益阳60CM男性针灸模型(带肌肉解剖)(广西舌肌模型) (今日更新中)

It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

Is your child ready for a car seat upgrade? Target is here to help! For a limited time, Target is making it easier for you to get rid of your old car seats and save on new ones with their car seat trade-in event. They're bringing back their popular event at Target stores across the country beginning April 22 and running through May 5. All you have to do is bring in an old or unwanted car seat to your local Target store and you'll get a 20% off coupon to use toward a new car seat, booster seat, car seat base, travel system or stroller from their stores or online.Just bring your used car seat to the drop-off box located near Guest Services and a team member will give you your coupon. Every guest can get one coupon per seat dropped off and the coupon is eligible through May 19, 2018. So what happens to the old car seats? Target gives them to Waste Management who recycles them to create new things like grocery carts, plastic buckets and construction materials.  1004

INDIANAPOLIS -- During this cold and flu season, dentists want you to take extra steps when giving cold and cough medicine to your children.Dentists at Indiana University Health report many of the liquid medications are chock full of sugars, which end up coating teeth.More than 400 of these medicines cause dry mouth, which means they're harder to dilute with saliva.IU Health Dental Surgeon LaQuia Vinson said there are ways to keep your kid’s teeth clean and healthy, “A dry mouth increases the risk of dental decay. It's important when children are taking these medications, that they at least rinse especially right after using them, but stay hydrated as well."Dr. Vinson also recommends if you’re not brushing your child’s teeth in the case that they are under the age of one, use a safe washcloth and water to wipe the teeth.  856

Investigators for special counsel Robert Mueller have recently been asking witnesses about Donald Trump's business activities in Russia prior to the 2016 presidential campaign as he considered a run for president, according to three people familiar with the matter.Questions to some witnesses during wide-ranging interviews included the timing of Trump's decision to seek the presidency, potentially compromising information the Russians may have had about him, and why efforts to brand a Trump Tower in Moscow fell through, two sources said.The lines of inquiry indicate Mueller's team is reaching beyond the campaign to explore how the Russians might have sought to influence Trump at a time when he was discussing deals in Moscow and contemplating a presidential run.Mueller was appointed to investigate Russian meddling in the 2016 campaign. The President claims that any investigation of his family's finances would be a breach of the special counsel's mandate.Two of the sources said they do not know from the questions asked whether Mueller has concrete evidence to indicate wrongdoing."You ask everything even if you don't think it's credible," one of the sources said, adding, "the allegations are out there, and it was checking the box."The special counsel's office, an attorney for the President and the Trump Organization all declined to comment for this story.Questions about Trump's entry into the campaign 1428

It's one thing to imagine what life might be like, but it's a totally different thing to see it right before your eyes."If things had turned out differently," the actor in the ad says. "I don't know. Maybe I'd be married to that girl I was hanging out with freshman year. Life keeps racing forward for everyone except me.The actor in this new ad is what Caleb Sorohan would have looked like, if he hadn't been killed eight years ago.His mother, Mandi Sorohan said, "It's almost like Caleb came back to tell people, look this is what I should be doing. But I can't because I was texting and driving."Sorohan and her family worked with forensic artists and visual effects teams to recreate what her son would look like today. All for a chilling yet powerful ad by AT&T showing the future distracted driving can take away."You don't think of all the things that could have happened," Sorohan says. "Never got to happen. So to me I think that's the biggest part of this ad."Caleb had just finished his first semester of college when he read a text message while driving, veered into oncoming traffic, and hit an SUV head on. He died instantly."It happened and he made a terrible mistake," Sorohan says. "And we're just trying to make sure that other people don't make that same mistake because not only could you kill somebody else you could kill yourself."The ad is a part of AT&T's "It Can Wait" campaign, which has inspired nearly 25 million pledges to not drive distracted. Sorohan hopes this will add to that number, and show people this isn't just a teen issue, but an issue for everyone."We'll never get to talk to Caleb again," Caleb's brother Griffin shares in a longer version of the ad. "We'll never get to do regular day things with Caleb again."Caleb's sister also took part; the family is hoping that by doing so, people can see the lives impacted by distracted driving go far beyond their own."They should want to come home to the people that they love," Sorohan says. "Every night and they should know how important they are to the people who love them. So don't pick up your phone in the car, just put it down and forget about it until you get to where you're going. Nothing at all that you can do on your phone is worth not coming home to those people."A message from a future that could have been. That no distraction is worth losing one.To learn more about the "It Can Wait" campaign and take the pledge, click here. 2453

来源：资阳报