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FORT COLLINS, Colo. – Administrators at Colorado State University are investigating after a parent on a campus tour called campus police on two Native Americans who were also on the tour.In a letter sent to faculty and staff on Wednesday, officials said a parent on a tour on Monday called police because she was “nervous” about the presence of the two young men, who had joined the tour in progress.The men were visiting campus from New Mexico and were a part of the tour, officials said. After speaking with police, the men were allowed to rejoin the tour, but by that time the tour had moved on and the men left campus to return home.The mother of the boys, Lorraine Kahneratokwas Gray, told Denver7 that her 17 and 19-year-old sons traveled to CSU while she stayed behind in Santa Cruz, New Mexico.Thomas Kanewakeron Gray, 19, and Lloyd Skanahwati Gray, 17, had driven up to Denver to stay with a friend the day before the tour, their mother said. Thomas is a freshman at Northern New Mexico College and had been hoping to transfer to CSU, his mother said, and Lloyd is a senior at Santa Fe Indian School."They scraped together their dollars, made arrangements themselves to register for the campus tour, and took the only car we have and drove up there," Gray said. "That enough was worrisome – for our teenage boys to take our car and get on a big highway and drive seven hours to another unknown place.""And how it ended was even worse," she added.The staffers were aware the two young men were supposed to be on the tour, Gray said, and she said that another parent of a student on the tour called police because the boys were being too quiet.Once police arrived, the boys showed them their reservation for the tour and were let go. But Thomas called his mother, who said she was frantic because the boys couldn't find the group again.“Right then, that was just a big red flag for me. When you think about young men of color being shot all over the place, or being arrested…I said, ‘Just get in the car and come home,’” she said. “They’d missed a day of school for this campus tour only to be pushed aside because of some woman’s fears.”She said an officer told the young men they should learn to speak up for themselves.“Why should it be a crime for a person to remain silent and choose not engage in conversation? They were still taking in the information, and that was their right. And for the police officer to say that, that was bothersome to me," Gray said.She said she has been in ongoing conversations with CSU administrators about the incident, but said her sons were "shamed.""It breaks my heart, because they didn't do anything to warrant that," she said. "They're walking on their own ancestors' land, so it breaks my heart."“This incident is sad and frustrating from nearly every angle, particularly the experience of two students who were here to see if this was a good fit for them as an institution,” wrote Vice President for Enrollment and Access Leslie Taylor, Vice President for Diversity Mary Ontiveros and Vice president for Student Affairs Blanche Hughes.“The fact that these two students felt unwelcome on our campus while here as visitors runs counter to our Principles of Community and the goals and aspirations of the CSU Police Department, even as they are obligated to respond to an individual’s concern about public safety, as well as the principles of our Office of Admissions,” they continued.The officials said they had reached out to the men’s families and would be meeting to discuss how a similar incident can be prevented and better responded to in the future.Denver7's Mikayla Ortega contributed to this report. 3669

Flint schools are finally getting the help they need to provide safe water fountains for their students.Flint Community Schools thanked billionaire Elon Musk and the Musk Foundation last week for donating money to install new water fountains with filtration systems at all its schools.Lead and other toxins were found to be tainting Flint's water supply four years ago, in what's been called the Flint water crisis. Since then, the community has struggled with water contamination problems."We are deeply grateful for the generosity and the budding partnership between Flint Community Schools, the Musk Foundation and Elon Musk," said Flint Community Schools Superintendent Derrick Lopez. "The new water filtration systems will be instrumental in helping our students return to the normalcy of what should be a fundamental right: having access to safe, clean water from water fountains in their school."Flint schools will install new ultraviolet water filtration systems for all its water fountains in school buildings thanks to the 0,350 donation, according to the city of Flint.The former Tesla CEO responded to the school's announcement on Twitter. "You're most welcome. Hope to do more to help in the future," he wrote.Musk first promised to help Flint in a tweet back in July. "Please consider this a commitment that I will fund fixing the water in any house in Flint that has water contamination above FDA levels. No kidding," he wrote at the time.The new fountains and filtration systems will be installed in all 12 Flint schools and the district's administration building by the end of January 2019."The UV water purification method within the water filtration systems will disinfect all lead and bacteria coming from the water pipes to allow students to drink from and fill up water bottles from school water fountains," the city of Flint said in a press release on October 5. 1896

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

FILE - Marty Stuart performs during Marty Stuart's 16th Annual Late Night Jam at the Ryman Auditorium on June 7, 2017 in Nashville, Tenn. Stuart, along with Dean Dillon and Hank Williams Jr., will be inducted into the Country Music Hall of Fame. (Photo by Amy Harris/Invision/AP, File) 294

For so many Americans, 2020 has been one of the most challenging years of their lifetimes. From an unprecedented pandemic, to the fight for racial justice, there are scars that still show as we prepare to usher in the new year. But amid the struggle, there have been signs of hope for a better future.The working manTens of millions of Americans have felt the devastating blows the year has brought with it, particularly Chad Whitenmeyer.“Some of [the conversations we had this year] were very scary,” he said. “We had the ‘what are we going to do for money?’”Whitenmeyer, 39, worked for a factory where he relied on the 12-hour days to feed his family of six. But when COVID-19 hit, he was one of the first people he knew to contract the virus.“When I took a breath, it felt like I wasn’t taking a full breath,” he said inside of his mobile home in Loveland, Colorado. “I thought I was in the process of dying.”Chad first lost some motor function as he stayed quarantined at home. Then, he lost his job and along with it, his family’s insurance.“You go down this black hole that you can’t get out of,” he said.After four months of short-term disability, Whitenmeyer applied for unemployment, but because he contracted COVID-19 so early in the pandemic, he was not able to get a test, meaning he had no proof he was actually diagnosed.It forced his wife to find temporary employment while Chad, a man who had prided himself on being the family’s breadwinner for two decades, to stay at home and provide for their kids in a different way.“It’s one of the worst feelings I’ve had about myself in my entire life,” he said. “It feels as though you can’t provide any worth to anyone around you.”The transplant patientOn June 26, 52-year-old Carl Werden was like so many other Americans: trying to stay healthy, while leading a modest life as a contractor.But on June 27, everything changed when Werden, a man with no underlying conditions, contracted the virus when he went to visit his daughter in Massachusetts.In only a matter of days, Werden’s condition deteriorated and he was sent to the hospital, a place he would remain for the next six months.“I think a lot of people think if they get sick with COVID, they’ll just be in the hospital for a few days and then they can go home, but that’s not how it works,” he said from his hospital bed over a Zoom call.For four months, Werden slipped in and out of consciousness as he battled the virus, but in October, his lungs had finally given up. Doctors said if he did not get a double lung transplant, it would only be a matter of days until he died.“Because of the COVID, there was a lot of fibrosis in my lungs and it just kept getting worse,” said Werden. “They cut me open, then they cut my rib cage in half.”Much like COVID-19, Werden does not know where those donated lungs came from. But, no longer paralyzed by fear, he is thankful to still be here.“I want people to realize there are people who are perfectly healthy, like I was, that go from being perfectly healthy to having a double lung transplant,” he said.The pastorIn San Diego, while still grappling with the effects of the pandemic, Pastor Miles McPherson, 60, was dealing with the fallout of a different virus that had taken control of the country in May.“The symbolism of how [Derek Chauvin] killed George Floyd, how I received it was, you are nothing, there’s nothing you can do about it,” said McPherson.After watching the 8 minute and 43 second video of George Floyd’s death in Minneapolis, McPherson saw the country come to grips with an outspoken racial reckoning that took hold of his community, as it did so many others across the country.“This was protracted, lengthened out murder,” he said. “It was as cold-hearted as I’ve seen.”McPherson, a Black man, grew up watching his father serve as a police officer, a path his son is now following as well.“There are a lot more people saying we have to do something, what that is, a lot of people don’t know, but that’s something,” he said. “And that’s the beginning of change.”McPherson is working to be a part of that change through a program called The Third Option Similarity Training. He developed it after publishing his book "The Third Option," recognizing the need for a racial reconciliation training program based on honor.The program is being used by schools, churches, and businesses, teaching people how to honor the similarities between us and use those similarities to establish connection and mutual understanding. The training provides actionable steps and creates space for conversations aimed at creating real change.The resolutionAs we come to the final chapter of 2020, it is easy to look at the negatives, but that’s not where the sights of Whitenmeyer, Werden, and McPherson lie. They are focused on a brighter future.As a stay-at-home dad, Whitenmeyer has invested in a camera where he shoots and edits videos of the daily adventures he has with his kids and posts them on YouTube.“Even though this year, for my body, physically speaking, has been the worst year of my life, I’ve gotten to do what I’ve wanted to do, which is to be a dad,” he said.Carl Werden, while still in the hospital, has not only regained the function of his new lungs, but has started walking as he progresses through rehab.“I’m thankful every day,” he said.Pastor Miles McPherson, along with many of his congregants, feel that in the face of extreme racial tension, our country is well on its way to becoming more unified.“I am always hopeful there’s going to be a victory in the end, not only for Black people, but us as a people, because we’re all one race,” he said.In a year that has left us all paralyzed in so many different ways, there are still reasons to keep moving forward, to put one foot in front of the other and work towards a better tomorrow. 5833