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Uncle Sam allows people to apply for reduced Social Security retirement benefits as early as age 61 and 9 months, well before full retirement age. But the system rewards patience, and if you’re short on funds, it behooves you to sit on your application for a while.When you postpone taking benefits beyond your full retirement age — which varies based on your year of birth — the Social Security Administration increases the amount you get as much as 8% annually until your 70th birthday, when the benefit stops increasing.Getting an 8% raise during your working years is like striking gold. Having that opportunity for when you’re living on a fixed income is even sweeter. At SSA.gov there’s a simple benefits calculator to help estimate your future earnings.More From NerdWallet 820

Under New Mexico's new bail rules, pretrial detentions are determined by evidence of risk -- not ability to pay -- according to state judicial branch officials."In the past, judges had no authority to deny release to dangerous defendants who could buy a bond or make an installment payment deal with a bail bondsman," their fact sheet about the constitutional amendment states."The New Mexico Constitution now allows district judges to deny pretrial release to dangerous defendants, requiring that pretrial release and detention decisions be based on evidence of individual risk of danger or flight, not on how much an arrestee can pay to get out of jail," it states.Meantime, arrestees who are "neither a danger nor a flight risk may not be jailed pending trial ... solely for lack of money to buy their way out," the fact sheet states.Prosecutors seeking pretrial detention of a defendant must request it in district court and provide "clear and convincing evidence" that no release conditions will reasonably protect the safety of the community, the constitutional amendment requires. In this case, the judge said prosecutors did not hit that bar.The amendment, state judicial officials said, aims to highlight that a suspect is innocent until proven guilty at a trial, bail is not pretrial punishment and suspects are entitled to equal protection, whether rich or poor. 1373

VIDEO: Man living in an apartment with dozens of cats just seized by animal control in hoarding investigation explains what happened @10News pic.twitter.com/xCdTsansly— Travis Rice (@10NewsTravis) November 2, 2017 213

We are picking Police Cat's name today in honor of #AdoptAShelterPetDay Vote or suggest another name in the comments. AND, consider visiting @mhumane to adopt your very own #PoliceCat— Troy Police Dept. (@TroyMI_Police) April 30, 2018 234

We realize and understand the impact and the hardship, said Sumeet Singh, head of PG&E's Community Wildfire Safety Program. But he urged people not to take it out on PG&E employees. 189