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Retirement is just a numbers game to Carl Jensen, who quit his job when he was miserable and decided his family of four could live off less.“We save a lot of money,” Jensen said. “We (do) the electricity ourselves, too.”He’s at home with his family full time and is making it work by slashing the family’s expenses."I had a really bad day at work, and I remember thinking I had this incredible stress. I can't do this for the next 15 to 20 years of my life,” he said. "I don't need a new car, so I don't have a new car. I don't care about my clothes ... so I don't buy brand new clothes. And I have an old phone because honestly I don't want to learn a new phone."The family lives on just more than ,000 a year, an amount his retirement funds generate, along with his wife’s job at a startup."I realized early, retirement is just a number game, and if you're a saver and can be a little bit frugal when you're younger and let the stock market work for you, you can actually stop working early.""People that haven't saved very much for retirement still have great choices available to them if they're flexible."Kim Curtis, Wealth Legacy Institute CEO, understands Jensen’s choice isn’t for everyone and says approaches can vary."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” Curtis says.People in their 20s should focus on a savings routine such as a 401K, Roth IRA and keeping credit card balances low. Those in their 30s need to focus on asking for a raise and building their salaries.Curtis says they need to be bold.People in their 40s have a tougher time if they have growing children. It’s harder to save."The key around your 40s is making sure that you don't give up the savings your started in your 20s,” she said.Keep building the money in your 50s and consider not fully retiring until your 70s. It’s not as bad as it sounds."The idea of not working and stepping off and not having any new income from the time you retire through life expectancy is really a fallacy now because a lot of people have side hustles and a side hustle in retirement could be an Uber driver. It could be a wag walk or dog sitting,” Curtis says.People who can keep working will benefit most, though.For the average person, ,000 a month at age 62 is all social security provides. And it’s ,425 at age 66.If you don’t draw until you are 70 years old, it jumps to ,800 per month, Curtis says."That's significant."Jensen decided working is not for him, but he picks up contract jobs in between repairing and adding on to his house, which he does himself. 2611
Robert F. Kennedy's granddaughter, 22-year-old Saoirse Kennedy Hill, died on Thursday at the Kennedy's Hyannis Port, Mass. compound of a suspected drug overdose, the New York Times 193

SALT LAKE CITY — A Salt Lake City Police officer is being investigated by the department after being filmed pushing an elderly man walking with a cane to the ground during 184
Senate Majority Leader Mitch McConnell (R-Kentucky) told reporters Tuesday that President Donald Trump's impeachment trial could begin as early as next week.According to reporters with 197
Staff at a Chicago elementary school made a boy leave the building on a cold March day, coatless and in short sleeves, then lied about what happened, according to a lawsuit that alleges a pattern of abuse and harassment by the staff and the boy's classmates.The fourth-grader had been bullied from the time he enrolled at Fiske Elementary School at the start of the school year, his mother, Yvonne Pinkston, told journalists Tuesday. But the school staff "failed to take any action" to protect the boy and "even became abusive towards him," according to the complaint filed in US district court in Illinois on Monday.The lawsuit against the City of Chicago, its Board of Education, the school's principal, a counselor and a security guard alleges a hostile educational environment, saying the school lacked proper policies and training for discipline and didn't investigate allegations of misconduct. It also alleges battery, excessive force and intentional infliction of emotional distress. The plaintiffs are asking for a jury trial.In surveillance video from the school, shown by the family's attorney at a news conference Tuesday, a man identified by the family as the school security guard yanks the boy into an office. A few minutes later, a different camera shows the man ushering the child toward an exterior door.The principal, the counselor and the guard "created a barrier" to keep the boy from staying in the building, the lawsuit alleges. The surveillance video shows two adults following the boy to the door as he exits, and other adults watching it happen.With all other school doors locked, the fourth-grader "sat outside in the cold, with a polo shirt on, for 30 minutes, scared, traumatized and freezing," Dan Herbert, the family attorney, told reporters Tuesday. "Thankfully, the police showed up."A child "being harassed and bullied by the caretakers, that's what makes this case overly egregious, and that's why we filed suit for this young child," Herbert said.The incident happened March 26, 2019, when the low temperature was 27 degrees and the high reached 46 degrees, according to the lawsuit.'Anything could have happened to my son out there,' mom saysThe school made a 911 call to report a missing child minutes after the boy left the building, the lawsuit said. In a Chicago Police Department document regarding the call that's attached to the lawsuit, a note says a boy "walked out of school and needs a report.""They said that this kid ran out of the school. He was thrown out of the school," Herbert said. Police arrived after a second 911 call, the lawsuit says.The boy is identified only as "K.S." in the lawsuit.The school is in a "predominantly impoverished and high-crime community," according to the lawsuit."Anything could have happened to my son out there," Pinkston said. "Anything. In that neighborhood? Anything could have happened."CNN has reached out to the teacher's union to find out whether the defendants have an attorney.Asked for comment on the lawsuit, Chicago Public Schools spokeswoman Emily Bolton said the security guard involved was "removed from his position" Tuesday and the district is looking into the principal's actions.CPS leadership didn't know about the allegations before Tuesday, Bolton said, and the reason for that is under review as well.School district says allegations are 'deeply disturbing'"These allegations are deeply disturbing, and we are fully committed to holding accountable any adult whose actions could have endangered a student," Bolton said.CNN hasn't been able to reach the principal or the school.Herbert did not say how he obtained the surveillance video.The incident started when a student hit the boy and K.S. hit back, according to the complaint. School staff believed the second boy and other students, who said K.S. had been the aggressor.That fits what K.S.'s mother, grandparents and lawyer call a pattern of mishandled complaints."He continuously went and told his counselor, the principal, anyone that would listen to him, he would talk to them about how he was being bullied," Herbert said."The school didn't like the fact that he was making complaints," Herbert said. "The school, the principal didn't like the fact that his mother and his grandparents were doing what they're supposed to do, and that is, hold the school accountable."About half an hour after the first 911 call, a school employee called again, this time saying that "K.S. fought everyone and was kicking, biting and scratching," according to the lawsuit. In the CPD's document of the call, attached to the complaint, a note says the child "left and now returned," and that police had arrived during the call."The school called the police because they were required to make a report," Herbert said. "They lied. They said this kid was biting, scratching, kicking other kids. It didn't happen."K.S. had transferred to Fiske in the fall of 2018 from an Indiana school and was immediately bullied because he "was an outsider and because he was different" from the other students there, Herbert said. "He was not a hard kid. He was a sweet young boy."K.S.' teacher told his mother the other kids "thought that he was lame and stuff like that, because he didn't use profanity and he wouldn't do certain things," and he would speak up if he saw another child doing something he felt was wrong, Pinkston said.K.S. had loved going to his school in Indiana, and is now at a charter school where he is happy, his family said. But he talks a lot about the experience at Fiske, his mother said, and is seeing a counselor for what the lawsuit says are "lasting, emotional wounds.""We're trying to get past it," Pinkston said. 5690
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