquor. “That has actually been a huge revenue generator,” said Kennedy. The National Restaurant Association believes the revenue stream has become a lifeline for the industry, but it is still not enough. “We are really at our most dangerous point right now, and it is why we need a federal solution from congress if restaurants are going to survive into the fall,” explained Kennedy.Kennedy and the National Restaurant Association have proposed stimulus package ideas for restaurants that include tax breaks and grant money for restaurants, but there has been little talk in Congress about it being part of the next stimulus package. For now, restaurants are relying on what has always kept them alive, their customers.“We hope that everyone will continue to reach out to their local restaurant and participate in whatever program they are doing, whether it is food or beverages or both,” said Fletter. “It’s why we are alive.” 2544

The rankings for the “Safest States in America” are out, and Minnesota takes the top spot for 2019. The list, released by WalletHub, compared the 50 states across 52 key safety indicators, which were grouped into five categories. The categories include: personal and residential safety, financial safety, road safety, workplace safety and emergency preparedness.For a look at the 52 safety metrics used for scoring, 428

TOWSON, Md. — Home videos capture images of Deborah Limmer and her 5-year-old granddaughter, Delaney Gaddis, which now serve as painful reminders of two lives lost, leaving the young girl's father searching for words to describe 241

The violent tornado that hit Jefferson City overnight "felt like an earthquake," says one Missouri woman who lived through it https://t.co/K3tpNua9PH— CNN (@CNN) May 23, 2019 186

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