海口人体骨杠杆分类模型(丽江肩关节模型) (今日更新中)

Mail bomb suspect Cesar Sayoc will be held without bond after making his first appearance Tuesday in a federal court in New York.The defense issued no objection to US Magistrate Judge Robert Lehrburger's decision. Sayoc's preliminary hearing was originally scheduled for Monday, but as courts are closed on Veteran's Day, his hearing has been rescheduled for Tuesday morning.In a letter, prosecutors had said they were asking that Sayoc be held without bond, based on his flight risk and the danger they said he posed to the community.Sayoc, who spent Monday night at the federal Metropolitan Correctional Center in Manhattan after a charter transport flight from Florida, entered the courtroom wearing a navy blue prison uniform with a beige T-shirt underneath. He did not wear handcuffs or shackles.He conferred with public defender Sarah Jane Baumgartel, who sat next to him, and answered the judge's questions. Lehrburger officially appointed Baumgartel as his counsel.After the appearance, Sayoc and Baumgartel embraced before law enforcement officers led Sayoc out of the courtroom.The 56-year-old faces five federal charges: interstate transportation of an explosive, illegal mailing of explosives, threats against former presidents and other persons, threatening interstate communications and assaulting current and former federal officers.Sayoc is accused of sending at least 16 mail bombs to several targets, including CNN, former President Barack Obama and former Secretary of State Hillary Clinton. None of the devices detonated, and no one was injured. He was arrested October 26 in Florida.Daniel Aaronson, the attorney who represented him during proceedings in Florida, has said his client intended to plead not guilty to the crimes."Nobody has been able in a court of law to say that those were bombs that he sent," Aaronson said. "Therefore, there is no reason why he should speak or possibly have any information to impart."A federal judge in Miami ruled last week that he be transferred to face charges in New York, where some of the targets of the packages lived and worked.  2108

MANATEE COUNTY, Florida — Manatee County leaders are changing an EMS policy after a heart attack victim’s body was left sitting in a public park for three hours, while his widow was forced to sit with his body.Ty Ross was walking his dogs at the Palma Sola Marina when he dropped to the ground and from a heart attack. Deputies and EMS quickly responded, and pronounced him dead just before 8:45 a.m.Per county policy, EMS left after life-saving attempts were no longer needed — leaving the body behind.A Manatee County deputy kept the public away while they waited for the funeral home to arrive. The sheriff's office was not able to transport the body anywhere since it wasn't involved in a crime. When officials were able to get ahold of Julie Ross, who had her cell phone turned off, she rushed to the scene. When she arrived about 90 minutes later, she was forced to wait next to her dead husband's body for another hour and a half until the funeral home was able to come pick up her husband's body."If the ambulance is there, they shouldn't just go off and leave him!" You know? They should do something," Ross said. "I'm just thinking there must have been something else that could've been done besides just leaving him there. That seems so cold."Family members expressed concerns over EMS leaving the deceased at the scene with only a sheet to cover him. Wondering why they did not transport his body to a funeral home or morgue."Sitting over there with an umbrella over him, worried about red ants, it seemed forever," Ross said. Manatee County Sheriff’s spokesperson Dave Bristow says the Sheriff along with the EMS Chief are changing the county’s policy after this incident. From now on, paramedics will put a body in the back of the ambulance until the funeral home arrives. Bristow says this new policy only applies when someone dies in a public place.Ross knows she can never get her husband back, but she’s relieved another family won’t go through this."I’m just glad to see that the county moved once they heard about it." 2071

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

Millions of Americans received a boost of cash from the CARES Act this year and are hoping for more help from Congress. However, more people who work and pay taxes never received aid the first time. While many in the United States disagree with providing public assistance to workers during the COVID-19 pandemic, some states offer monetary support.Damariz Posadas says she’s passionate about learning and working hard to reach her goals. She’s a graduate student at Boston University. But recently, paying for school has become her hardest test.“I was on what you call a ramen diet,” Posadas said. “I bought ramen and eggs and prayed for the best.”The Mexican immigrant lost her full-time job in August, but in September, she found a part-time job that provided just enough to stay afloat. She not only has a full course load but also cares for her younger sister.‘’I’m working 20 hours a week, trying to support a child, trying to go to school, trying to pay bills, trying to make rent on time,” said Posadas.The challenges do not end there. Posadas is undocumented, and because of this, she cannot apply for public assistance. However, she does pay taxes with an individual taxpayer identification number, also known as I-TIN, that was assigned by the Internal Revenue Service.Massachusetts has not passed legislation to provide public assistance to undocumented immigrants, but other states have.In response to the COVID-19 outbreak, California offered a one-time, state-funded disaster relief assistance to undocumented immigrants who did not qualify for unemployment or money from the CARES Act.States like Washington and Illinois have already allocated millions to provide pandemic-related emergency assistance to immigrants who are undocumented and unemployed. 1776

MEDINA, Ohio — With every move of a foot or lift of a leg, 13-year-old Isabel Kirby inspires herself and the people around her."More exercise equals more progress," she said. "If you don't have a good attitude about it, you're not gonna feel up to doing things."The teen from Chippewa Lake, Ohio, was suddenly paralyzed from the waist down eight months ago and was diagnosed with a rare, rapid onset disease known at acute flaccid myelitis or AFM.Isabel is making great progress working with therapists twice a week at the main campus at Akron Children's Hospital and their facility in Medina, Ohio.Back in January, Isabel said she was unable to move her legs.During therapy this week, she lifted her legs from a table and a wheelchair and walked with braces called reciprocating gait orthosis (RGO). Physical therapist Renee Parsons provided assistance and encouragement.Isabel is also able to move the pedals on a stationary bike with electrical stimulation and swim in a pool on her own. She can almost stand upright holding the sides of the pool."She just blows me away, honestly. Amazing. She is focused and motivated and strong and brave," said her mom, Noel Kirby.In a few weeks, the family will head to New Jersey to allow Isabel to participate in Project Walk, which helps people recover from life-changing paralysis. Donations through a GoFuneMe account are helping to pay the out-of-pocket costs for the five-day visit.Isabel, who plays softball and is heading into eighth grade at Cloverleaf Middle School, remains hopeful that one day she will be able to walk again on her own."I think I could get to that point," she said."She's gonna do it. She's gonna make it happen," her mom said. "She's trying everything she can to get to where she wants to walk again."Hours after the Kirby family opened presents on Christmas morning, Isabel complained of weakness in her legs.Her parents thought it was growing pains or possibly dehydration, but the next day, Isabel was unable to walk. The eventual AFM diagnosis stunned the family."I just think that people need to know that this is out there, that this exists because we didn't," Noel said.The Centers for Disease Control and Prevention recently warned of a potential AFM outbreak by the end of the year.There have been more than 600 confirmed cases nationwide since the CDC began tracking the illness in 2014. The numbers have spiked higher in even years, which is part of the reason for the concern over 2020.However, Dr. Matthew Ginsberg from Akron Children's Hospital, stressed AFM is still very rare with about 200 to 250 U.S. cases in peak years."Any child who has an onset of weakness in the arms and legs should seek emergency medical attention," Ginsberg said.Medical experts say many children with AFM will have a fever or respiratory illness days before the weakness occurs. AFM has been associated with Enterovirus D68."It's thought to be caused either by a viral infection that affects some of the nerve cells in the spinal cord or inflammation reaction to that viral infection," Ginsburg said.Isabel is thrilled that she's doing better as she works towards her goal to walk again while stressing that keeping a positive attitude is important to her recovery."Life happens, honestly. Things just happen," she said. "You just got to go on with it. Do what you can and get better."This article was written by Bob Jones for WEWS. 3407

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