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and even fraud. The Better Business Bureau says very few platforms fully vet online reviews. It believes at least half of the online reviews out there aren't real. Yet, many of our businesses rely on these reviews to bring in new customers, but fraudsters have learned a bad review is a blemish they can try to use against them. “It was a similar number that kept calling and calling and I thought wow. Then I listened to it and I was kind of taken by surprise," said Margie Keener is a real estate agent in Woodland Park, Colorado.She says someone called her claiming to be a representative of Google. "They were asking for money to take down Google reviews,” said Keener. She didn't think much about it until she looked at her Google review page and discovered a bad review, a review she claims is false. She says at the time the review was posted, she was recovering from surgery and wasn't working much. She noticed the same profile that left her a bad review also left 12 other bad reviews against other area businesses the same day.“So they had done 12 reviews between Florrissant and Colorado Springs and they had hit apartment complexes, they had hit a doctor, they did a construction business, multiple real estate businesses, and pretty much they sometimes just repeated the same review," said Keener. The person on the phone call recording asked Keener to pay ,000 to have the negative review removed. "I’m thinking oh my goodness. That’s a serious scam. That is a lot of money and what are these people going to do?," Keener said.Instead of contacting the number left on her voicemail, Keener reached out to Google directly and was sent to a customer support page. She flagged the comment which Google says can take several days to be evaluated. Her only other option... "You have to get an attorney and a judge issue a court order to take it down,” said Keener. The Better Business Bureau of Southern Colorado says both consumers and small businesses complain about the prevalence of phony online reviews.“One of the statistics that we have is 61% of reviews on Amazon are fake. So, again that's more than half and I think it's pretty safe to say through any platform probably at least 50% of reviews are fake,” said Adah Rodriguez spokesperson for the BBB of Southern Colorado. Consumer protection experts say unfortunately Keener's experience isn't unique, but praised Keener's decision not to do business with anyone demanding money to remove online reviews. "Knowing that more than half of reviews are fake it's hard to know where they're coming from so unfortunately I'm not surprised by it," said Rodriguez. ”Obviously if these fraudsters or these individuals get what they're requesting they're going to continue to do it."After months of reaching out to Google through emails keener says google finally removed the bad review from her page.If you have an issue with a Google review 2912
Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329
more than 39,000 pounds of frozen ready-to-eat chicken patties Thursday because they may be contaminated with "extraneous materials.""The problem was discovered after the recalling firm notified FSIS of consumer complaints," the U.S. Department of Agriculture said in a press release.The following frozen ready-to-eat chicken patties are included in the recall:Product Best If Used By Date Lot Code 26-oz. resealable plastic bags containing “Weaver CHICKEN BREAST PATTIES BREADED CHICKEN BREAST PATTIES WITH RIB MEAT” January 31, 2020 0319PBF0617, 0319PBF0618, 0319PBF0619, 0319PBF0620, 0319PBF0621, 0319PBF0622, 0319PBF0623, 0319PBF0600The patties were produced on Jan. 3 and shipped to retail locations nationwide."Consumers who have purchased these products are urged not to consume them. These products should be thrown away or returned to the place of purchase," the USDA said.Consumers with questions about the recall can call or text Tyson Foods' Consumer Relation hotline at 855-382-3101.This story was originally published by 1124
in downtown Indianapolis.The vehicle apparently fell from the fourth story of the Market Square Center Garage and landed on its roof in an alley behind the City Market.According to the Indianapolis Fire Department (IFD), a man and woman inside the vehicle, were killed.The vehicle fell shortly before 10 a.m. Wednesday. It wasn't immediately clear how the vehicle fell from the garage.IFD shared photos and video of the scene, showing the mangled car and blown out wall of the parking garage. 495
handed out to elementary students, stating that they intend to remove the image from the school's curriculum.Laura Lewis, the mother of a first-grader at London Elementary student, expressed her concerns over her daughter's homework. The assignment was a worksheet asking students to identify what "fat" is."I thought to myself, 'They are going to look at it, and then look over at my daughter and say this you, you're fat.' I don't want her to deal with that like I had to, cause it really hurts," Lewis said.The school system issued a press release stating that the page had been identified and the image had been "removed from the material." The school says textbook publishing company McGraw Hill created the assignment."We are currently reviewing the entire series for other images that could be a concern. In addition, we have sent this concern and related information to McGraw Hill Publishing and we will be discussing this concern with them," the district's statement read in part.This story was originally published by Melissa Ratliff on 1050