普洱高85cm 十四经穴电动针灸模型(广东穿戴式战救技能模拟训练组合模块 （四件套）) (今日更新中)

TAMPA, Fla. — A creation to help combat the coronavirus from USF Health and Tampa General Hospital is now helping people across the world.When the COVID-19 pandemic started, researchers worked to fill in gaps from the shortages that came with it, including nasal testing swabs.“Unfortunately that component of the test kit was missing because it actually comes from overseas and actually it’s manufactured in northern Italy and if we recall back to March that is where everything was shut down and so that directly impacted our ability to be able to start testing for COVID in the U.S.,” said Summer Decker, Ph.D., the director of 3D clinical applications at USF radiology and TGH.So a team used technology in their lab to create a 3D nasal swab.“We worked with our colleagues here and the department of infectious disease and emergency medicine to be able to come up with an alternative to that swab that was in the test kit that actually was patient safe, comfortable and actually was able to capture that viral test that we needed so badly to do,” said Decker.Quickly, they moved from design to clinical research, partnering with Northwell Health in addition to TGH.“So suddenly we were getting bags and bags of these test kits thousands a week and it’s what saved us and I think in some ways it saved the Tampa Bay area because it allowed our hospital to really keep up this high volume testing,” said Dr. Jason Wilson, the associate medical director of TGH’s emergency department.That clinical trial is now completed.“What we found was pretty amazing. They performed as well and in some cases even better than the traditional swab,” Decker said. “That clinical trial has now come out it’s been published in a top journal for infectious disease.”Wilson said the hospital still uses them when there’s not enough standard of care swabs.The team also shared the information with the swab for other hospitals and agencies facing shortages, so they could create them. Since then, Decker said tens of millions are being used in more than two dozen countries.“It’s pretty incredible to us. We all kind of keep pinching ourselves,” Decker said.She says to her, the swab represents collaboration.“It’s not just a COVID thing. This is something that we can look at using long-term and beyond this COVID situation,” she said.This story was first published by Haley Bull at WFTS in Tampa Bay, Florida. 2401

Starter credit cards, aimed at those who are new to credit, have been around since at least the 1970s — and they used to be much easier to qualify for.Card issuers once were able to lure young adults, particularly students, with a variety of incentives that federal regulations now prohibit under the Credit Card Act of 2009.“When you started college prior to the Card Act, you could get a Frisbee and a credit card at the same time, or a chance to win a computer and a credit card,” said Rod Griffin, senior director of public education and advocacy at Experian, a credit reporting agency.Credit card eligibility requirements are stiffer now, especially amid the COVID-19-related downturn, as banks tighten lending standards to mitigate risk. It all adds up to more obstacles for those seeking to start the clock on their credit history. About 20% of the U.S. adult population doesn’t have a scorable credit file with the three major credit bureaus, according to a report by the Consumer Financial Protection Bureau.Still, qualifying for a starter card is not impossible, and more options exist today.Eligibility for starter credit cardsThe same CFPB report also notes that credit cards are the most common way to establish a credit file for all income levels and age groups.But age matters in terms of your eligibility for a starter card.IF YOU’RE UNDER 21Applicants generally have to be 18 to apply for a credit card on their own. Applicants under 21 can only report independent personal income, including regular allowances. If you’re a student, you may also report scholarships and grants.“I got the Discover student credit card on the first try,” said Karumi Narasaki, a 20-year-old student based in Indiana and creator of the YouTube channel Rumi’s Life. When she applied for the card, she says she included part-time income from two jobs and school aid received to cover books, rent and food.IF YOU’RE OVER 21Once you turn 21, income restrictions loosen slightly. You can include any income to which you have reasonable access, such as the income of a partner or a spouse, for instance. Income is still a necessary requirement to demonstrate your ability to make payments on borrowed amounts. Other requirements may also exist, depending on the card.If you can’t meet the income requirement at any age, a co-signer could help you build credit with a credit card. You’ll get your own credit card and account, but the co-signer assumes responsibility for the bill if you can’t pay it. Not many issuers allow co-signers on credit card applications these days, but there are still some that do.Types of starter cardsThe ideal starter card should have no annual fee and report your payment history to the three major credit bureaus: TransUnion, Equifax and Experian. These bureaus compile the credit reports that form the basis of your credit scores.Creditors review your credit scores to determine the likelihood that you’ll pay them back. A good FICO credit score of 690 or higher can make it easier to get an apartment, set up utilities and access better interest rates on credit cards or loans, for example.Starter card options may include:AUTHORIZED-USER CARDSCredit cards for authorized users are tied to a primary cardholder’s account. You are issued a card with your name on it, but the primary cardholder is responsible for making the payments. If that person uses his or her credit card wisely, it could reflect well on your own credit history, but double-check with your issuer.“It’s still recommended if you’re going to become an authorized user that you ask the lender if they actually report the account for you,” Griffin said. “If they don’t, it’s not going to help you build a credit history.”SECURED CARDSSecured credit cards are easier to qualify for because they require a cash deposit as collateral, reducing the risk to the issuer. The deposit amount usually determines your credit limit.With a good payment history, you eventually get your deposit back when you close the account or upgrade to a traditional “unsecured” credit card with the same issuer.STUDENT CREDIT CARDSStudent credit cards may require enrollment at a college or university. They also may require that you have at least some existing credit history. You can find exceptions, though.Some student cards may even pack helpful, student-friendly features like waived late payment fees or incentives. Rewards on student cards are uncommon, but some options exist.“I also considered applying for a secured card initially, until I found out there’s a Discover card,” Narasaki said. “It had cash back, which is unlike any of the other cards that I looked up, so I thought it was a pretty beneficial card and it had a lot of perks.”ALTERNATIVE-UNDERWRITING CARDSAlternative-underwriting credit cards have joined the market in recent years with some game-changing approaches. Most of these cards don’t charge a security deposit, and many can use factors other than the traditional FICO scoring model to assess your creditworthiness.If you don’t have a credit history, issuers of these cards may instead look at your employment, income, spending or savings to determine your ability to pay. As a result, they may require government-issued documents, bank account information, employment verification requirements and other details as part of the application process.In some cases, you may not even need a Social Security number to apply, which is helpful for newcomers to the U.S. who have limited options.Starter card alternativesEven with more starter card options on the market, the eligibility requirements may still leave some applicants out. But credit cards aren’t the only way to build a credit history. Some services make it possible to report certain bill payments to the credit bureaus to establish a credit file.For instance, rent-reporting services can record rent payments on credit reports for a fee. Experian Boost records cell phone and utility payments on Experian credit reports for free.You can also consider applying for a credit builder loan.More From NerdWalletIf Credit Card Relief’s a No-Go, Check Out Debt ManagementFor Homeowners, Saving a Down Payment Is Only the Start6 Great Recession Money Lessons That Still Apply TodayMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 6346

The 29th named tropical system of the Atlantic hurricane season formed on Monday, marking a new yearly record for the basin.Subtropical Storm Theta formed over the open waters of the eastern Atlantic Monday evening, packing top winds of 50 mph. The storm is far from any land, and does not pose any immediate threat to land.Theta marks the deepest jaunt down the Greek hurricane naming list. Theta is the seventh storm this season named after a letter in the Greek alphabet. The only other time the Greek alphabet has been used was in 2005.Theta is not the only storm churning in the Atlantic basin. Tropical Storm Eta is spinning in the Gulf of Mexico after striking the Florida Keys yesterday. The slow-moving system is expected to dump heavy rain over Florida over the next few days. Whether it comes ashore again is still in question.Eta previously struck Central America as a powerful Category 4 hurricane last week.The Atlantic hurricane season still has another three weeks to go, and it’s not unheard of for a system to develop in December if conditions are favorable, like they have been for much of 2020. 1123

Surveillance video may shed light on the mysterious death of a young Chicago woman whose body was found in a hotel freezer last week. The case sparked accusations of foul play on social media.Police in Rosemont, a suburb northwest of Chicago, said Kenneka Jenkins, 19, was last seen early Saturday, September 9, at a party at the Crowne Plaza Chicago O'Hare Hotel. Her family reported her missing later that day, and Jenkins' body was found in the walk-in freezer at the hotel shortly before 1 a.m. Sunday. The results of an autopsy by the Cook County Medical Examiner's Office are pending. 598

Taylor Swift announced Tuesday morning that she will be releasing an intimate concert film on Disney+.The original film is titled “folklore: the long pond studio sessions” and will premiere at 3 a.m. EST on Wednesday.The film will feature performances of songs from Swift’s latest album “Folklore,” which the singer wrote and recorded during the COVID-19 pandemic.“It’s an album that lets you feel your feelings and it’s a product of isolation,” Swift said in a teaser released for the film.Well it’s 11/24 and 24-11=13 so I’ve got an announcement ?? You haven’t seen this film before ? folklore: the long pond studio sessions will be out tonight at midnight PST on @DisneyPlus! #folkloreOnDisneyPlus pic.twitter.com/BTWSRM0yaI— Taylor Swift (@taylorswift13) November 24, 2020 In the teaser, Swift is accompanied by Jack Antonoff and The National's Aaron Dessner, who collaborated on the album.“This could have been a time that I lost my mind and instead, you know, this album was a real flotation device for both of us,” Swift tells Dessner.According to a press release obtained by “Good Morning America,” Swift will perform each song from “Folklore” in the order they appear on the album. It also reveals that Bon Iver’s Justin Vernon, who is featured on the song “Exile,” will make a guest appearance.Swift told “GMA” on Tuesday that she and her collaborators filmed the performances at Dessner’s Long Pond recording studio in upstate New York in September, using a robotic camera to abide by COVID-19 safety protocols.Tomorrow, you’re invited to an intimate concert of the record-breaking album from @TaylorSwift13. folklore: the long pond studio sessions, an Original Film, is streaming Nov. 25 exclusively on #DisneyPlus. #folkloreOnDisneyPlus pic.twitter.com/PGk8GtG4tF— Disney+ (@disneyplus) November 24, 2020 1826

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