济南包皮能自己割济南怎么简单治阳痿,济南阴茎勃起不硬度不够,济南挺而不硬,济南怎么能治得好早泄,济南射精无力又少怎么办,济南男性功能检查分多少项,济南阳痿的表现有哪些

A Hyatt hotel executive thought it would be a good idea for Illinois governor Bruce Rauner to drink a glass of chocolate milk, in the name of racial diversity.It happened Wednesday during a Black History Month event at the Thompson Center.Tyronne Stoudemire is the Hyatt official who thought it up.  317

A driver was life-flighted to Cleveland Clinic Akron General Medical Center after leading troopers on a chase that caused him to miss a stop sign, before going airborne in Medina County on Wednesday morning.Troopers attempted to initiate a traffic stop on a white 2009 Mazda 6 for a speed violation of going 76 miles per hour in a 35 mph speed zone on US 42 near Grafton Road.Authorities said the driver attempted to get away from troopers by traveling westbound on Grafton Road in Medina County when he missed the stop sign at Marks Road, causing him to go airborne for about the length of a football field. The car cut off the top of two trees that were about 15-20 feet in the air before coming to a stop in a front yard.The driver sustained non-life threatening injuries as a result of the crash. Authorities said alcohol is suspected at this time, but it's unclear why the driver was evading police. 942

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

A detailed look at COVID-19 deaths in U.S. kids and young adults released Tuesday shows they mirror patterns seen in older patients.The report examined 121 deaths of those younger than 21, as of the end of July. Like older adults, many of them had one or more medical condition — like lung problems, including asthma, obesity, heart problems or developmental conditions.Deaths were also more common among those in certain racial and ethnic groups, according to the report from the Centers for Disease Control and Prevention. The CDC found 54 were Hispanic, 35 were Black, and 17 were white, even though overall there are far more white Americans than Black and Hispanic.“It’s really pretty striking. It’s similar to what we see in adults,” and may reflect many things, including that many essential workers who have to go to work are Black and Hispanic parents, said Dr. Andrew Pavia, a pediatric infectious diseases expert at the University of Utah. He was not involved in the CDC study.The numbers of young deaths are small though. They represent about 0.08% of the total U.S. deaths reported to CDC at the time, though children and college-age adults make up 26% of the U.S. population.Fifteen of the deaths were tied to a rare condition called multisystem inflammatory syndrome, which can cause swelling and heart problems.The report also found nearly two-thirds of the deaths were in males, and that deaths increased with age. There were 71 deaths among those under 17, including a dozen infants. The remaining 50 deaths were ages 18 to 20.Scientists are still trying to understand why severe illnesses seem to become more common as children age. One theory is that young children have fewer sites on their airway surfaces that the coronavirus is able to attach to, Pavia said. Another is that children may be less prone to a dangerous overreaction by the immune system to the coronavirus, he added.Thus far this year, the COVID-19 toll in children is lower than the pediatric flu deaths reported to the CDC during a routine flu season, which has been about 130 in recent years. But comparing the two is difficult for a number of reasons, including that most schools weren’t open during the spring because of the pandemic.___The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Department of Science Education. The AP is solely responsible for all content. 2427

A female orca whale is still apparently grieving her dead calf and still swimming with its body after more than two weeks, authorities say."It's heartbreaking to watch," said Michael Milstein of the National Oceanic and Atmospheric Administration's West Coast Region. "This kind of behavior is like a period of mourning and has been seen before. What's extraordinary about this is the length of time."The adult -- Tahlequah, or J35 as the whale has come to be known by researchers -- and corpse were last seen definitively Thursday afternoon, 17 days after the baby's birth. The female calf died after a few hours.The mother, preventing the body from sinking to the ocean floor, has been carrying it and nudging it toward the surface of the Pacific off the coast of Canada and the northwestern US.Orcas, also called killer whales, are highly social, and this pod was spotted Friday afternoon near Vancouver, British Columbia.Another struggling female in the same pod -- J50, also known as Scarlet -- was shot with antibiotics to fight an infection, since scientists worry that she has been losing a frightening amount of weight.These are grim signs. The Southern Resident population the females belong to has about 75 members, and has not had a successful birth in three years. In the last 20 years, only 25 percent of the babies have survived. 1352