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Once the graduation confetti settles, you should mentally add “help your kid get a credit card” to your parental pre-college checklist. But getting a credit card at age 18 isn’t as easy as it was when you were in college.The Credit Card Act of 2009 generally prevents consumers under 21 without independent income from qualifying for credit cards on their own. And even with a job, your kid might have trouble qualifying for a card without a credit history. Plus, if you don’t give him or her credit guidance, your child’s missteps could strain your finances — and your relationship.“My counseling to my parents is, don’t just randomly give [your kid] a card,” says Amy Irvine, a certified financial planner and owner of Irvine Wealth Planning Strategies, a fee-only advisor firm in Corning, New York. “Make sure there’s some explanation that goes with it.”Here’s how you can help and avoid common pitfalls. 965

OKLAHOMA CITY (AP) — Oklahoma State running back Chuba Hubbard said on Twitter that he won’t do anything with the program until there is "CHANGE." Hubbard's tweet came after coach Mike Gundy was photographed wearing a t-shirt representing far-right online publication One America News Network.Gundy is seen in a photograph on Twitter wearing the t-shirt with the letters OAN. The conservative publication is a strong advocate for President Donald Trump. 461

One possible scenario that Pac-12 officials are considering is that sports could return as early as mid-November.According to ESPN, the plan is the most aggressive among multiple options the league is considering.The report comes after the conference joined a partnership with Quidel Corporation that provides rapid coronavirus testing.The return to play is contingent on California and Oregon public health officials clearing athletes to resume practices.In August, Pac-12 officials suspended all sports for 2020.This story was first reported by Phil Villarreal at KGUN in Tucson, Arizona. 598

One winter afternoon last year, Duane Engebretson sat in his stepdaughter's hospital room at the Mayo Clinic in Rochester, Minnesota, trying to figure out how she could escape.Alyssa Gilderhus, 18 and a senior in high school, had been a patient at Mayo for about two months, ever since having a ruptured brain aneurysm on Christmas Day.Mayo neurosurgeons saved her life, but she and her parents were unhappy with the care she was receiving in the rehabilitation unit, and they say they repeatedly asked for her to be transferred.But they say Mayo refused to let her transfer to another hospital, even after a lawyer wrote a letter asking Mayo to make the arrangements.Alyssa and her family began to suspect that Mayo was trying to get a guardian appointed to make medical decisions for her. They were right: Hospital staffers would later tell police that they had gone to two county adult protection agencies to make guardianship arrangements.Duane and his wife, Amber Engebretson, weren't sure how to get their daughter out of Mayo. Two nurses had been assigned to watch over her at all times. 1102

OCEANSIDE (CNS) - Police responded to a reported shooting behind Oceanside High School early Saturday but weren't able to locate any potential suspects or victims, an officer said.Dispatchers received several calls around 2:30 a.m. reporting the sound of gunshots near the intersection of Division Street and Central Avenue, Oceanside Police Lt. Kedrick Sadler said. Officers headed to the scene and were able to find shell casings on the ground in the area, indicating a shooting had occurred, but couldn't find anyone associated with the incident, Sadler said.A vehicle reportedly was seen speeding from the area, but police could not provide a description. Investigators believe the shooting may be gang-related, Sadler said. 741