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An apparent banking fraud scheme leaves one Tulsa couple scratching their heads and with a frozen bank account.The Bruce family said a mysterious amount of money showed up as if from thin air, and then disappeared, leaving them, the account holders, as the prime fraud suspects.Larry and his wife Crystal were thrown for a loop after watching a couple thousand dollars appear in their bank account overnight."Somehow our mobile app on our USAA app was activated by someone on the outside,” Larry said. “They deposited ,000 in a business account."Confused, the couple immediately checked on their funds only to watch even more activity unfold."Then they transferred a thousand dollars from that account to our social security accounts,” added Larry.From there, that ,000 dollars transferred to a woman Larry said he's never heard of using the mobile banking app, Zelle."We don't even have Zelle on our phones,” Larry said.Even more baffling, the fraudulent check appeared to be endorsed by Larry and his wife."That is not my signature, and it sure is not my wife's signature,” he said.The couple acted, calling their bank, USAA, to make a fraud claim, only to be dealt a frozen bank account and an alleged accusation."They said they had proof that my wife did it on her mobile app on her phone through her member ID.”The bank sent this statement:"Our member's financial security and outstanding service are of the utmost importance to everyone at USAA. While we can't get into the detail of a member's account, we have worked with Mr. Bruce to bring the matter to resolution.""After we notified you all, we got a call from one of the CEOs down there… that she was working with the investigations and she said they found an error,” Larry said.The couple said a new investigation revealed they had nothing to do with the fraud, and their accounts were unfrozen, and funds replaced.Officials with USAA told the Bruce's they believe the fraudster was able to hack Larry's email address and somehow gain access to their account, but that the paper trail didn't go very far.To protect yourself from bank fraud, USAA gives this advice:Never provide your personal or banking information to unauthorized individuals. Fraudsters ask for things such as personal identifiers, debit or credit card information and account numbers.Be cautious when asked to make a deposit or send money back. Fraudsters sometimes convince you to make a deposit or payment to reduce your debt and provide an account number/routing number to use, but require a fee to be sent to the fraudster when the payment is made. The payment will return, the fee will be lost, and the account holder will be responsible.Contact your bank immediately if you provide your personal banking information to an unauthorized individual or see suspicious activity on your account.Consider changing online banking and email passwords on a regular basis. Some financial apps are tied to your email account and can be accessed with those passwords.Remember, if it sounds too good to be true, it usually is.This article was written by Cori Duke for KJRH. 3121
New transportation options are showing up in cities across the country, including shareable bikes, electric scooters, and now mopeds are even starting to compete for street space.However, with all these new electronic transportation options there are safety concerns. Starting this weekend, 400 electric mopeds will be hitting the streets of Washington, D.C. One thousand of the mopeds are already available for rent in New York City. The company behind these electric mopeds, Revel, plans to expand to other cities. “The benefit is really simple. The way you have to think about it: this is almost always at least half the cost of Uber and Lyft and twice as much fun,” says Paul Suhey with Revel. They're part of a growing number of transportation options people can rent by using their cell phone app. Most major cities already have electric scooters and bicycles. Last year in the U.S., people took 84 million trips on bikes and scooters, according to National Association of City Transportation officials. However, the influx of rides is causing safety concerns, with some concerned the vehicles will add to the congestion on the road. “If you're having to be aware of either a cyclist, a scooter rider, now a moped rider, who may go in between cars, you have to be careful and watch out for each other as you're using these different modes of operations,” says Jeanette Tejeda de Gomez with AAA. She says research shows moped riders are more likely to be injured or die than those walking, biking or driving a car. However, Revel says helmets are included with each rental, riders have to be at least 21, have a driver's license and they screen the rider's driving record. “From our first couple months operating in New York, in over 300,000 rides, 99.99 percent have happened without incident, and we understand that safety record doesn't happen by accident,” Suhey says. Whether or not you’re ready to see these mopeds in your city, there’s no doubt on-demand transportation is now a driving force for new ways to get around. 2047

CANARY ISLANDS -- Imagine rowing almost non-stop across the Atlantic Ocean with a group of four people. No bathroom, no shade and a limited supply of food. “You’re totally exposed to the elements,” said Evan Stratton, a U.S. veteran. Evan and three others rowed across the Atlantic Ocean from the Canary Islands off of Spain to Antigua, near Puerto Rico, as part of the Talker Whiskey Atlantic Challenge — a yearly ocean rowing race. The path is 3,000 nautical miles. “Our row took 50 days, 11 hours, and 35 minutes,” he said. “Which seems like a really long time, but we actually set a world record for our boat class.” The team, titled Fight Oar Die, was the only American team to compete this year. More than just a physical challenge, the race is a test of the mind as well. We sat down with Evan, who walked us through it. “It’s really a challenge in mental strength,” he said. “It’s an introspective look at yourself whether you want one or not because you remove all inputs,” he explained. “There’s no work phone calls, no e-mails, no TV, no radio.” Through their journey, psychologists are hoping to learn something. “We got involved as part of that research component,” said Dr. Trey Cole, a clinical psychologist and former veteran himself. Dr. Cole oversees the researchers from the University of Denver that have been working with the Fight Oar Die rowing team throughout their experience. “There’s a lot to do with motivation and sleep and purpose and those type of factors we’re trying to take a closer look at,” Dr. Cole said. He helped the men prepare beforehand too — with conflict resolution, stress management, and other skills. “It’s hilarious to be sitting in your off shift in the cabin hearing two guys on the boat yell at each other but they’re still just rowing,” Evan said. “The end goal is you gotta get there.” It was a team effort with personal mental challenges each rower dealt with individually. Part of Evan’s way of getting through was the photos and cards his wife packed for him, cards he could open when he hit “the wall,” when he was “almost home,” and on his son’s first birthday that he missed while rowing. Evan said a challenge like this took the support of his family, but it all starts with motivation. “It just takes getting out and doing it,” he said.Evan spent four years of his life as a Marine earlier on in his life. “I went through my own battles with PTSD and mental health,” he said. Bringing awareness to mental health was part of his motivation for joining the rowing team this year. “We really wanted to show veterans that life doesn’t end after the military, that you can still go out and do really big things and really hard things and really incredible things,” Evan said. This awareness is at the forefront of Fight Oar Die’s mission — to provide a platform for veterans' mental health issues.“The hope is that we can generate some conclusions from that that could be helpful in informing the future of veteran and service member care,” Dr. Cole said. Cole and other researchers will continue to look into the data from the rowing teams each year. 3122
CA?ON CITY, Colo. – Thousands have come through the gates of the Colorado Territorial Correctional Facility. But what happens when they walk out? The prison has dozens of programs meant to help the inmates become valued members of society. One program – involving dogs – is called the Prison Trained K-9 Companion Program. Lawrence Trujillo and Zachery Montoya are master dog trainers. They've have been training dogs at the corrections center for five years. “We are with these dogs seven days a week, 24 hours a day,” Trujillo said. They teach the dogs how to follow commands, and how to be on their best behavior. It’s a very coveted job. “Some of these guys haven’t seen a dog in 20 years,” Montoya said. However, getting into the program isn’t easy. “In order to be considered they actually have to apply for the job. They have to meet certain criteria – they have to have a GED – because we’re required them to read information and process it. And they have to be on their best behavior documented for at least six months," K-9 supervisor Michele Wayland said. According to Wayland, it takes about a year to achieve a master handler certification. “We get a dog buddy, and we learn from a master trainer. We go through about 14 months of book work, we have tests in their monthly – hands on tests with the dogs as we progress as trainers – and we have to pass each one of those tests to become a master trainer,” Trujillo said. The guys say they gain more than just life skills. They're also helping families who haven’t been able to effectively train their dogs. “Coming to prison is not so fun, but being able to give something back is very rewarding,” Montoya said. Since the program was created in 2002, inmates have trained nearly 13,000 dogs. A majority of them come from private families who help fund the program through boarding and training fees. “There is no taxpayer dollar supporting this program, so we have to float our own boat,” Wayland said. The program has seen a lot of success the past couple decades. Wayland says Colorado was one of the first, if not the first state to start K-9 training at prisons. Now, they're all across the country. “There actually is a K-9 program in prisons in every state of the union,” Wayland said. The positive results of the program can be seen in the inmates who are hired. “I didn’t have a lot of skills before I came to prison, so this is something I could definitely I could take with me and do out there. There’s been many guys who have left and have been successful doing this one the streets,” Montoya said. Whether working at a shelter, a kennel, or starting their own training business, both Montoya and Trujillo say they’d love to continue working with dogs once they get out of prison. It's something that wouldn’t be possible without the help of dog owners“We would just like – probably as a team – to thank them for their support and appreciate the trust they have in us,” Trujillo said. 2973
WASHINGTON COUNTY, Minn. -- Authorities in Minnesota have charged former police officer Derek Chauvin and his estranged wife, Kellie, with multiple counts of felony tax evasion.Chauvin has been thrust into the spotlight after a cell phone video showed the officer arresting George Floyd and pinning him down with a knee to his neck. That caused Floyd to lose consciousness and the 46-year-old man was later pronounced dead.Floyd's death caused protests across the country demanding action against police brutality.Documents from the Minnesota Department of Revenue show investigators started building their case in June. Documents show the couple did not file their tax returns for 2016, 2017 and 2018. The Chauvins' 2014 and 2015 returns show they did not accurately file taxes.Records account for incidents that led to these charges, like Derek not reporting or overestimating money made as security detail for stores and bars around town, and Kellie not reporting her income from her photography business.Prosecutors say they bought a BMW for more than 0,000 and registered it with their Windemere, Florida address. They showed up to the dealership with Florida driver's licenses.They avoided nearly 0 in fees by paying Florida taxes instead of Minnesota taxes. During an interview with investigators, Kellie told them it was cheaper to register the vehicle in Florida than Minnesota.When asked by investigators why she didn't file returns, Kellie said "it got away from her."According to authorities, they under-reported their income by more than 4,000. Between the taxes the Chauvins owe -- the late payment and penalty fees, fraud penalties, and interest -- the couple owes the state government nearly ,000.Scripps station WFTS in Tampa previously reported that questions had been raised about Chauvin's voting record, after records show him voting in Orange County in-person in 2016 and 2018. He did not claim homestead on his Windemere property, but did claim the tax break on his home in Oakdale, Minnesota in 2018. PREVIOUS COVERAGE: Ex-officer Derek Chauvin voted in-person in Fla. twice despite being a permanent Minn. residentThis article was written by Jasmine Styles for WFTS. 2223
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