云南颅顶层次解剖模型(贵阳巴甫洛夫条件反射演示器) (今日更新中)

BARCELONA -- For adventure-seekers and travelers, the pandemic has put a damper on outdoor excursions. But for one filmmaker in Barcelona, a canceled family ski trip turned into an opportunity to bring adventure home to his living room.Philipp Klein Herrero is fanatical about skiing.“I am always skiing,” he said. “It's my passion.”So, when the pandemic lockdown forced him to cancel a long-planned family ski trip to France, the filmmaker decided to create a video for them.“I wanted to send them love from where I am and that's how the idea came about.”He taped a GoPro to his ceiling and cleared the room, bringing to life the adventure of a lifetime – on his living room floor.“It starts with me waking up on the side of the mountain in my sleeping bag and having my skis right next to me,” he said. “Once, it gets too steep to walk I switch into ice-climbing mode.”Over the next six and a half hours Klein painstakingly captured this stop-motion odyssey – one frame at a time. He used bed sheets for the side of the mountain.“And of course, nowadays the first thing you do when you reach the summit is you cheer and then take some selfies,” he said.The 57 second film has gone viral, making international headlines.“It just went absolutely crazy from there on,” he said.Klein says his only true desire was to spread a message of hope, inspiring others in challenging times.When asked what the most important thing that he wants people to take away from watching his video, he said that we all have to stay positive.“We have a tricky situation among us, and we literally don’t know how it’s going to end up, but it’s within us to make the best out of it.”He’s proving adventure can be found just about anywhere. 1724

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BALTIMORE, Md. - A picture is worth a thousand words. It's a cliche saying but it's true.Many times when you look at a picture, it takes you back to that exact moment in time. That's what a local artist focuses on doing for people to capture their memories.Shawn Parsons has been painting his entire life and sells his work but sometimes he gives away a piece of his artwork.Over the winter, he painted a picture of a pet after his coworker's dog died."The overwhelming joy was so huge for me when I left there I thought maybe there’s something about painting someone else’s memories," said Parsons. "It was such a cool feeling for me to give something to someone where the emotion was so high I continued to do it."So he painted a few more and gave them away.This pandemic put a different twist on things for Parsons. His friend, Erin Millon, asked if he would paint a picture for her son's birthday. It was just another project that turned into a movement.Parsons painted a picture for her son, McCabe, of him playing lacrosse. McCabe made the varsity lacrosse team at McDonogh High School as a freshman but his season was canceled."We were able to play two games and then everything shut down," said McCabe. "It hurt a lot, still does. One of the worst parts about it was seeing how much the seniors lost and knowing how much they care and how much they’ve been working all fall, all winter."McCabe was blown away by Parsons' painting, he wanted others to feel what he did. So Parsons painted a picture for Scott Cole, a senior who helped McCabe even before high school.Now, 25 student-athletes have been part of this pay it forward movement."It’s special for me to know other seniors who lost their seasons are now getting that same moment I got to see Scott have in their own way," said McCabe.If you're interested in being part of the movement go to honoryourstudentathlete.com or majorleaguecreative.com."If they can’t play can you just give me a memory of a time when I did play," said Parsons. "I paint a picture for you and for no additional cost I paint one for someone else."This story was first reported by Erin MacPherson at WMAR in Baltimore, Maryland. 2175

Black Panther 2, opening July 8, 2022, is being written & directed by Ryan Coogler. Honoring Chadwick Boseman’s legacy & portrayal of T’Challa, @MarvelStudios will not recast the character, but will explore the world of Wakanda & the rich characters introduced in the first film.— Disney (@Disney) December 11, 2020 341

BLOOMINGTON, Minn. (AP) — The FBI is investigating after a piece of rope resembling a noose was found in a Black firefighter's locker in the Minneapolis suburb of Bloomington. An FBI spokesman confirmed Saturday the bureau is investigating and said that the case is in its initial stages. Bloomington officials had asked the FBI to investigate. Officials say that the rope was tied into what appears to be a crude noose and was discovered at a Bloomington fire station on June 15. The discovery was reported to Fire Department leaders eight days later, on Tuesday. The fire chief says such acts that “embody hate, intimidation, and aggression will not be tolerated.” Mayor Tim Busse says he's “disgusted, angry, and embarrassed by this cowardly act.” 758

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