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Former President Barack Obama and former Vice President Joe Biden were reunited Monday, when they went out for lunch at a Washington, DC, bakery.Obama and Biden spent about 45 minutes at Dog Tag Bakery in Georgetown. The bakery runs a fellowship program, now in its eighth class, that acts as a "living business school" for veterans, military spouses and military caregivers, Dog Tag CEO Meghan Ogilvie told COVER/LINE. Professors from Georgetown University teach fellows, who can earn a certificate of business administration from Georgetown University's School of Continuing Studies. 593

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

Former Trump campaign aide Sam Nunberg said Monday that he is refusing to comply with a grand jury subpoena in the Russia investigation led by special counsel Robert Mueller."Let him arrest me," Nunberg said in an interview with The Washington Post. "Mr. Mueller should understand I am not going in on Friday."The Post said Nunberg provided the paper with an apparent copy of a subpoena seeking documents related to President Donald Trump and nine others, and that Nunberg said he was asked to appear before the grand jury in Washington on Friday.The Trump campaign fired Nunberg in August 2015 after a series of racist Facebook posts came to light, and Nunberg indicated in interviews Monday there was still bad blood between the President and him but that he did not want to spend time cooperating with the investigation and Trump is right to call the probe a "witch hunt.""They want me to come in to a grand jury for them to insinuate that Roger Stone was colluding with Julian Assange," Nunberg said on MSNBC, referencing Stone, a controversial Trump ally, and Assange, the founder of WikiLeaks.He continued, "Roger was my mentor. Roger is like family to me. I'm not going to do it." 1210

Former White House national security adviser Mike Flynn and his son are alleged to have been offered as much as million to forcibly remove from the US a Muslim cleric wanted by Turkey, The Wall Street Journal reports.The Journal reported the FBI questioned at least four people in regards to a mid-December meeting in New York at the "21" Club. Discussions between Flynn and Turkish representatives supposedly took place there, according to the Journal.The Journal said the people who described the alleged proposal didn't attend the December meeting and didn't have direct knowledge of the details. There's no indication that money changed hands or that an agreement was made.The discussions allegedly included how to transport Fethullah Gulen, a Muslim leader who Erdogan has accused of being behind a failed military coup to overthrow him, on a private jet to the Turkish prison island of Imrali.The Journal reported attorneys for Flynn and his son declined comment.CNN reported earlier this week that special counsel Robert Mueller's investigators are examining Flynn's alleged participation in discussions about the idea of removing the cleric who has been living in exile in Pennsylvania. In the past, a spokesman for Flynn has denied that such discussions occurred.CNN also reported that Flynn has expressed concern about the potential legal exposure of his son, Michael Flynn Jr., who, like his father, is under scrutiny by Mueller, multiple sources familiar with the matter tell CNN.Former CIA Director James Woolsey told CNN in March about an earlier meeting in September 2016 where Flynn also met with representatives of the Turkish government and discussed potential ways to send a foe of Turkey's president back to face charges in that country.Woolsey claims that those present discussed sending Gulen back to Turkey to face charges -- possibly outside the legal US extradition system."What I saw and heard was sort of the end of the conversation -- it's not entirely clear what transpired because of that," Woolsey said on "CNN Tonight" with Don Lemon. "But it looks as if there was at least some strong suggestion by one or more of the Americans present at the meeting that we would be able, the United States would be able, through them, to be able to get hold of Gulen, the rival for Turkey's political situation."At the time, a spokesman for Flynn denied the allegation."The claim made by Mr. Woolsey that General Flynn, or anyone else in attendance, discussed physical removal of Mr. Gulen from the United States during a meeting with Turkish officials in New York is false," Flynn spokesman Price Floyd said in a statement at the time. "No such discussion occurred. Nor did Mr. Woolsey ever inform General Flynn that he had any concerns whatsoever regarding the meeting either before he chose to attend or afterwards."If proven, the alleged plan to kidnap the cleric with the aid of foreign money directly violates US criminal code and could result in up to a 20-year sentence for the Flynns, according to Michael Zeldin, a CNN legal analyst."Under this statute, both domestic kidnapping in violation of US law, and if it was a crime in Turkish law, both would be specific unlawful activities, so anyone who engages in the effort to bring money into the US for the purpose of kidnapping another violates the statute. That's a 20-year felony," Zeldin said.If the cleric were to die once in Turkish hands, that could mean a life sentence for the pair, Zeldin said."This probably has nothing to do with the Trumps, but this is a very serious crime," he said. "Theoretically, if they did this international kidnapping and the Turkish government killed this guy, that could be a life sentence for the Flynns. You don't really want to be involved in a scheme like this, no matter how broke you might be."The Mueller investigation into the Flynns is part of an overall probe into the Trump campaign's involvement with Russia.Flynn is also under legal scrutiny by Mueller's team for undisclosed lobbying that he did during the presidential campaign on behalf of the Turkish government, according to sources familiar with the matter. It's against the law to lobby in the United States on behalf of a foreign government without informing the Justice Department.  4289

Former president Barack Obama is hitting the campaign trail, for his former Vice President, Joe Biden.Obama is heading to Philadelphia on Wednesday, according to the Philadelphia Inquirer.The former president was in Philadelphia in August to deliver an address to the Democratic national Convention from the Museum of the American Revolution.Details of the campaign stop have not been released yet. It will be Obama’s first in-person campaign event for Biden. The former president has participated in digital campaign efforts through the pandemic.He also has been spending 2020 finishing up his presidential memoir, according to NPR, which will be released in November. 677