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Buying a home can be nervewracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and fraught with unfamiliar lingo and surprise expenses.To make the first-time home buying journey a little less stressful, NerdWallet has compiled these 25 tips to help you navigate the process more smoothly and save money. 404

Caterpillar could eliminate nearly 900 jobs in the US and Central America, the company said on Friday.Job cuts will happen at locations in Texas and Panama as part of a restructuring, a spokeswoman said. Employees were notified earlier this year, she said.The heavy equipment manufacturer also said it is "contemplating the closure" of an engine factory in La Grange, Illinois, which is part of its subsidiary Progress Rail, a supplier of railroad and transit products. The closure, if it happens, would eliminate 600 full-time jobs in engine manufacturing. The company said it might be "transitioning" its rail manufacturing to facilities in Winston-Salem, North Carolina, as well as "outside suppliers." The company said the employees were informed in January.Caterpillar is planning to close its work tools facility in Waco, Texas, by the end of 2018, eliminating 200 job and contractor positions there, the company said. The employees were notified last month. The company plans to move the manufacturing to Wamego, Kansas, and also to "external suppliers."Caterpillar also confirmed that it's closing a facility in Panama, and that 80 jobs will be eliminated. The company said these workers were informed in January.The cost-cutting measures come even as a growing global economy is boosting demand for its heavy-duty equipment. The company reported in January that quarterly sales grew 18%, its first increase since 2012.Sales in North American grew by 46% driven by selling and leasing machinery for home building, infrastructure and for the oil and gas industries. Sales were also boosted by increased spending in China.The company added 3,000 employees last year to meet demand, bringing its total workforce to 98,000. 1735

CAPE CANAVERAL, Fla. (AP) — The first astronauts to ride a SpaceX capsule into orbit are headed toward a splashdown Sunday in the Gulf of Mexico to close out their two-month test flight.It will be the first splashdown in 45 years for NASA astronauts and the first return in the gulf. Florida's Atlantic coast is starting to see the effects of Tropical Storm Isaias. But waves and wind are calm near Pensacola in the Florida Panhandle.Test pilots Doug Hurley and Bob Behnken departed the International Space Station on Saturday night. They awoke to a recording of their young children urging them to “rise and shine.” 624

CAMPO, Calif. (KGTV) - Campo Elementary School students were forced off a school bus after a man stormed onto the bus armed with two knives.Matthew Barker, 37, of Campo, was arrested by San Diego Sheriff's Department after he boarded the bus packed with students at an apartment complex near Jeb Stuart Rd. Friday around 8:30 a.m., according to Mountain Empire Unified School District superintendent Kathy Granger and SDSO.SDSO said Barker entered the bus and was immediately told by the driver to leave. Barker ignored the driver and continued up the stairs and toward students before the driver got in front of him.As Barker tried to push past the driver, a grandmother of one of the students saw what was happening and got onto the bus to help the driver, SDSO said. That's when Barker reportedly pulled out a knife and swung at the driver.As the driver and grandmother struggled with Barker, an older student ushered students to the back exit of the school bus and called to nearby parents for help. The students were able to exit out of the bus unharmed.Another good Samaritan then got on the bus, at which point Barker turned the knife on himself, according to SDSO. The Samaritan pried the knife away from Barker and pulled him off the bus as deputies arrived.Barker has been charged with felony assault. SDSO is investigating the incident and believes drugs were a factor in the attack.The bus driver and Samaritans were not injured."We take safety very seriously and want to assure you our buses remain a safe form of transportation for getting children to and from school," Granger said in a statement.Counselors will be at the elementary school Tuesday to offer students support if needed, she added. 1759

Capping days of commemorations of her extraordinary life, Supreme Court Justice Ruth Bader Ginsburg becomes the first woman in American history to lie in state in the U.S. Capitol Friday.Ginsburg’s casket was brought to the Capitol Friday morning for a private ceremony in Statuary Hall attended by her family and lawmakers, and with musical selections from one of Ginsburg’s favorite opera singers, mezzo-soprano Denyce Graves. Speaker of the House Nancy Pelosi welcomed everyone to the Capitol, and Rabbi Lauren Holtzblatt spoke during the ceremony.Democratic presidential nominee Joe Biden and his wife, Jill, and running mate Senator Kamala Harris also attended.Members of the House and Senate who are not invited to the ceremony because of space limitations imposed by the coronavirus pandemic are paying their respects before a motorcade carrying Ginsburg’s casket departs the Capitol early afternoon. 915