成都口腔外科综合模型(辽宁马胃解剖模型) (今日更新中)

An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

ANAHEIM (CNS) - Thousands of Disneyland enthusiasts lined up early Friday to experience the theme park's newest Star Wars Land ride.Bobby Navarro of Garden Grove said he got up at 4 a.m. with his friends and got into the park by 5:30 a.m.Navarro experienced Star Wars: Rise of the Resistance when it debuted at Disney World on Dec. 5, so he had some practice in using the company's application to sign up for a pass to the attraction. Navarro said it was key to get everyone in the group connected on the app and requesting a pass simultaneously, but that also meant he had to de-select others who were not at the park with his group.RIDE REVIEW & VIDEO: 'Rise of the Resistance' fulfills missing 'Star Wars' feel at Galaxy's Edge"The queue for the digital app started at 6 o'clock... and we still had to wait hours before the app opened," Navarro said. "And then, it was whoever is able to push the button fastest."Navarro and his group were assigned to boarding group 84, and he was advised the park may only be able to handle 82 boarding groups on Friday, but he was hopeful his group will get a chance to see the Anaheim version of the ride."The first day in Florida, they got up to boarding group 125," Navarro said."We're close to group 50 now," he said about 1 p.m.Navarro said even the wait in line for the ride in Florida helped guests feel immersed in the experience. The attraction included a hologram explaining the "context and storyline," he said.RELATED: California Adventure's 'Avengers Campus' set for summer 2020 openingCast members help guide guests through the line until the fun begins with an abduction and imprisonment by stormtroopers, he said.One of the more impressive attractions is a glass panel that makes participants feel as if they are looking into outer space, he said.As the "prisoners" are being told they will be "eliminated," resistance fighters break through with lightsabers to help lead an escape, Navarro said."They tell you, `Hurry up, get out,"' Navarro said.RELATED: Disneyland tickets are on sale for as low as right nowThe guests make their escape on a pod, he said."The mag-lev system is what really makes the ride," he said of the battleship in the attraction. "This really feels like a battleship.""They really did a great job of transporting you to a different place," he said.The ride takes about 20 minutes, he said.Anaheim police Sgt. Shane Carringer said the city has not experienced any issues with traffic in the area despite also hosting the National Association of Music Merchants convention."I haven't heard of any problems," he said. "These large events, although extraordinary for Anaheim, are definitely not out of our comfort zone to handle these pretty regularly. And Disney has ingress and egress down to a science."Carringer said he got to experience the new attraction last night."It was cool," he said. "My wife enjoyed it too." 2912

An operation is underway to evacuate thousands of tourists after a deadly earthquake that rocked some of Indonesia's most idyllic islands late Sunday night.At least 98 people, all Indonesian nationals, were killed when the 6.9 magnitude quake struck the popular tourist island of Lombok, Indonesian authorities said Monday. More than 200 were also injured.The majority of those killed in the quake were hit by falling debris from collapsing buildings, said Sutopo Purwo Nugroho, the head of Indonesia's disaster management department.In total, an estimated 20,000 people have been displaced by the massive earthquake, Nugroho said.Dramatic video tweeted by authorities showed hundreds of people, many believed to be foreign vacationers, crammed onto a beach on the island of Gili Trawangan as evacuation measures got underway.Emergency personnel were racing to evacuate thousands of tourists from the three small Gili Islands as night began to fall. The islands, famous for their white sandy beaches and clear waters, are located near the epicenter of the quake on Lombok.Earlier rescue efforts were hampered by shallow waters, but rising sea waters mean nine ships are now expected to dock on the islands.So far, up to 2,700 tourists have been moved from the Gili Islands, according to Nugroho. He added that Lombok's airport was now open around the clock and had significantly increased its flight schedule.The epicenter of the quake was in northern Lombok, a more residential, less developed part of the island. The majority of Lombok's tourist resorts are on the island's southern coast.British tourist Mike Bennett, stranded on the island of Gili Meno along with around 100 other people, told CNN he faced an anxious night ahead."It's getting dark now," he said. "There's no power, there's no water, we're going to hold out and just see what happens tomorrow."  1879

As COVID-19 vaccine research shows promising results, some employers may be able to require workers to get it."You should already have a plan in place before this vaccine even comes available to have those discussions with your employees, it’s best to set the groundwork now." Attorney Rebecca Demaree is a labor and employment lawyer at Cornelius & Collins, LLP. She said it may surprise employees, but it's not unusual during a public health crisis."There are precedents for this especially in the field of healthcare requiring flu vaccines, requiring TB tests, requiring your basic vaccinations," Demaree said.NewsChannel5's Alexandra Koehn asked, “So when a COVID-19 vaccine comes out, for the people who are worried about getting it and aren’t ready, what would you say to them if their employer requires it?”“Well if their employer requires it, you have a few other hoops to jump through," Demaree said.For example, there are religious exemptions and other protective classifications like physical reasons. "You still have the ability as an employee to voice your concerns to your employer, " Demaree said, "In what’s called a joint activity and that’s protected as well."The attorney said she's already had clients in the hospitality and healthcare field reach out to her for guidance about requiring a vaccine.This story was first reported by Alexandra Koehn at WTVF in Nashville, Tennessee. 1411

An emergency bill in California will continue the state's moratorium on evictions for nonpayment, but evictions could resume in February.The deal, reached Friday, will avoid what some had dubbed the eviction cliff that was set to begin Sept. 1. That was when the Judicial Council's order stopping courthouses from taking nonpayment eviction cases was going to expire. This bill, called the COVID-19 Tenant Relief Act of 2020, does two major things to protect tenants:1) It converts unpaid rent from March 1 to Aug. 31 to civil debt, meaning a tenant cannot be evicted for nonpayment. Instead, that person can ultimately be taken to small claims court. 2) It prevents eviction of tenants who pay at least 25 percent of their rent from Sept. 1. to Jan 31, 2021. If a tenant pays at least 25 percent, the rest would be converted to civil debt. Otherwise, a landlord can begin eviction proceedings Feb. 1, 2021. Gov. Newsom announced the deal Friday, saying he would sign the bill once it reaches his desk. The Southern California Rental Housing Association expressed major concerns about the legislation, saying it does not protect against financial ruin for landlords. In a statement, it said the bill doesn't provide rental income assistance, and does not guarantee landlords will ever get the money they are owed.The bill requires a two-thirds vote, and is expected to be taken up in both houses of the state legislature Monday. 1437

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