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LOUISVILLE, Ky. – A grand jury announced Wednesday that none of the three officers involved in the police killing of Breonna Taylor will be indicted on homicide charges, including murder or manslaughter.Instead, one of the officers, Brett Hankison, is being charged with three counts of first-degree wanton endangerment for firing into the apartments of Taylor's neighbors. The class D felony is punishable of up to five years in prison and a fine of up to ,000. Hankison's bail is set at ,000 cash bond.Kentucky law says, “a person is guilty of wanton endangerment in the first degree when, under circumstances manifesting extreme indifference to the value of human life, he wantonly engages in conduct which creates a substantial danger of death or serious physical injury to another person.”The other two officers involved in the shooting, Jon Mattingly and Myles Cosgrove, are not facing charges.During a press conference, Kentucky Attorney General Daniel Cameron said the state could not pursue charges against Mattingly and Cosgrove, because their use of force was “justified to protect themselves” after being fired upon by Taylor's boyfriend, Kenneth Walker.“This justification bars us from pursuing criminal charges in Miss Breonna Taylor’s death,” said Cameron.Cameron also said a witness corroborated officers' claims that they announced themselves prior to entering Taylor's apartment, where they shot and killed the 26-year-old EMT. Cameron said it was "difficult" to inform Taylor's family about the grand jury's decision. "It's been a difficult day. It's a very difficult day for Louisville, the entire commonwealth and the whole country," said Cameron.Cameron expressed his condolences to Taylor's family.“Every day this family wakes up to the realization that someone they loved is no longer with them," he said. "There’s nothing I can offer today to take away the grief and heartache this family is experiencing as a result of losing a child, a niece, a sister and a friend.”With protests expected following the charging decision, Cameron is urging demonstrators to remain peaceful in the coming days. He says peaceful protest is part of their rights as Americans, but “instigating violence and destruction are not.”The attorney general also said he is commissioning a task force to review the search warrant process in Kentucky.Watch the attorney general discuss the charges:Protests begin shortly after charging decision revealedQuickly after it was announced that no officers would be charged with murder or manslaughter, protesters took to the streets of Louisville, calling for justice for Taylor.Watch the demonstrations below:The city has been preparing for such protests over the past several days. Before the charging decision was announced, Mayor Greg Fischer signed two executive orders.One order declared a state of emergency due to the potential for civil unrest. The other restricts access to downtown parking garages and bans on-street parking in order to provide an extra layer of security for protests in and around Jefferson Park, where many protests over the case have taken place.The mayor has also set a curfew in the city from 9 p.m. to 6:30 a.m. ET.Watch the mayor discuss what the city has done to prepare for protests:What we know about the Breonna Taylor caseTaylor was shot and killed by Louisville police officers who served a no-knock search warrant at her home in the early morning hours of March 13.During the incident, Taylor’s boyfriend has said that he thought the plainclothes officers were intruders and fired a warning shot. The officers returned fire, shooting Taylor several times, and she died in the hallway of her apartment.In June, the Louisville Metro Police Department fired one of the officers involved, Brett Hankison, saying he violated procedures by showing "extreme indifference to the value of human life." The other two officers involved in the case, Jon Mattingly and Myles Cosgrove, have been placed on administrative reassignment, WLEX reports.Protesters across the state have said these actions are not enough and have continuously called for the arrest of the officers involved in Taylor's shooting.Taylor is one of a handful of African Americans who have died at the hands of police officers or former police officers in 2020. The killings prompted massive protests calling for an end to police brutality across the country.Jordan Mickle at WLEX contributed to this report. 4463

Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

MIDDLETOWN, Ohio — The things Lt. Col. Joe Jackson stored in his mother's basement before his most recent deployment couldn't be worth more than a few hundred dollars to a pawn shop, he said Tuesday night. They were family keepsakes, mostly: His father's Xavier class ring, relatives' dress watches and mementos from his other tours of duty. Nothing he felt he needed to worry about when he left for Afghanistan on Valentine's Day.They were gone when he returned for Thanksgiving, leaving him awash in "shock, anger and disappointment.""You realize the magnitude — the value beyond the monetary value of the things that were taken from you and how irreplaceable they are," he said. "Whether you can find them in a jewelry store or have them recreated, it's never going to be the same."His mother couldn't have moved them, he said. Multiple strokes have kept Rosalind Jackson in need of daily care since the turn of the century, and her family pays for a rotating team of caregivers to ensure her safety and comfort.She and her son believe one of those caregivers could be behind the theft. The culprit must have had both access to the home and in-depth knowledge of its contents, according to Joe Jackson. He didn't store his valuables in conspicuous containers."It makes me sick," his mother said. "Really."Jackson had returned to Fort Benning by Tuesday night. He said he had been working closely with Middletown, Ohio police to find leads and track down his missing possessions but encouraged members of the public to reach out with information as well.His hope? When he comes home again for Christmas, his treasured keepsakes will be there, too. 1682

Mary Kay Letourneau, a former teacher who was sentenced for an illicit relationship with a then sixth-grade student, has died at the age of 58, her attorney told NBC News.Her lawyer David Gehrke told news outlets Letourneau died Tuesday of cancer.Letourneau was charged with rape of a child after Letourneau became pregnant following a sexual relationship with student Vili Fualaau. The relationship began in 1996 when Letourneau was 34 and Fualaau was 12 or 13.When Fualaau was 18, he petitioned the court to lift a no-contact order between Letourneau and Fualaau. Fualaau would go on to marry Letourneau in 2005.They have two daughters together. Fualaau filed for a legal separation from Letourneau in 2017. 717

Millions of American children are spending this fall semester taking at least some of their classes online, through Zoom, Google Meet and other platforms.And while many of the bugs, glitches and surprise Zoom "bombings" of this past spring have been fixed, experts say many threats remain.Arneesha Collins, parent of an elementary-aged boy, worries what her son is exposed to when she is not watching."I already don't want my son on the iPad or computer a lot," she said, "because when he gets on there he is already on YouTube."Laura Pipitone has two young children doing some learning at home, and says the technology is still frustratingly glitch-filled."Especially on the iPads the younger kids get, I have to log out and log back in every session," Pipitone said.She is afraid to leave her youngest one alone long at the computer."Parents are kind of expected to be in the room, so I feel like I am back in kindergarten," she said. "It's hard!"Cyber security expert Dave Hatter says hackers and predators are looking at all those children learning online as prime targets."These sort of threats against children have risen during the pandemic," Hatter said, "because kids are spending a lot of time online. You get things like 'Zoom bombing' where someone is screaming racial epithets or is semi-clothed and shows up in the video."Four things parents can doHatter, the head of Intrust IT, says parents of online learners need to take four basic security steps to ensure their screens are not open to prying eyes.Step 1: He says you should start by making sure your WiFi router is not using the default 1-2-3-4 password, or using a password that every kid in the neighborhood knows by now."It's difficult for parents to stay on top of this, but the bad guys on the other hand learn what the cool thing is, because they know where the kids will be," Hatter said.Step 2: Make sure you do regular updates of your PC and software, which patches holes that hackers will take advantage of."Installing the Windows updates is an absolute must," Hatter said. "But you gotta make sure you are updating Zoom as well, and the other software you are using on these devices."And he says make sure your school is following the latest suggestions for safe Zooming, such as the teacher being in the room at all times, and guests having to be invited in.Step 3: Hatter says you need to talk to your kids. Instruct your children to watch for strangers popping up online trying to befriend them on TikTok, Instagram, or other sites that, face it, kids often visit when class becomes boring."Warn your kids about this sort of thing. Tell them not to give personal info to someone you don't know; never agree to meet someone," he said.Step 4: Consider parental software for younger elementary-age children. Hatter suggests you look at services like Net Nanny, Norton Family Premier, Qustodio, or Kaspersky Safe Kids that limits sites children can visit, and tells you where they have been. (PCMag rates the top parental software program).Some services will also run your computer through a VPN (Virtual Private Network) that encrypts your data, making it almost impossible for a hacker to peek in.Arneesha Collins is happy her school has moved to a hybrid system, with some in-class learning, but can't wait for the days when full-time school returns."I wish they were back in school, yeah," she said.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3701