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RAINBOW (CNS) - One person was killed this afternoon when an SUV veered off a rural road in the far northern reaches of the San Diego area, struck a tree and caught fire, authorities reported.The fatal accident was reported about 4:45 p.m. on Pala Temecula Road, just south of the Riverside County line in the Rainbow community, according to the California Highway Patrol.The victim, whose identity was not immediately available, died at the scene of the crash, which left the roadway blocked in the area. 513

President Donald Trump, facing a drastically revised death toll in Puerto Rico a year after dual hurricanes devastated the island, offered a still-rosy outlook of his administration's handling of the disaster on Wednesday."I think we did a fantastic job in Puerto Rico," Trump told CNN's Jim Acosta during an exchange with reporters at the White House. "We're still helping Puerto Rico."It was an optimistic accounting of his administration's handling of the natural disaster, which left much of the US territory without power for months and resulted in thousands of deaths.The island's governor formally raised the death toll from 64 to 2,975 on Tuesday following a study conducted by researchers at George Washington University.The study accounted for Puerto Ricans who succumbed to the stifling heat and other after-effects of the storm and were not previously counted in official figures.Trump has trumpeted his handling of the storm's aftermath, including saying in the days afterward the storm had resulted in a relatively small number of deaths compared to a "real catastrophe like Katrina." Hurricane Katrina, which devastated parts of Louisiana in 2005, killed roughly 1,200.He also awarded himself a "10 out of 10" on disaster recovery efforts during an Oval Office meeting last year with Puerto Rico's governor."Did we do a great job?" he asked his guest.Through it all, Trump has maintained that Puerto Rico's languishing infrastructure and geography hampered efforts. He said on Wednesday an outdated electric grid and the territory's status as an island continued to the difficulty."Puerto Rico was actually more difficult because of the fact it was an island," he said. "It's much harder to get things on the island."Trump has come under stiff criticism for his handling of the disaster, principally from Carmen Yulín Cruz, the mayor of Puerto Rico's capital city San Juan."The administration killed the Puerto Ricans with neglect. The Trump administration led us to believe they were helping when they weren't up to par, and they didn't allow other countries to help us," Yulín Cruz said on CNN Wednesday, later adding, "Shame on President Trump. Shame on President Trump for not even once, not even yesterday, just saying, 'Look, I grieve with the people of Puerto Rico.'"Trump did not respond directly to his critics Wednesday, instead saying he hoped the island doesn't suffer a similar fate this year."I only hope they don't get hit again because they were hit by two in a row," Trump said.Trump's comments were reminiscent of former President George W. Bush's comments days after Hurricane Katrina made landfall in Louisiana, when Bush praised his FEMA director Michael Brown during his first visit to the region affected by Hurricane Katrina in 2005."Brownie, you're doing a heck of a job," Bush said then.Trump's comments on Wednesday were not the first time he has praised the federal response in Puerto Rico. And while the death toll was not known when he voiced some of his earlier praise, they did come as disaster relief experts and local officials sounded the alarm about the slow pace of the federal response."Every death is a horror -- but if you look at a real catastrophe, like Katrina, and you look at the tremendous hundreds and hundreds and hundreds of people that died, and you look at what happened here with, really, a storm that was just totally overpowering -- nobody has ever seen anything like this," Trump said in Puerto Rico less than two weeks after Maria struck. "Everybody around this table and everybody watching can really be very proud of what's taken place in Puerto Rico."Trump not only repeatedly praised the federal response, but he also struck out at the news media and critics who highlighted the slow pace of some of the recovery efforts and the dire conditions that much of the island continued to face for weeks and months after the hurricane made landfall.Ten days after the hurricane made landfall, Trump lambasted news reports about the troubled situation in Puerto Rico in a series of tweets."Despite the Fake News Media in conjunction with the Dems, an amazing job is being done in Puerto Rico," Trump tweeted. "The Fake News Networks are working overtime in Puerto Rico doing their best to take the spirit away from our soldiers and first R's. Shame!"In another tweet, he lashed out at San Juan's mayor, who had taken to the airwaves to raise alarm about the slow pace of recovery efforts."Such poor leadership ability by the Mayor of San Juan, and others in Puerto Rico, who are not able to get their workers to help," he tweeted. 4625

Researchers at University of Michigan have developed a fake news detector to help fight against misinformation. The technology is "an algorithm-based system that identifies telltale linguistic cues in fake news stories." The team says the system is "comparable to and sometimes better than humans at correctly identifying fake news stories."According to their study, linguistic analysis tracks things like grammatical structure, word choice, punctuation and complexity. But there are challenges to making sure the system properly deciphers stories. Researchers say the difficulty in building a fake news detectors is not in developing the algorithm itself, "but in finding the right data with which to train that algorithm."The system is still in its beta stage. Details of the fake news detector system will be presented on August 24 at the International Conference on Computational Linguistics in Santa Fe. Read the full study here. 962

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

President Donald Trump took action Wednesday to make it a little easier for the nation's military spouses to find employment as their families deploy domestically and abroad.The President signed an executive order aimed at increasing opportunities for military spouses to obtain federal jobs and encouraging agencies to increase their use of the noncompetitive hiring authority for military spouses. Trump said he hoped the executive action would encourage private-sector businesses to follow suit in their hiring practices.Speaking to a crowd of military spouses at the White House, the President said, "Your support is essential to making our military the mightiest fighting force in the world and getting stronger all the time."He continued, "We can never repay you for all that you do. We know what you do, and your spouse knows what you do. We can never repay you for that, but we can and we will give you the opportunities you deserve."The unemployment rate for military spouses is 16%, four times the national average for female adults, a statistic the President noted.A survey of military families released last June from Hiring Our Heroes, a US Chamber of Commerce foundation, found that unemployment and underemployment are major challenges for the spouses of service members, 92% of whom are female. Among military spouses who are employed, 14% are in part-time jobs and half of that part-time group wants full-time work.Trump promised, "We are going to change that, and we are going to change it as quickly as we can. It will go fast."While many military spouses choose "portable" career paths like teaching or nursing or law, those often have state-specific licensing requirements that present barriers with each new move.The Trump administration is building on the work begun by former first lady Michelle Obama and former second lady Jill Biden, who through their Joining Forces initiative called on US governors to streamline licensing and credentialing for the military community."Even though all 50 states have addressed this issue in some way, we know that there are still plenty of gaps and challenges that we need to work on, so as far as I'm concerned, our work here definitely isn't finished," Michelle Obama told the Military Times in 2016.The licensing barriers sometimes force spouses to choose between advancing their own careers and moving from place to place with their service member husband or wife."We're working with states across the country to encourage them to remove licensing barriers so that spouses who work in careers such as teaching, nursing and law, many others, also can get a job in their profession no matter where they move," Trump said Wednesday.The administration has been working to address the challenges of military spouse employment for several months. Counselor to the President Kellyanne Conway and senior adviser Ivanka Trump held a listening session with military spouses last August, and they have since had meetings on the topic.The White House's own Office of Public Liaison Deputy Director Jennifer Korn, who was present for the signing of the executive order Wednesday, is the wife of a Marine."One of the biggest challenges is, do I leave my career or do I leave my husband?" Korn said at the listening session last year."At different points of my career, I have left my career. A couple times, me and my husband have lived apart, at one point three years apart while he was on back-to-back deployments. It's very difficult if you have to choose." 3519