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Many colleges are welcoming students back for in-person learning and dormitory living this fall semester. Looming over everything: Campuses could shut back down at any time.With COVID-19 cases still high, many colleges are developing shutdown contingency plans alongside their reopening arrangements.At the same time, the pandemic is fueling new debate about whether colleges should charge the same tuition for online and in-person classes. Tuition typically covers the cost of instruction — salaries, software, labs and such — and that cost at many schools may have increased.The University of North Carolina Wilmington, as an exception, has a different cost structure for online, hybrid and in-person classes. Still, it announced that students won’t receive a tuition refund if in-person classes move online this fall. And, after the pivot from its sister school at Chapel Hill, it told students to prepare for a similar transition if cases rise.That leaves freshman Owen Palmer weighing the possibility that the education he is paying for may not be the one he gets. “I’m taking a risk because (the university) mentioned they can’t do refunds,” says Palmer. For him, the risk is worth it, but he does wonder what he’ll do if the campus has to close.Here’s what he and other students can expect as the fall shapes up.Don’t expect a break on tuitionSome schools have cut tuition. Hampton University is offering students a 15% discount, bringing undergraduate tuition to ,519. Other schools are offering additional scholarships and grants.But tuition decreases and additional aid aren’t the norm.“If I had to make bets, I would say a lot of colleges will be (freezing tuition) until they get a better sense of the economy,” says Arun Ponnusamy, chief academic officer at the college admissions and application counseling company Collegewise. “But there will be other colleges that say, ‘We need money to run this school.’”That may be happening already. George Mason University in Virginia approved a tuition increase of 0. The University of Michigan approved a 1.9% tuition increase. Both schools are planning a mix of online and in-person instruction.Meals and housing refunds likelyMany colleges aren’t publicizing their shutdown contingency plans — or how refunds will work. But students can look to how their school handled refunds in the spring to gauge how fall might play out.Florida Agricultural and Mechanical University gave refunds for on-campus housing and meal plans, says William Hudson Jr., the school’s vice president for student affairs. If the campus has to shut down this fall, Hudson says the refund structure “would probably be the same.”Other colleges also offered direct refunds for students. For example, Temple University automatically deposited partial refunds for room and board in students’ bank accounts. The University of North Carolina Wilmington gave prorated refunds for room and board.But some colleges opted for account credit instead.The University of Arkansas refunded about 20% of room and board costs to student accounts. They haven’t announced an official plan in case of a fall shutdown, but staff members expect it’ll be the same.The University of Alabama offered a prorated refund for room and board, and parking. Students could take a cash refund immediately or apply that amount and an extra 10% as an account credit for the fall.How can you prepare?If you’re planning to return to campus housing, contact your school and ask about its shutdown contingency plans. You’ll want to know what factors would cause it to shut down again. This could be a campus COVID-19 outbreak of a certain size, an increase in local cases or other factors.You can’t stop a campus shutdown, but if you know the metrics your school is looking at, you can anticipate it and react more confidently.Make backup plans for housing if your campus closes. Determine if you’ll go home, stay with a friend, get your own apartment or something else. Communicate your intentions with those you plan to stay with or scope out affordable apartments in advance. That way, if the campus shuts down suddenly, you know exactly where you’ll go.Ask your college about emergency funds and grants if a campus closure will cause you financial hardship. Many colleges have funds available for students.Plan how you’d use a refund. If your school offers a direct refund, consider whether you’ll need that money for living expenses. If you don’t need the money for living expenses, send the refund back to your student loan servicer. Doing so will keep your overall loan balance down and save you money in the long run.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisCollege During COVID-19: Your Aid Questions AnsweredStudent Loan Borrowers: Don’t Wait on Congress for More ReliefCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4902

LOS ANGELES, Calif. (KGTV) -- Federal agents are in the process of seizing hundreds of guns from a home in a wealthy Los Angeles neighborhood, according to KABC. ATF agents could be seen laying out hundreds, possibly even thousands of guns in the Holmby Hills neighborhood near Sunset Boulevard and Beverly Glen. Many of the weapons appeared in a live video to be rifles. No details have so far been provided by ATF. The agency did say that it executed the search warrant as part of an ongoing investigation. Holmby Hills is a wealthy neighborhood best known as home to the Playboy Mansion. 600

MEXICO CITY (AP) — Mexican authorities say gunmen burst into an unregistered drug rehabilitation center in central Mexico and opened fire, killing 24 people and wounding seven.Police in the north-central state of Guanajuato said the attack occurred Wednesday in the city of Irapuato. Apparently, the attackers shot everyone at the rehab center. Three of the seven wounded were reported in serious condition.State police say nobody was abducted.Guanajuato is the scene of a bloody turf battle between the Jalisco cartel and a local gang.No motive was given in the attack, but Mexican drug gangs have killed street-level dealers at such facilities in the past. 666

LOUISVILLE, Ky. – A grand jury announced Wednesday that none of the three officers involved in the police killing of Breonna Taylor will be indicted on homicide charges, including murder or manslaughter.Instead, one of the officers, Brett Hankison, is being charged with three counts of first-degree wanton endangerment for firing into the apartments of Taylor's neighbors. The class D felony is punishable of up to five years in prison and a fine of up to ,000. Hankison's bail is set at ,000 cash bond.Kentucky law says, “a person is guilty of wanton endangerment in the first degree when, under circumstances manifesting extreme indifference to the value of human life, he wantonly engages in conduct which creates a substantial danger of death or serious physical injury to another person.”The other two officers involved in the shooting, Jon Mattingly and Myles Cosgrove, are not facing charges.During a press conference, Kentucky Attorney General Daniel Cameron said the state could not pursue charges against Mattingly and Cosgrove, because their use of force was “justified to protect themselves” after being fired upon by Taylor's boyfriend, Kenneth Walker.“This justification bars us from pursuing criminal charges in Miss Breonna Taylor’s death,” said Cameron.Cameron also said a witness corroborated officers' claims that they announced themselves prior to entering Taylor's apartment, where they shot and killed the 26-year-old EMT. Cameron said it was "difficult" to inform Taylor's family about the grand jury's decision. "It's been a difficult day. It's a very difficult day for Louisville, the entire commonwealth and the whole country," said Cameron.Cameron expressed his condolences to Taylor's family.“Every day this family wakes up to the realization that someone they loved is no longer with them," he said. "There’s nothing I can offer today to take away the grief and heartache this family is experiencing as a result of losing a child, a niece, a sister and a friend.”With protests expected following the charging decision, Cameron is urging demonstrators to remain peaceful in the coming days. He says peaceful protest is part of their rights as Americans, but “instigating violence and destruction are not.”The attorney general also said he is commissioning a task force to review the search warrant process in Kentucky.Watch the attorney general discuss the charges:Protests begin shortly after charging decision revealedQuickly after it was announced that no officers would be charged with murder or manslaughter, protesters took to the streets of Louisville, calling for justice for Taylor.Watch the demonstrations below:The city has been preparing for such protests over the past several days. Before the charging decision was announced, Mayor Greg Fischer signed two executive orders.One order declared a state of emergency due to the potential for civil unrest. The other restricts access to downtown parking garages and bans on-street parking in order to provide an extra layer of security for protests in and around Jefferson Park, where many protests over the case have taken place.The mayor has also set a curfew in the city from 9 p.m. to 6:30 a.m. ET.Watch the mayor discuss what the city has done to prepare for protests:What we know about the Breonna Taylor caseTaylor was shot and killed by Louisville police officers who served a no-knock search warrant at her home in the early morning hours of March 13.During the incident, Taylor’s boyfriend has said that he thought the plainclothes officers were intruders and fired a warning shot. The officers returned fire, shooting Taylor several times, and she died in the hallway of her apartment.In June, the Louisville Metro Police Department fired one of the officers involved, Brett Hankison, saying he violated procedures by showing "extreme indifference to the value of human life." The other two officers involved in the case, Jon Mattingly and Myles Cosgrove, have been placed on administrative reassignment, WLEX reports.Protesters across the state have said these actions are not enough and have continuously called for the arrest of the officers involved in Taylor's shooting.Taylor is one of a handful of African Americans who have died at the hands of police officers or former police officers in 2020. The killings prompted massive protests calling for an end to police brutality across the country.Jordan Mickle at WLEX contributed to this report. 4463

LYNDON TOWNSHIP, Michigan — Michigan State Police say a USPS mail carrier was killed when she was hit by her own truck delivering mail on Wednesday afternoon.According to police, the mail carrier was on Blind Lake Rd. in Lyndon Township, northwest of Ann Arbor, around 1:30 p.m. Wednesday.She was delivering a package at a resident with the USPS mail truck parked at the top of the driveway. For reasons not known at this time, the vehicle rolled down the driveway, struck the mail carrier and then pinned her between the truck and a guardrail.The woman, identified as a 56-year-old Tracy Sylo, of Pinckney, was pronounced dead at the scene. 649