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If you’ve been thinking about buying a car, experts say now is the time to shop. Dealers are offering more incentives than ever before to get drivers back on the road, and because of the coronavirus, you can stay home and find a good deal.“It’s the way the world is going now,” said recent car buyer, Stephanie Given. “Everything’s online.”Given is an ICU nurse working on the frontline of the pandemic, and in the midst of the health crisis, badly needed a new car.“We needed that second vehicle, the more reliable vehicle that we knew would be reliable in this time,” said Given.Her nearly 15-year-old ride was giving out, but, walking in to a dealership made Given anxious. “I have been under a little stress in my work life and personal life, and I was kind of dreading the stress of buying a car,” she said.So, she started her search online. “I found the car online through the Carmax app, and I was kind of let down when I saw the car was in Las Vegas, and it was just a couple seconds and they said, ‘We can ship it to you,’ and I said, ‘What? That’s amazing!’” said Given. Not only did she find the car she was looking for online, she did all the paperwork at home. “I kind of had a hybrid experience. I did my part online and then came to the dealership to pick up and take possession of the car,” she said.Given’s experience is now becoming the norm. Dealers are making it possible to do everything, from shopping to financing, from your couch. Some dealers, like Carmax, will even drop off the car at your door.“We want to take the scary four-hour dealership visit that you’d expect, and allow you to do as many things as you want at home,” said Corey Haire, the Vice President of sales at Carmax.“You can do everything from a virtual walk around where they’ll walk around the vehicle with a facetime phone call and take direction from the consumer as to what they want to look closer at,” said Karl Brauer, an Executive Publisher at Kelley Blue Book and Autotrader.Brauer believes this new way of doing business is here to stay. “I think it’s proving more efficient on both sides,” he said.Brauer said the car industry is expecting to see a big bounce back through the summer and fall. “People are moving into more confident, purchasing mindsets,” he said.According to Brauer, new car sales are down by about 31% compared to spring 2019, but used car sales haven’t taken such a hit—down only about 6%.“I think there are a lot of people are thinking maybe they want their own personal vehicle in lieu of public transportation, but these people aren’t buying a car because they’ve dreamed of one or have wanted one, this is purely for functional purposes,” said Brauer.So if you’re looking for a deal, Brauer said the first step is research, and then, look for combined offers.“We’ve seen deals for 0% financing, which were getting pretty rare recently. We’ve seen deals like deferred payments for three to four months, but we’ve hardly ever seen both of those at the same time,” said Brauer. Some dealers are offering longer term loans too. “If you’re looking at a new vehicle, and one of these 0% 72 or 84-month loans are available to you, that’s real money you’re saving over that kind of time,” he said.If you want the new car smell without the new car price, check out a 2019 model. “They were going to be hard to sell anyways with the 2020 cars coming out, but now they’re even harder to sell with all the incentives going on for the new cars,” he said.Brauer reminds buyers that, with any purchase, make sure you’re financially ready. For Given, she said the car and the price were just right, and the online process sweetened the deal.“I do think it was a little bit of retail therapy. I did something for me during this time, and I needed to do that, but it also filled a need, so it was a win-win,” she said.Need help researching the best car for you? Visit resources HERE. For tips on the car buying process, click HERE. 3949
Hurricane Michael intensified as it aimed for the Florida Panhandle, where it could make landfall as the strongest storm in terms of wind speed in the country this year.Michael churned in the Gulf of Mexico on Tuesday as a Category 3 storm, poised to grow stronger and slam Florida's Panhandle.If the storm's core comes ashore as a Category 2 or higher, it would be the strongest storm in terms of wind speed to make landfall in the country this year.Michael was expected to intensify?overnight and be near Category 4 strength when it makes landfall Wednesday afternoon. It is threatening dangerous surges to low-lying areas ill-equipped to handle them.Florida Gov. Rick Scott called Michael a "monstrous storm" that could bring "total devastation," and urged people to get out of the way."Hurricane Michael is forecast to be the most destructive storm to hit the Florida Panhandle in decades," Scott said. "You cannot hide from storm surge, so get out if an evacuation is ordered."The storm had sustained maximum winds of 120 mph Tuesday night, with gusts to 150 mph. Category 3 storms have sustained winds of 111 mph to 129 mph, according to?the hurricane center's scale. A storm goes to Category 4 with sustained winds stronger than 130 mph.Winds of tropical storm force will be felt in the area starting early Wednesday, and mandatory or voluntary evacuation orders already have been issued in at least 22 counties on the Florida Gulf Coast head of the storm.About 3.7 million people were under hurricane warnings in the Panhandle and Big Bend regions, as well as parts of southeastern Alabama and southern Georgia. Tropical storm warnings cover 8.5 million people in four states.Michael was moving north at 12 mph, about 220 miles southwest of Panama City, Florida, the National Hurricane Center said Tuesday night. 1828

Identity theft, or identity fraud, once meant crooks were churning out fake credit cards. But as that became easier to detect, a more insidious crime has evolved: the creation of completely new identities.Known as “synthetic identity theft,” it involves fraudsters using a combination of fake information, such as a fictitious name, and real data, like a child’s Social Security number, to create fraudulent accounts.It is a growing problem, says Eva Casey-Velasquez, president and CEO of the nonprofit Identity Theft Resource Center.But the scope of the problem is difficult to determine because the crime can go undetected for years, she says. However, the rate of children’s identity theft was more than 50 times that of adults, according to a 2011 report by Carnegie Mellon University’s CyLab, which studied the identities of over 40,000 children. And that report was published before a change in the way Social Security numbers are issued made identity thieves’ work a bit easier. 1018
In celebration of Mountain Dew turning 80, the brand is releasing its first-ever cookbook with recipes featuring the green carbonated drink.According to a news release issued through PRNewswire, PepsiCo said the "Big Bold Book of MTN DEW Recipes" cookbook will include 40 recipes "of fan-made, fan-inspired, and fan-favorited creations from some of the most imaginative culinary minds on the planet."Fans will
HUNTINGTON BEACH, Calif. (AP) — Many Californians are preparing for a new stay-at-home-order that bars restaurant dining, shutters salons and limits retail in an effort to curb spiraling coronavirus infections and hospitalizations. The new rules that take effect late Sunday in the vast region of Southern California, much of the San Francisco Bay Area and a large swath of the Central Valley also prohibit residents from gathering with people not in their households.Public health officials say the measures are critical as space dwindles in intensive care units. Law enforcement officials say they don’t plan to enforce the rules and are counting on residents to wear masks and practice physical distancing. Many business owners say they can’t afford to comply. 771
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