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SAN DIEGO (KGTV) - People looking for some extra cash on hand during the coronavirus pandemic are turning to pawn shops as one way to make ends meet.Moris Adato, the owner of CashCo Pawn, says business for pawn loans started to pick up near the end of April when people needed extra money for mortgage and rent payments."It's getting crazy right now," Adato says.Pawn shop owners say their loans can help people make ends meet as they wait for things like EDD payments or stimulus checks or search for a new job.When someone pawns an item, the shop owner gives them a loan against the item's cash value. People typically have 4-6 months to pay it back, with interest. Once the loan is repaid, the item is returned to the owner.If someone can't, or chooses not to repay the loan, the item then belongs to the store and can be sold. There's no penalty for forfeiting the item, and it will not affect your credit score.Many stores, like Adato's, will allow people to extend their loans if they ask.Adato says his most common item is jewelry."Jewelry in itself is something to wear and to look good, but it's a commodity," he says. "It's gold, silver, or diamonds. If things go wrong, this is how you get out of trouble."Experts say there are a few things people need to know before deciding to pawn a possession.First, make sure the store you go to is accredited with a state or national pawnbrokers association. That will ensure they follow all the laws and regulations of the business.Second, ask about the terms of the loan, especially the interest. California law caps the interest on a pawn loan at 3% per month.Third, make sure you understand all of the extra costs, including storage and set up fees.Despite the spike in demand, Adato says about 90% of the people who come in for loans pay them back and reclaim their items. His store is offering zero-interest on any loan paid in full within 30 days. He's also promoting safety by doing as much business as possible through his website and app.Adato says it's a small way he can help people get by during the pandemic. "There are still people out there that need money, unfortunately," says Adato. "These are blue-collar, working, hard class citizens that just need groceries to get through this hard time." 2270
SAN DIEGO (KGTV) — Organizations announced beefed-up fire crews across Southern California Thursday morning, anticipating the Red Flag Warning issued by the National Weather Service.Years prior illustrate how devastating a spark during a serious wind event can be."There's places all over the county that haven't burned in quite a while," Cal Fire Captain Issac Sanchez said.RELATED: Gusty Santa Ana winds, dry conditions prompt Red Flag Warning for San Diego CountyMeteorologist Megan Parry said this is the second driest year on record. That means there's much more dry brush. The National Weather Service said fuel moisture is near record low levels.A bad recipe for fire danger with, "the east winds coming out of the desert area... The low humidity that's coming along with it, and the warmer than average temperatures," Sanchez said.Sanchez asked everyone to do their part, "to get your defensible clearance in and be careful when you're out and about in order to avoid accidentally starting a fire," so they can protect your home.LATEST WEATHER FORECASTHe advised against using powered tools like chainsaws and lawnmowers, saying if they hit a rock, they could spark. Instead, he suggests using hand tools to clear away dry, dead brush.If you're driving or towing anything, make sure nothing is dragging from your car, or rig, that could cause sparks to fly.Also, he said there are lots of tools out there to help you get prepared. Visit Ready For Wildfire or Ready San Diego for more information.RELATED: Camp Fire: California hospital evacuates patients ahead of fast-moving blazeYou can also register for Evacuation Alerts at Alert San Diego.We have this update from San Diego City Fire: 1730
SAN DIEGO (KGTV) -- Nestled off of Camino Del Rio West in the Midway District, the Body Shop sits between a Navis Pack and Ship site and the "Les Girls" adult entertainment club on Riley Street. The Body Shop, a strip club at 3776 Riley Street, welcomed customers for five decades before it closed last December. This week, Rock Church announced they'll be moving in. Rock Church has five campuses across San Diego County. They have a school and now, they have plans for the property in the Midway District. They told 10News the purchase is about more than repurposing a strip club - it's about transforming the neighborhood. "We thought it was a great idea because we know the pain that goes on in that building," said Miles McPherson, pastor at Rock Church. "Not just the women, but the men who go there and their families.”The church’s main campus on Rosecrans is roughly a mile and a half away from the new property. "We don’t know what we're going to do with the building, we just know what it won’t be used for," McPherson said. For decades, parents have explained to their kids why there's a huge sign that says 'nude girls' in their neighborhood, he said. Soon, it won't be necessary."It would be nice to put 'Rock Church' on top of that billboard, but that's another step," he said. "We’ll get to that. But you know the people in that community have been looking at that building for 50 years, and hopefully we can put something more positive in that building.”In addition to taking over the building, McPherson said the church plans to do outreach in the community. He had this message for former employees, “I want to tell you that we love you. And you are welcome at our church.” 1734
SAN DIEGO (KGTV) – Police are looking for the person suspected of using an incendiary device to intentionally start a fire at a San Diego police substation in Logan Heights.At around 11:15 p.m. Monday, officers responded to reports of a fire in the rear parking lot of the Central Division substation in the 2500 block of Commercial Street.Responding firefighters put out the fire before it caused serious damage. No injuries were reported.The Metro Arson Strike Team was called in to investigate the incident after it was determined the fire was sparked by some sort of explosive.Police are viewing trolley security camera footage as part of their search for the suspected arsonist responsible for the blaze. 717
SAN DIEGO (KGTV) - Officials with the California Department of Corrections and Rehabilitation say Donovan State Prison officials confiscated a cell phone Tuesday from an inmate who was allegedly using the phone to harass and threaten a woman in New York.According to Christina Neal, 37-year-old Brandon Baker, a prisoner serving 75 years to life at Donovan in South San Diego County, contacted her nearly two weeks ago.“I started getting messages from someone named Brandon Baker, but I had never heard of him before,” Neal said. Neal says Baker found her on Facebook through mutual friends and family members and then began sending her inappropriate messages through Facebook messenger.“He put ‘ma, what’s up, you looking really good. I’d like to get to know you,’” Neal said. “and he was like, ‘you're really sexy.’ And I didn't respond. So then a couple of days later, I got another message from him, and he's talking about my daughter.” “So I was just like ‘I don't know who you are. I don't know how you got pictures of me and my daughter, but please leave me alone, I'm married, and I don't want to have anything to do with you,’” Neal added.Neal says the tone of the messages escalated and Baker told her he would be getting out next month.“He said he was gonna come to my house and said he was gonna rape me,” she said. “I’m very nervous, just because hearing what (he) did, (he) doesn’t seem like (he’s) that nice of a person.”CDCR says they are investigating the case, and Baker could face more punishment depending on what they find on the phone they seized.They released the following statement:“Contraband cellphones are often used to in criminal and illicit activities, conduct drug trafficking, enable gang communication, and harass and intimidate victims and witnesses. Their presence affects safety and security in state prisons and California’s communities. The California Department of Corrections and Rehabilitation uses a multi-layered approach to detect and find contraband cellphones. Smuggling and possessing cell phones in prison is a misdemeanor, and an inmate found in possession of a cell phone can lose credits.” 2150