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Senate Minority Leader Chuck Schumer is pushing the incoming Biden administration to cancel up to ,000 in federal student loans when the president-elect takes office in January.His announcement comes as the nonpartisan Congressional Budget Office released data indicating that America’s student loan debt had increased by 700% during the period from 1995 through 2017.Schumer said that Biden can forgive the debt by executive action due to the Higher Education Act. The Trump administration previously cited the Higher Education Act in authorizing a freeze in student loan payments, which has been extended through the end of January.If Schumer has his way, the freeze would be made permanent for millions of student loan customers."College should be a ladder up but student debt makes it an anchor down. For far too many students and graduate students, some years out of school, student loans and federal student loans are becoming a forever burden," Schumer said. "They stand in the way of people getting the job they want, they stand in the way of buying a home, of starting a family, of buying a car and they hurt our economy dramatically.”Biden has not indicated support for the plan, and has instead offered a more modest recommendation of canceling up to ,000 in federal student loans.Loan burden increasingData released this week by the Congressional Budget Office shows that America’s collective student loan burden has increased seven times from 1995 through 2017 for a multitude of reasons.The CBO lays out a number of reasons why this has happened. One culprit is that borrowing from private, for-profit colleges has skyrocketed. Adding insult to injury, those who attend for-profit colleges and universities are more likely not to graduate, resulting in fewer job opportunities.The CBO also says that enrollment increased at universities across America through the late 90s and 00s, meaning there were simply more students to go into debt. The number of students taking out new loans did subside some after a 2011 peak, but remained higher in 2017 than they did in the 90s and much of the 00s.There has also been an arms race at universities to increase services to students, which increases costs. This comes while state support for public universities has decreased in recent years.Are student loans themselves responsible for increases to tuition?The CBO says that until recently, there was no evidence that an expansion to the federal student loan program was responsible for tuition increases at universities. But the CBO claimed that more recent data has suggested that federal student loans could result in increased tuition.The CBO cited a study conducted by Dr. Robert Kelchen of Seton Hall called “An Empirical Examination of the Bennett Hypothesis in Law School Price” among other studies.“Using data from 2001 to 2015 across public and private law schools and both interrupted time series and difference-in-differences analytical techniques, I found rather modest relationships across both public and private nonprofit law schools,” Kelchen wrote.College grads still fare better overallDespite all of the debt many college graduates face in the years, and even decades, after attending school, those with bachelor’s degrees or higher fare much better in the job market.According to the US Census’ 2019 data, the median income for a householder with a bachelor’s degree was ,036, with those with advanced degrees making even more. For those with an associate’s degree, a degree generally given to community college graduates, the median income was ,242. Those who attended some college, but did not have a degree, earned ,380 a year, while those who were high school graduates earned ,803.During the height of the pandemic, those with at least a four-year college degree were more likely to hang on to their job. The unemployment rate increased from 2.5% to 8.4% for those with a bachelor’s degree from March to April of 2020. Those with an associate’s degree or some college experience, but not a four-year degree, saw an unemployment rate increase from 3.7% to 15%.For those who graduated high school but did not attend college, the unemployment rate during the same period jumped from 6.8% to 21.2%.The most recent job figures, which were for the month of October, showed an unemployment rate of 4.2% for those with at least a four-year degree, 6.5% for those with an associate’s degree or some college, and 8.1% for those with a high school diploma and no college experience. 4529

September is Prostate Cancer Awareness Month. According to American Cancer Society, one out of nine men will be diagnosed with prostate cancer during his lifetime. Ted was diagnosed two years ago at the age of 71.“The percentage of men my age that do come down with it is quite high, so I was startled – obviously nobody wants to find out they have cancer – but I wasn’t shocked,” prostate cancer patient Ted said.However, Ted found out he was a prime candidate for a type of treatment called HIFU, which stands for high-intensity focused ultrasound. The procedure has been around for quite a while, but it wasn’t approved for use on prostate cancer in the U.S. until 2015.“The HIFU procedure is basically a high-intensity focused ultrasound beam that oblates the cancer cells – basically blasts the cells away,” Ted said.Urologic surgeon Dr. Andre Abreu with Keck Medicine of USC says there’s a spectrum of patients who develop prostate cancer. Some are very low-risk, meaning they have very little cancer. They’re chosen for active surveillance where they are closely watched to make sure they don’t develop more cancer. Others have very advanced forms of cancer and need radical treatment like radiation or removal of the prostate. Then there are patients in the middle who largely benefit from HIFU.“In between, there are some patients with intermediate risk disease that are not the best candidate for us to watch them for active surveillance, however, the radical treatment would probably be associated with side effects,” Dr. Abreu said.Side effects like leaking urine, or issues with erectile dysfunction.“Some of these patients, they would be even willing to trade off some years of life, but having more quality of life,” Dr. Abreu said.A study at Keck Medicine of USC shows focal HIFU ablation carries a low risk of complication and can help preserve quality of life. That was certainly the case for Ted.“I experienced very little pain with the procedure," Ted said. "I took ibuprofen which is an over-the-counter pain reliever. And the only negative thing I did experience was wearing a catheter for a week.”“HIFU is repeatable, HIFU is non-invasive, HIFU is an out-patient procedure,” Dr. Abreu said.An out-patient procedure means the patient can be in and out of the hospital in one day without staying overnight. For Ted, it only took three hours. He says he would recommend the procedure to other men in a similar situation.“As I understand it, it’s been used in Europe for 15 years already with no problems. So, I think to take advantage of the technology that’s there is something the doctors should rely on,” Ted said. 2645

Spencer Davis, bandleader of the self-titled group that reeled off such hits as "Gimme Some Lovin'" and "I'm a Man," has died at the age of 81.Davis died Monday while being treated for pneumonia in a hospital, Rolling Stone reported.Steve Winwood, who served as lead singer of the Spencer Davis Group, called Davis "an early pioneer of the British folk scene" in a statement released Tuesday and said Davis was "like a big brother" to him."He was definitely a man with a vision and one of the pioneers of the British invasion of America in the sixties," Winwood said.Founded in Birmingham, England, in 1963, Davis teamed with Winwood, his bass-playing brother, Muff Winwood, and drummer Pete York to form the quartet.The band's first No. 1 single, "Keep On Running," was released in 1965.In the next two years, the Spencer Davis Group followed with another pair of hits -- "Gimme Some Lovin'" and "I'm a Man," both of which cracked the top 10 on the U.S. charts."Gimme Some Lovin'" has been featured in several popular movies, including "The Big Chill," "Days of Thunder" and "Striptease."In recent years, the band is arguably known for its trick trivia question, "Who was the lead singer of the Spencer Davis Group?"Winwood eventually left the band to form Traffic in 1967, but the Spencer Davis Group carried on without him, though with far less success. The group eventually disbanded in 1969.This story was originally published by Peter Burke at WPTV. 1463

SILVER SPRING, Md. -- For Habibah Jackson, the path to a healthier life may look like a personal journey, with only her dog, Rocky, for company.It’s anything but.“They like to say, ‘Oh, you're a walking group.’ We’re so much more than a walking group,” she said. “We like to say we're a ‘walking movement.’”Jackson helps lead neighborhood walks for GirlTrek, a nonprofit group of nearly 800,000 African American women taking one step at a time, together.The pandemic changed it a bit. So, to unite all of the now-solo walkers across the country, GirlTrek’s Ebony Andrews said the group launched a podcast, called Black History Bootcamp, focusing on African American women’s history.“Our focus is to help save the lives of Black women by inspiring them to take charge of their self-care, to own their joy, to claim what's their best lives,” Andrews said. “And one of the primary ways we do that is through encouraging community and encouraging walking.”It’s a move that can make a difference. According to the CDC, Black women are at high risk for heart disease and stroke and three times more likely than white women to die in childbirth. Some studies have linked those health effects for African American women to chronic stress, due to experiencing racism.GirlTrek seeks to counteract that.“Walking helps with stress. Walking is also something that requires limited resources. It's putting one foot in front of the other and getting out the front door,” Andrews said. “We have a saying that we say within our office that, ‘When women walk, things change.’”It’s something Jackson sees, too.“If you look at the social change that's happening now, imagine if you weren't in shape enough to walk - how could you actively protest if you're not physically able to keep a stance?” Jackson said. “People are walking for eight hours. So, GirlTrek also helps you prepare for situations like that.”Now, GirlTrek is setting it sights on a new goal: to get one million African American women walking with purpose.To learn more about GirlTrek, click here. 2051

September Buys, a teacher in Michigan, says she doesn't really like garage sales, and that should tell you just how far she will go to help her students this year.Buys, an art teacher at Crossroads Middle School in Grand Rapids, said she was feeling helpless about all the uncertainty surrounding the school year-- and decided to channel her frustration into cleaning."I just started cleaning out my closet, because that felt better, just to let some things go," she said. "I made a pile, and then I moved onto the girls’ closet, and then I moved onto the toy room, and just this pile grew and grew and grew.”The idea came to her to hold a garage sale to give away the items. She also reached out to the community on Facebook, asking if others had items they wanted to contribute as well.Instead of selling what's been collected, Buys asked people to donate art supplies or purchase items off the Amazon wishlist she created to help her students.“I think it’s really, really important for people to connect with each other and be kind to each other and if you have something extra, why not share it? Things are things… I think what’s more important for me right now is to make sure that my students are cared for and that they have the things they need to feel like they can express what’s going on, they can kind of get some of that stuff out, and the more materials and stuff I have for my students, the better.”Buys plans to take all the art supplies to create individual 'art kits' for her students."We always need help with purchasing supplies – but this year especially, whether the kids are at home or whether they’re in person, they’re not going to be able to share supplies in the same way. I can’t take one package of pencils and put it in the middle of the table for kids to share anymore. So all of the kids are going to need individual supplies.”Buys isn't sure yet whether she will hold another garage sale.To learn more, or to buy items off Buys' Amazon wishlist, click here.This story was originally reported by Janice Allen at WXMI. 2057