天津乳恒交替带龋齿(河北硬脑膜及静脉窦模型) (今日更新中)

There is something unique about places like Montana. There is an uncertainty to what you could find in “Big Sky Country.”That is a quality that has always driven Joseph Haas’ guide and outfitting business, A Lazy H Outfitters. But this year has brought a kind of uncertainty, unique to anything he’s faced before."By February, it just cratered to almost zero at all in terms of requests for even any information at all," Haas said. “It was, it was scary.”This time of year, people travel from all over to have Haas lead them on multi-day horseback tours through the Montana wilderness, usually."We have very few customers from the east or west coast, California in particular, we are seeing almost nothing from California," Haas said.Haas' business is located in Choteau, Montana, a town with a population of about 1,700 people. Summer is usually the busy season in the community, which located along the shortest route between Glacier National Park and Yellowstone National Park.“I would think that we’ve probably had at least 95% of the events we had booked canceled and reservation-wise," said Barb Bouma, who owns the Stage Stop Inn in Choteau.The American Hotel and Lodging Association says hotel occupancy levels might not recover until 2022 nationwide. Bouma doesn’t know if her hotel will make it that far.“It’s not sustaining itself. How long we can go, yeah I’m not sure," Bouma said.Like many business owners in the pandemic, Haas has had to cut back."Right now, I have one person. Normally, I would have two or three in the summer," Haas said about the number of employees he has getting gear ready for his trips.He says reservations for his business have started to pick up again. He also says reservations for hunting trips he offers are booked years in advance and have held steady.As Haas starts to lead people back into the wild to show off the rugged uncertainty of “Big Sky County,” he hopes the struggles he’s faced this year stay unique to 2020.“There’s so much more known about the coronavirus now," Haas said. "If they can travel, the known will outweigh the risk for people.” 2107

There have been about 11 natural disaster in the U.S. this year, each costing more than billion.The Montoyas survived Houston’s Hurricane Harvey.  Nearly a year and a half later, they are living in just one bedroom of their house, because they can't afford the repairs to the rest of their home. "It became really overwhelming, so I sat, and I just prayed, and I just said, ‘I'm going to leave it at your feet,’” says Monica Montoya.The Montoyas could be any of us. The locations in the path of natural disasters are changing, whether it's floods, freezing or flames."We're starting to see fires where we haven't seen fires before,” says Professor Jennifer Balch, an earth lab director at the University of Colorado.The client expert says forests are drying out, because global temperatures have warmed 1.8 degrees. Fires that we used to see primarily in the west are starting farther east. "So, the Gatlinburg fires in Tennessee, which killed several people," says Balch as an example.Fourteen people were killed and 2,400 buildings were damaged.Balch says she’s worried for the future."We've also seen fires in the tundra ecosystem in the arctic, which we haven't seen fires in the ecosystem seen 10,000 years," Balch says.Balch says heat will also make things bad in the south and east."We're essentially pumping more atmospheric water into the atmosphere, and that that water becomes available for storms," she says.In the Mid-Atlantic, summer-like weather is lasting  a day longer, on average, each year. In the Northeast, it’ll be two days longer, and heat waves will become more common, scientists say.But just like in the south, warmer air also means more moisture for storms in the winter.With even more disasters comes more need, and after a while, those big fundraisers we see afterwards lose steam"Community solidarity that follows disaster is often times very short lived, because that pain and the suffering and the long-term recovery process starts to set in for families and for communities," explains Lori Peek, director of Natural Hazards Center.Fortunately for the Montoyas, the family received manpower help from pastor Joel Osteen's mega-church. They just got a new roof. Their hope: their kids can get back to normal and spend Christmas in all the rooms of their home.“I just want to be with my family for Christmas, sitting on the couch, drinking hot cocoa and just being together,” says Rico Montoya.And with the new weather realities, the Montoya family is just another reminder that this could be any one of us. 2568

Tis’ the season to light up the night.In a downtown Denver high-rise apartment building, people are letting their Christmas spirit shine by decorating their balconies.“At least we can light it up and make people smile,” said resident Kim Dozier.Out West in Southern California, an Orange County neighborhood is celebrating the holidays by covering their houses and stringing lights across their street.“We see kids and families coming out here every night,” said homeowner Bruce Barfell.Across the country in New Jersey, the holiday spirit glows as people cover their houses with festive décor.And in San Antonio, Texas, there’s a battle to see who’s the biggest and brightest.These are some of the competitive Christmas lighting celebrations happening during this holiday season.“It’s a light beaming from all of us,” Dozier said of her building’s competition, adding it’s bringing some much-needed light to what’s been a dark 2020 for some.“It’s about showing the world we’re still alive,” she said. “Just because we have this insane time to stay at home and we’re going to have fun no matter what.”From the Mile High City to the California coast, spreading holiday cheer has been a bit more challenging during the COVID-19 crisis.“This year, unlike other years, it’s harder to kind of fill that Christmas spirit,” said Matt Eyre of Laguna Niguel.He and neighbor Barfell are looking to help people temporarily escape the pandemic through dazzling displays of lights.Though Barfell is looking to capture his neighborhood’s Christmas lighting competition for the tenth year in a row, he says whether win or lose, naughty or nice, it’s good to see little holiday magic.“We just do it for the enjoyment we get and also for what, you know, what people tell us when we’re outside,” Barfell said. “How much they appreciate this.”Spreading Christmas cheer through some friendly competition.“Competitive Christmas e lights is just another way to shine the love around everywhere,” Dozier said. “We’ve been held down for so many reasons for so long. So, Christmas, just lets you know just let it shine.” 2103

These days, you can sit on your couch and get a pretty accurate answer to the age-old question: “What’s my trade-in worth?”As online used car retailers streamline the buying process, they’re creating more convenient ways to handle car-buying’s Achilles’ heel, the trade-in. And, with the current used car shortage caused by the pandemic, you might get a surprisingly high price selling your car to them rather than trading it in.You don’t have to sell, of course; you’re just finding out what your trade-in is worth in the most accurate way possible — the price someone will actually pay.Here’s what the process looks like, and how you can use the results.Places to get a quote onlineAlthough there may be other places in your area to trade in or sell your car, there are currently three companies dominating online used car sales: Carvana, Shift and Vroom. These companies allow you to self-appraise your car and get a quote to either sell your car or trade it in for one of theirs. The transaction and paperwork are touchless.Not all these companies are nationwide, and your vehicle will be inspected by a company representative — and the offer possibly adjusted — before you get your money.Another way to sell or trade your car is through CarMax, a used car superstore with outlets in 40 states and an in-person appraisal process that takes about 45 minutes. It may be easier to look up your car’s value on Edmunds.com, where you can get a CarMax quote without even having to go to one of its car lots.A real-world comparison testBefore starting the appraisal process, I checked pricing guide Kelley Blue Book, known as KBB, to get an idea of my cars’ trade-in values at a dealer, then collected online offers from CarMax, Carvana, Vroom and Shift.On these sites, you can fill in information manually or supply your car’s license plate number or 17-digit vehicle identification number to fetch precise year, make, model and trim. They’ll ask you about options on the car, color, if the car has been smoked in, and any warning lights or body damage. You’ll typically get an offer in minutes.Here are the results for my 2014 Volkswagen SportWagen TDI with 41,000 miles:KBB trade-in estimate: ,213.Lowest purchase offer (CarMax): ,700.Best purchase offer (Carvana): ,067.I ran the same numbers for my son’s 2016 Mazda3 Sport with 72,732 miles:KBB trade-in estimate: ,085.Lowest purchase offer (Vroom): ,750.Best purchase offer (Shift): ,100.And a friend let me run his 2019 Honda Civic Si with 4,200 miles:KBB trade-in estimate: ,225.Lowest purchase offer (CarMax): ,700.Best purchase offer (Carvana): ,077.As you can see, pricing is highly variable. The more sources you contact, the better.Do you really get that much?These companies promise a no-haggle, fair price for your trade-in. But does the price change when the company’s representative shows up and goes over your car with a fine-toothed comb?Sometimes, sellers omit important aspects of their car’s condition such as frame damage from an accident or rust, says Toby Russell, co-CEO of Shift. In these cases, after a physical inspection, the price is reduced. However, there are times when a customer gets more for a car because market conditions have changed.If a customer is transparent when describing a vehicle’s condition, “we don’t anticipate having to make adjustments to our offers,” says Carvana spokesperson Amy O’Hara. “But we are prepared should the situation arise.”Online comments on sites such as Reddit support these statements. Most consumers found the trade-in or sales process at these companies to be fast, transparent and convenient.Don’t forget the sales taxWith these figures in hand, you are in a position of strength when you visit an actual dealer.In most states, if you trade in your car, you pay sales tax only on the difference between the cost of the new car and your old one. If your new car is ,000 and you are getting ,000 for your trade-in, you pay sales tax on the difference: ,000. In a state with a 10% sales tax, you saved ,000 by trading in.That should be a consideration if a dealer’s offer doesn’t quite measure up to the offers you get online or through CarMax.Let the dealer make you its best offer. Tell the used car manager, the internet sales office or the salesperson that you’ve already appraised your car on pricing guides and gotten quotes from online retailers. You don’t need to share the offers you have — just ask for their best price.Factor in the sales tax before you reject anything, but with backup offers it’s easy to walk away, sell the car independently and return with cash to strike a better deal.More From NerdWalletWill You Get a Refund If COVID-19 Closes Your Campus?College Going Online? Student Loans Still Cover Living CostsChoose the Right Vehicle for Your Off-Road AdventuresPhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4940

This Thanksgiving will be different for everyone. Whether you're going to a small, socially distanced gathering or doing things virtually, this year’s holiday will be a first for everyone.However, there is one constant: uncomfortable conversations.The old adage is to not talk about religion, politics and finances as they are bound to be personal or create polarizing views that could put a rift between family members.This year has given no shortage of things to disagree on. Politics, the pandemic, racial justice, they all produce very strong opinions that can be on very different sides of the topic and elicit emotional responses. But whether you’re around a table or giving thanks over Zoom, these heavy topics can be talked about without ruining the holiday.“I think that for a lot of people, Thanksgiving is going to come with an extra layer of anxiety,” said Deanna Singh, Chief Change Agent for Uplifting Impact. “There are so many things we don’t have answers for. Internal conflicts, external conflicts, this year will come with an extra layer of anxiety but also hope it comes with an extra level of Thanksgiving.”Anxiety and stress are at all-time highs. The American Psychological Association says 60% of Americans are overwhelmed by the number of issues facing the United States right now and Generation Z, those who are 18 to 23 years old, are the most stressed. Roughly 1 in 3 people in the group report their mental health is worse than the same time last year.Singh says because of that, it’s important to recognize what you have to be thankful for this Thursday."We’ve been through a lot this year,” Singh said. “So, to be able to come together around the table and enjoy the people we love, I hope it comes with this extra layer of, ‘Wow. Let’s not take this for granted.’ This is big stuff.”The hot topic conversations also present the highest stress level for people. Eight out of ten people say the pandemic is a source of significant stress in their lives. Before the election, 68% of adults said they were stressed about it. That's up from 52% in 2016. Racial topics also bring about more stress with 59% of people saying police violence against minorities is a significant source of stress in their lives.It doesn’t mean you should avoid those “tough to talk about” topics altogether. There has been tremendous progress made on the racial justice front this year. After the killing of George Floyd, millions of people across the globe stood up against police brutality. It’s created a conversation on standing up for African Americans and being an ally.Around the dinner table, it may feel like an opportunity to share this newfound urge to stand up for racial equity. Singh says, it can be, if done appropriately so it has the most impact.She has three tips to have the most productive outcome from a tough conversation.Above all else, she says you need to check your own agenda before starting the conversation.“Understand what you are coming to the table with and what your purest intentions are,” Singh said. “It’s important to know what your agenda is and make sure your agenda isn’t like an, ‘I got you and I’m going to prove I’m the right person.’ I have never ever seen a conversation that starts with an agenda of, ‘I got you.’ If anything, it raises defenses.”It’s important to remember, as dug in as you are about your viewpoint and however correct you feel on the topic, someone else feels the exact same way about their own viewpoint. In order to be productive, Singh says it takes time to listen.“There are people with different views,” Singh said. “What an amazing opportunity to go to people you trust and love and try to expand your own thinking. Try and see things from a different perspective. I think it’s an amazing opportunity to learn.”Singh says it’s important to go into a conversation like this assuming your own opinion is wrong. It will help you gain empathy to someone else’s view and understand how you can explain your own view better.“It’s a humbling thing to think about, wow, I could be wrong,” Singh said. “No matter how vehemently you feel, start from that premise. That could allow for you to think about how to get to a conclusion or the space you want to move your audience to in a much more effective way. I have to be open to the fact that my ideology has holes in it. I will never convince somebody if I don’t understand them.”In order to be effective, it’s important to think about how you go about explaining your viewpoint. Singh says people have a tendency to explain their views in a way that makes sense to them but that could be counterproductive.“When people want to have difficult conversations, the way they prepare is the way they would want to receive the information and not in a way that’s best for the person they’re trying to have the conversation with,” Singh said. “Some people want facts or numbers and they need to see things on an Excel document and that’s how they make decisions. Other people really understand through stories or experiences. If you are going to wade into the water with people of differing opinions, one thing to prepare is to think about how they receive information and what’s the most effective for them.”Singh’s third tip is to be intentional. When it comes to politics, racial justice or how the pandemic is being handled, it can be easy to let your emotions get the best of you. She urges people to be able to address when something like that happens and acknowledge your interest in having a conversation.“Right now, I want to talk about how great the dressing is and this turkey and who made the mac n’ cheese?” Singh said. “Have that conversation when it’s appropriate. Let’s figure out a time when it would make more sense to have a conversation. There are certain spaces and places that are good for these conversations and you should do that. There are also certain places and spaces that are not.”By reeling in emotional responses, it can keep the conversation under control and prevent pushing loved ones farther apart.“One of the big things for me, I like to say I feel very uncomfortable right now,” Singh said. “I’m really, really emotional about what you said. I do not think I’m in a position to handle emotions that is respectful of you and respectful of me. I’m going to stop. I’m going to stop participating in this right now.”In order to de-escalate, Singh says it’s best to clarify what someone may have said. Asking, “What do you mean by that?” or “Can you tell me your reasoning behind that?” can be disarming ways to continue the conversation and help cooler heads prevail.Ultimately, ‘not talking about it’ may be less of an option now than ever before and Singh says that’s OK.“I would say this is a perfect opportunity for you to wade into those spaces if you’re feeling comfortable and feeling that calling,” Singh said. “It’s ok to do that. I would think carefully about where and how you do it. If you make a big scene of something and someone is already feeling defensive, what’s going to happen? More than likely, no matter how amazing they are as a person, they’re probably going to double down.”Singh has many other tips she is sharing in a webinar on How to be an Ally. Uplifting Impact is hosting the virtual webinar between Feb. 1 and Feb. 3. There is more information on the Uplifting Impact website.This story was originally published by Shaun Gallagher at WTMJ. 7424

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