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People living in the Florida Panhandle are scrambling to prepare their homes and businesses for Hurricane Michael.The Category 2 storm is currently in the Gulf of Mexico, and it’s expected to gain strength as it makes landfall Wednesday.Officials ordered an evacuation by noon Tuesday in Pensacola Beach, but for those residents staying, they are spending the day preparing.Randall King lived through Hurricane Opal, a Category 3 storm that hit the coast in 1995. He says his Pensacola home took in about 6 feet of water during that devastating storm. That’s why he doesn’t take warnings lightly.“If you're that close to the cone of uncertainty, always be certain to be prepared,” he says. However, everyone didn’t spend the day preparing for the storm. A group of people were seen on the beach.“It’s not too bad right now,” says Abisai Avelar, a Pensacola resident. “Just for the thrill of it, for the experience. Couple guys wanted to come out. Some of these guys don't live here, so this is a first for them to experience something like this.”Hurricane Michael is expected to carve a path from the Florida Panhandle through Georgia and then all the way up into the Carolinas. 1191
People are planning to take time off to travel through the end of the year, but of course, things look different because of the pandemic.“It’s not just as easy as it used to be to get in the car and go where you are going and have a great time,” said Jeanette Casselano McGee, a AAA spokesperson.First off, AAA says people will likely plan last minute. One in five travelers plan to book something only a week out, because people don't have a lot of confidence that they will be able to take the trip, because of how quickly things change with the virus.Most of these vacations will be road trips and to places that offer a lot of outdoors attractions.“Even if you are going to a national park, call ahead. Sometimes you need reservations or not everything may be open,” said McGee.It's also a good idea to check with hotels and restaurants in the area on capacity, as well as local and state virus restrictions.And there's promising new data for those planning to fly. The Department of Defense commissioned a 6-month long study using a United aircraft to learn more about the risk of COVID-19 exposure while flying.Mannequins were used to simulate coughing with a mask on and off. Sensors were placed in seats all over the plane to detect particles.It found after 300 tests both in the air and on the ground that when someone is wearing a mask, only .003% of particles made their way into another passenger's breathing zone, virtually 0%. Almost all particles are filtered out of the plane's cabin within 6 minutes.Last week, separate research by the International Air Transport Association found 44 published cases of potential in-flight transmission. Most happened in the early days of the pandemic when masks were not required. 1740
People who aren’t rich or famous typically don’t have prenuptial agreements, which are legal documents detailing who gets what in a divorce. Even ordinary folks without prenups, though, should think about how to protect their money if something goes wrong.Planning for divorce may be cynical, but it’s also smart, San Diego certified financial planner Ginita Wall says.“It’s cynical to put on a seat belt when you pull out of your garage, because you’re planning for an accident,” says Wall, who is also a certified public accountant and the author of several books including “The ABCs of Divorce for Women.” “You want to be safe if that happens, God forbid.”Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says Carl Soranno, a family law attorney in Roseland, New Jersey.“Even if your marriage is strong, or you think it’s strong, there are events that can put pressure on it,” Soranno says.Estate planning also can be easier when at least some assets are kept as separate property. You might trust your spouse to do right by the kids after you’re gone, for example, but can you trust your spouse’s next spouse? Separate property can allow you to better control who inherits after your death.“Separate property,” by the way, is the legal term for assets such as cash, investments and real estate that you owned before you married. It also applies to any gifts or inheritances you receive during marriage.But there are plenty of ways separate property can become marital property if you’re not careful. Depositing an inheritance into a joint account can do it. So can using money from a joint account to pay taxes on separately owned investments or property. State laws vary enormously, so it can be worth consulting an experienced attorney or financial planner to find out the rules that apply in yours, says CFP Shelly-Ann Eweka, a wealth management director with TIAA in Denver.“You want someone familiar with your state laws and your situation to give you advice,” Eweka says.Here are some moves that typically help to protect what you own:Have ‘mine’ and ‘ours’ accounts 2178
PASCO COUNTY, Fla. — A Pasco, Fla. woman was arrested after deputies say she was passed out drunk at the wheel of a parked car with a 5-year-old child in the back seat.20-year-old Sarah Nisse was found after the girl answered a phone call from her father.He called the 5-year-old via FaceTime and was able to see where the vehicle was parked.He found the car at 2509 Success Dr. and immediately removed his daughter from the vehicle and called 911.Fire rescue arrived and tried to administer aid to Nisse. She didn't say anything but raised a middle finger at them. When deputies arrived, Nisse appeared to be 'heavily intoxicated' and was taken to the Medical Center of Trinity.She blew a .276 and .272 three hours after the incident.Deputies say that without proper supervision, the 5-year-old was at risk of possible injury or death due to a large pond being next to where the car was parked, as well as due to the fact that Nisse was driving while under the influence.She was arrested for child neglect, violation of probation and DUI. She was on probation for willful child neglect in reference to a case in 2015 where she had sexual intercourse with a 15-year-old juvenile. 1187
Pepsi is buying one of the world's top sparkling water brands.The drinks company announced Monday that it would take over SodaStream, an Israeli company that sells do-it-yourself seltzer makers, in a deal worth .2 billion.The move will boost Pepsi's efforts to shift from its traditional high-calorie soft drinks business to offering healthier options.SodaStream's products, marketed as a healthy alternative to sugary sodas, fit Pepsi's goal of "making more nutritious products while limiting our environmental footprint," Pepsi CEO Indra Nooyi said in a statement. "Together, we can advance our shared vision of a healthier, more sustainable planet."Nooyi, who will step down in October after more than a decade as chief executive, has steered Pepsi toward healthier offerings, saying it's important for the company's future because of consumers' increasing attention to health. She will be replaced by Ramon Laguarta, Pepsi's head of global operations.Nooyi split the company's products into three categories: Fun For You includes traditional, higher-calorie soft drinks and snacks. Better For You includes diet drinks and lower-calorie snacks, such as potato chips that are baked instead of deep-fried. And Good For You includes foods such as Quaker Oats oatmeal, Sabra hummus and Naked Juice smoothies.Buying SodaStream will further boost Pepsi's health credentials. The Israeli firm has seen its stock pop more than 320 percent in the past two years after it rebranded itself as a sparkling water company.The deal will be funded using Pepsi's cash on hand and has been unanimously approved by the boards of both companies. It is expected to close by January, pending a SodaStream shareholder vote and certain regulatory approvals. 1746