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The Senate has approved a ban on the sale of tobacco products to anyone under the age of 21 as part of a spending bill to keep the government funded. The measure had already been approved by the House.The restriction on tobacco sales has long been a push by a somewhat odd compilation of members, ranging from Senate Majority Leader Mitch McConnell a Kentucky Republican, and Republican Sens. Mitt Romney of Utah and Todd Young of Indiana, and some of the chamber's top Democrats, including Sens. Richard Durbin of Illinois, Tim Kaine of Virginia and Brian Schatz of Hawaii.Those lawmakers have been looking for a means to get the prohibition across the finish line, and now they've found one by attaching it to a must-pass series of bills to avoid a government shutdown.The increased age restriction for tobacco purchases is one of several provisions outside the spending measures themselves that will be attached to the broader .4 trillion spending agreement and likely become federal law. 1005

There's new concern about medical costs because of the coronavirus.Before the COVID-19 pandemic, we were already seeing hospital costs rising.Insurance comparison website Quote Wizard looked at a decade of data and it determined the average cost of a hospital visit went up 36% to more than ,300 a day. In some states, the increase was higher.“Why that matters right now during COVID-19 is obviously there is a stress on the healthcare system with people being sick from coronavirus but also significant numbers of people losing their jobs,” said Adam Johnson, a Quote Wizard analyst. “Millions of Americans losing their jobs and when they're losing their jobs, they're losing their employer sponsored health insurance.” Rising hospital costs are due in part to uninsured and underinsured patients that receive care. However, there's another significant contributor that could be easier to correct.“In other countries where health care systems are a little more uniform, the administrative aspect is much lower, 1 to 3% of total healthcare costs, but in the United States, that’s around 8%,” said Johnson. Hospitals did get some emergency relief funding under the CARES Act and other stimulus bills. That will help offset some of the extra COVID-care debt, but only time will tell how the crisis will impact future costs. 1335

Thinking of @BernieSanders today and wishing him a speedy recovery. If there's one thing I know about him, he's a fighter and I look forward to seeing him on the campaign trail soon.— Kamala Harris (@KamalaHarris) October 2, 2019 241

They're slobbery. They have funny fur. They don't look like standard pups. But boy, are they cute for being so ugly — and that's the point.The 2019 World's Ugliest Dog Contest in Petaluma, California, took place Friday night with 19 good boys and girls up for the title. The annual contest recruits pooches from across the nation to compete for cash, a trophy and, of course, the crowning achievement of being the world's ugliest dog.The contest isn't about shaming dogs for their looks though. It's meant to promote pet adoption from shelters, and to show people that all dogs are deserving of love — no matter how they look.This year's winner hailed from Santa Rosa, California. Scamp the Tramp took home ,500 in cash, another ,500 to donate to an animal shelter and a shiny trophy. He and his human, Yvonne Morones, also won an appearance on the "Today" show.“He’s Scamp the Champ, no longer Scamp the Tramp,” Morones 937

Through the next few days, parents and grandparents will lovingly insert and bills into Christmas cards, then mailing them to children as gifts. But many of those cash gifts may go missing, as one mom found out.Rena Giselle recently opened her mail box to find a car addressed to her 14 year old son. But she immediately noticed the corner torn, and the cash Grandma had enclosed nowhere to be found."I mean that's just tampered with," she said.Her mom confirmed she put money in it. "My grandparents and family and friends like to send cash through the mail for like the holidays and birthdays, and this year they're not coming through," Giselle said.Card thefts across the countryJust this past month, a postal worker admitted to stealing ,000 cash from birthday and other cards at one Wisconsin Post Office.It's not just rogue postal workers: cash is also stolen by porch pirates, the same thieves who run off with our Amazon boxes.The problem is if you put cash inside a holiday greeting card, especially more than one bill in thickness, a good thief can often feel that card and tell there's money inside it.The United States Postal Service suggests you don't mail cash. It recommends:? Personal or cashier's checks? Money order? Sending cash by registered mail, where you insure itGiselle is putting her parents on money transfer apps like Venmo or Zelle."I would suggest using apps, because you'll have the money in a minute," she said.It's a good idea, because a holiday gift is no fun if a Grinch gets it first. If you must send cash, wrap it in extra paper, so someone with curious fingers wont be able to feel it. That way you don't waste your money.___________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to 1910

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