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By comparison, 2019 was a record year for lottery organizations across the country, with billion dollar jackpots in games like Powerball and Mega Millions. In 2020, though, those big winnings took a dramatic turn."For us, we were hit pretty hard. We offer video lottery at bars and restaurants throughout the state and by far that’s our highest revenue product and literally overnight when bars and restaurants shut down, that revenue line went to zero," said Matt Shelby with Oregon Lottery. Shelby says they were shut down for more than a month. Oregon normally brings in million a week on video lottery games and it goes to some crucial state programs."Things like schools, parks, natural resources, watershed development, most recently veterans' services and then we also fund problem gambling and treatment across the state. When our revenue goes down, we feel it first because we operate like any other business, but those state programs that rely on our dollars will feel that crunch in the next budget cycle," said Shelby.In Vermont, government-mandated shut downs prompted lottery ticket sales to plummet by about 30 percent. All of that money goes to fund education. Gary Kessler, the Deputy Commissioner of Liquor and Lottery for the State of Vermont, says they're now encouraging people to buy lottery tickets in advance to help boost sales. Kessler said, "they could buy them out 20 draws in advance. So, they could be safe and stay in the game at the same time. That was really our message that we tried to get out to our players and players really did respond. We saw quite an increase in our subscription services, which is where you can buy for six months or for an entire year and know that those numbers are set."While most lottery departments have been established for decades, that's not the case in Mississippi. "We hadn't been up and running for a year. We’re still in the building process and we have layers to complete. When COVID-19 hit we had about half of a business continuity plan and it hadn’t been completed," said Mississippi Lottery President Tom Shaheen. While the Mississippi Lottery saw an initial drop in sales, in April things started to pick back up. Mississippi Lottery was still able to contribute more than million to projects in its first seven months of operation."It helps fund roads, bridges and education, which was set by the legislature in the Lottery Act and approved by the Governor," said Shaheen. And while lottery officials across the country understand the current economy may keep some from buying lottery tickets, they hope the programs the lotteries fund aren't impacted too severely. After all, the local businesses that sell lottery tickets benefit, as well. They receive a percentage of winnings and even a jackpot of their own if they sell a winning ticket.Oregon Lottery thinks lotteries will recover just fine. "I think long term we will, but like a lot of other things, I don't think we're ever going back to the way things were in January," said Shelby. 3036

Can you cover an unexpected 0 expense?Four in ten Americans can't, according to a new report from the Federal Reserve Board. Those who don't have the cash on hand say they'd have to cover it by borrowing or selling something.The bright side? That's an improvement from half of adults being unable to cover such an expense in 2013. The number has been ticking down each year since.Overall, the financial situation of American households has improved during the past five years, according to the Economic Well-Being of U.S. Households report. It shows that in 2017, 74% of adults reported feeling at least "okay" financially, an increase of 10 percentage points from the first survey four years earlier."This year's survey finds that rising levels of employment are translating into improved financial conditions for many but not all Americans," Federal Reserve Board Governor Lael Brainard said in a press release, "with one-third now reporting they are living comfortably and another 40% reporting they are doing okay financially."Still, many are struggling. Notable differences remain across race, ethnicity, education levels and geography. The report shows hardship continues for people working to repay college loans, cover emergency expenses and manage retirement savings.For the first time the report also looked at the opioid epidemic, reporting that one out of five adults personally knows someone with an addiction to painkillers. Exposure does not vary much by education level or by local economic conditions.The study was drawn from the Board's fifth annual Survey of Household Economics and Decisionmaking, which looks at the economic health of Americans. The survey of 12,000 people examined their income, employment, unexpected expenses, banking and credit, housing, education, and retirement planning in November and December 2017.While showing that Americans' financial lives are moving in a positive direction, the report does raise some concerns about their most basic levels of financial stability: emergency funds and retirement."The finding that four-in-ten adults couldn't cover an unexpected 0 expense without selling something or borrowing money is troubling," said Greg McBride, chief financial analyst at Bankrate.com. "Nothing is more fundamental to achieving financial stability than having savings that can be drawn upon when the unexpected occurs."McBride suggests setting up automatic direct deposits from a paycheck to a savings account that can build some much-needed financial cushion.He's also concerned about another finding in the report: fewer than 40% of adults think their retirement savings are on track."The burden is on us as individuals to save for our retirement," he says. "Take control of your financial destiny by contributing to an employer-sponsored retirement plan such as a 401(k) via payroll deduction, or arrange automatic monthly transfers from your bank account into an IRA."More concerning are the 25% of Americans with no retirement savings whatsoever, according to the report.Some of this may be due to the lack of employer-sponsored retirement plans, as well as people piecing together several part-time jobs, which may not offer benefits.The report found that while most workers are satisfied with the wages and benefits from their current job and are optimistic about their future job opportunities, challenges remain, particularly with irregular job schedules. 3451

CARLSBAD, Calif. (KGTV) - The Carlsbad Pumpkin Patch is officially open for the 2020 season. Located at 1050 Cannon Road just off Interstate 5, the pumpkin patch will be open every day through Nov. 8 from 9 a.m. to 7 p.m.The family business has been a u-pick strawberry company since 1972, adding pumpkins and a corn maze in the last six years.This year, there will be two corn mazes. One will be haunted beginning Oct. 2. There is also a bounce house and food vendors on the weekends. Brand new this year is an apple cannon that shoots apples more than 100 MPH. Scattered around the lot are sanitizing stations, and the pumpkin patch was also moved closer to the front so visitors do not have to ride a tractor to get to the pumpkins.It’s for general admission ages six and up, and each activity has an additional cost. 831

Chadwick Boseman’s battle with colon cancer ended on Friday as the 43-year-old star of “Black Panther” died at his home in Los Angeles.The stunning news drew an immediate reaction from Hollywood. 203

Cellphone video from Friday night shows a firework going into the stands at Busch Stadium.It was recorded after the Cardinals win over the Chicago Cubs on July 27 during a scheduled “Fireworks Night” display after the game.“It just seemed like it went straight up in the air and came straight down in front us, hit a chair and some kind of rupture right in front of us,” said Natalie Carlson, who was in the stands.She said it took a moment for people to figure out what happened.“Everybody was just kind of shocked, I grabbed my friends and was like 'everybody scoot back, get under something just in case it happens again,” she added.She said they stayed and watched the entire show, not fearing for their safety. 723