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Food banks across the country are reporting a dramatic increase in people needing help. Many organizations are reporting the number of people they're providing food and services for have quadrupled, a continued effect of the COVID-19 pandemic."Prior to COVID, we had about 85 families that would come to our client choice pantry. And now since COVID, we’re averaging about 385 a week so it's been a huge influx of new clients," says Jacob Granados, the director of purposeful engagement for the Place of Forsyth County in Georgia. Some of their clients have never had to rely on help from food banks or non-profits before. Granados says the need since the start of the pandemic has not died down."I think it's important for people to understand that they are not alone," says Granados.Danah Craft, the executive director of the Georgia Food Bank Association shared a heat map, showing the increase in food insecurity in 2020 compared to 2019. Some areas of Georgia that rely heavily on tourism have seen their food insecurity rates double."We believe that we will be at sustained elevated levels for 12 to 18 months. We are here for the long haul. We are part of these communities and we are here to respond but what we don't know is what will happen this winter. We don't know how long we’ll need to sustain this response," says Craft.In California, Community Services and Employment Training, or C-SET, provides groceries and meals to families. C-SET used to deliver 300 meals monthly to seniors. That number is now up to 1,400."Then for rental assistance typically I would see maybe 150 applicants for emergency food and shelter services. We are probably close to 900," says CSET's Director of Community Initiatives, Raquel Gomez Collins.C-SET has joined with their local health and human services agency as well as other non-profits in their area to provide as many services as possible to residents who need it. Gomez Collins says sometimes it's not just about having the funding to buy the food but identifying where and how to get it."We are competing with larger cities for that food so it's being in line and ready to go when they give us a call and say, ‘Hey, we have four pallets of food and you can pick it up.’ It's having the access to trucks, it's having the access to manpower. All those things come into play now because of the competition for those resources," says Gomez Collins.Many organizations are thankful for all of the generous donations they receive and are now preparing for the upcoming winter."We are not planning for our numbers to drop anytime real soon. We are making preparations even now for Thanksgiving to get 500 Thanksgiving meal boxes ready. We anticipate that this need will be here," says Granados. 2748

Firefighters battling the Holy Fire in Southern California took care of a dehydrated fawn Monday afternoon. Officials with the Cleveland National Forest tweeted that the firefighters stumbled upon the fawn and discovered she was heat exhausted and dehydrated. The men can be seen in a photo giving the fawn a much-needed drink of water before helping get her back on her feet.  410

For Army veteran Leonardo De Angelis, COVID-19 has been hard in more ways than one. He came down with the novel coronavirus in April and was immediately taken to the VA hospital where he was treated and tested every week"If he tested positive, he would have to stay for another week. So, he was in there for a month," said his daughter Lacy De Angelis.Seven months later, De Angelis is still dealing with complications."He has permanent lung scarring in his lungs. He still can’t do stairs. He’s still doing physical therapy," said Lacy De Angelis.De Angelis also had a bout of pneumonia. And he also suffers from PTSD, which he and his daughter say has been exacerbated by the COVID-19 pandemic."I see shadows and I see them in the daytime and at night. They give me a pill to take so I can go to sleep," said De Angelis, who served in the Vietnam War in the late 60s."They said that because he was in isolation and he was so bored, he was seeing shadows. He would be running, and yelling, and screaming in his sleep at night," explained Lacy De Angelis.And he’s not alone.The U.S. Department of Veterans Affairs says about 30 percent of Vietnam veterans have had PTSD in their lifetime. De Angelis is one of the more than 83,000 vets in VA homes across the country who have contracted COVID-19. More than 4,200 have died."We just lost another one the other day," said De Angelis."They’re seeing each other die again. They’re such a vulnerable population. They come in here and they make connections with other vets and then they catch COVID and they die. It’s hard for them," said Lacy De Angelis.Reliving the tragedy and trauma brought on by a war he served in more than 50 years ago, all over again. 1711

For the first time, Amazon is offering free shipping on all holiday orders in an effort to add new Prime members and juice the season's sales numbers.Last year, Amazon shoppers without Prime memberships had to spend at least to earn free shipping, but Amazon is waiving the purchase minimum starting Monday to give "customers even more convenient and faster delivery options," the company announced.The National Retail Foundation forecasts holiday retail sales will climb by up to 4.8% compared to a year ago. 521

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

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