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You will soon be able to freeze your credit report for free, a step that can help protect you from identity theft.Many called on Congress to make freezes free after the massive Equifax breach last year that exposed the personal information of more than 146 million Americans to hackers.The provision was included in a broader bill passed by the House on Tuesday, which rolled back regulations on banks created by Dodd-Frank. The bill now heads to President Donald Trump's desk.When you place a freeze on your credit report, it prohibits the credit rating company from disclosing your personal information, effectively preventing anyone from opening a credit card or loan in your name. You'd need to lift the freeze if you want to open a line of credit yourself.A freeze goes a step further than a credit monitoring or fraud alert service. Those generally notify you of suspicious activity after it happens.But under current state laws, there is often a fee to place and lift a credit freeze Most security freezes cost between and , though several states have already made them free.Plus, you'd need to place a freeze on credit reports at all three credit rating agencies — Experian, Equifax, and TransUnion — and pay a fee at each of them.The new legislation will make placing, lifting, and permanently removing freezes free no matter where you live. It also requires consumer rating companies to fulfill your request within one business day if made online or over the phone, and within three business days if requested by mail.The changes will take effect about four months after the bill is signed.To set up your own credit freezes, go to the freeze page at each credit agency's website individually: Experian, Equifax, and TransUnion. You will be given a PIN that you'll need to lift or remove the freeze in the future.Often there is no charge for victims of identity fraud to add or lift a security freeze. After the data breach, Equifax made freezes free for everyone until June 2018. 2058

defended the sign. One woman wrote: “I doubt she meant the threats, but geeze (sic) dog owners clean up after your dog.” Neighbors said they are worried about their animals or worse, that a child will get hurt. “I think that there has got to be a civil solution, some sort of happy medium where she can put up a small wire fence or maybe a more polite sign," said Zynger. 373

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in the Crown Heights section of Brooklyn Tuesday night, according to the NYPD.The initial incident took place around 9:26 p.m. local time when reports came in of a man who had been shot, according to NYPD Chief of Department Terence Monahan.When officers responded at the corner of Bergen Street and Rochester Avenue, witnesses told them the suspect was further up the block on Bergen Street.Officers found the armed suspect hiding behind a tree, according to Monahan. They gave orders for the man to drop his weapon for over a minute. When the man refused, 10 officers shot at the suspect.Monahan added that body cameras and witnesses' Facebook updates prove that the officers ordered the man to drop his gun, and the suspect refused.The gunman was pronounced dead and a handgun was recovered at the scene, police said.The original shooting victim was taken to a local hospital and is in stable condition.The officers involved in the shooting were also taken to local hospitals and treated for tinnitus, according to Monahan.Monahan emphasized that the shooting was unrelated to any of the protests going on in the city over the death of George Floyd, who was killed in police custody.The city 1197

— have crowned black women as their winners at the same time.And that's a big deal if you know pageant history.Beauty pageants early in their histories, some dating back to the 1920s, barred women of color from participating. Even after organizations began changing their rules to accept women of all races, there was still a lingering frustration and opposition to join.Only in the last 50 years have black women become more prevalent in these competitions. 460