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HENRICO COUNTY, Va. -- Summer time for middle school students usually means taking a break from lessons and learning, but not for one 11-year-old girl in Virginia.London Hart is actually diving deeper into our country's history and studying recent events, including protests against racial injustice."Back when the protests started after the George Floyd incident, I was having a conversation my with parents about what was really going on and what was happening. They were telling me all about racism," said London.It's a conversation London said was very upsetting."Just because you're a minority, doesn't mean you should be treated unfairly. It made me unhappy that that was happening," said London.So the budding artist picked up her canvas and paintbrush and expressed her support for the Black Lives Matter movement the best way she knows how -- by painting.Then she turned those paintings into t-shirt designs."A bunch of people were really happy that I started this movement with the t-shirts and everybody was buying them and buying them and buying them," said London.London's "Support Shirts" campaign was shared so much online that it blew up."At first, I only expected to sell like 15 shirts at the most. So far, I have 875, raising ,600," said London.London is donating all the money to organizations fighting for racial equality, teaching others you're never too young to get involved with a cause you care about.She even offered some advice to other young people."As long as you know what you're doing and you feel like you know what you're saying and you have something you can support, then I feel like you can stand out and use your voice," said London.London's goal is to raise ,000 this summer.If you would like to buy one of her shirts, click here.This story originally reported by Tyler Layne on wtvr.com. 1840

Herman Cain tweeting about how not deadly COVID is after previously dying from COVID. pic.twitter.com/uzBSMl48et— Kit.?????? (@KitMaxwell_) August 31, 2020 163

HONOLULU (AP) — Hurricane Douglas is gathering strength as it heads west toward the Hawaiian Islands on a track to potentially bring strong winds and flash flooding to the island chain over the weekend. The storm is getting stronger Thursday, becoming a Category 3 hurricane with maximum sustained winds of 120 mph. Cooler waters east of Hawaii and wind shear are expected to weaken the storm before it reaches the islands. 432

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

Gone are the days of waiting in the doctor's office to be treated. CVS is changing the healthcare game, and all you need is their app. It's called Telhealth and it's the latest way patients can be treated. Doctor's offices have been doing it for awhile, but now CVS's Minute Clinic is jumping on board. Whether you have insurance or not, you can use it.There are a few stipulations if you're planning to use the video visit. You can only be seeking treatment for a minor illness, injury or skin condition. Each phone call will cost you .To get started, users will need to download the CVS app and complete a health questionnaire. Users will then be matched with a healthcare provider in the patient's state. They will look over the questionnaire and the medical history provided. After that, the video chat begins.  Many say this method is a better option than self-diagnosing yourself on WebMD. However, it does beg the question: can you really be properly diagnosed over the phone?Kevin Flynn with Healthcare Advocates says Telehealth is helpful in many ways, but there are a few downsides, especially if you think you have the flu."There's also a danger with the flu, which is dehydration," says Flynn. "Can a doctor really properly diagnose the dehydration over tele-medicine?"Flynn says Telehealth is great for those over the age of 40, who know and understand their bodies. But he says it's not great for the younger population, who don't really know that much about their health.If you still like going into the doctors office to be treated, Flynn says, a little secret in the health world in that some doctors will take cash for an in-person consultation. And if you have insurance, make sure to check your plan doesn't already offer virtual chats before you go through CVS.   1880

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