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PEORIA, Ill. — Bradley University in central Illinois is requiring its entire student body to quarantine for two weeks because of clusters of COVID-19 on campus and is reverting to remote learning, officials announced Tuesday.Officials of the private university said they have linked a spike of the coronavirus to off-campus gatherings. The Peoria university is requiring students to limit nonessential interactions, stay in their off-campus apartments, residence halls and take classes remotely beginning Tuesday.The university said it has tallied about 50 COVID-19 cases so far, adding emergency measures are needed to respond to the outbreak without disrupting academic progress.“Although it may seem extreme, this move to temporary remote learning and a two-week, all-student quarantine allows us to focus on the continuity of the educational experience for all of our students while giving us time to gather data on the full extent of the spread of the virus and assess the best way to proceed as a community,” Bradley President Stephen Standifird said in a message to students.While about 4,600 undergraduates were enrolled at Bradley last year, it wasn’t immediately known how many are enrolled this fall. 1220

Parents are facing tough decisions as the school year looms: Should they keep their children in school, or pull them and send them to a school that's already prepared for distance learning?K12 Inc. is the largest online education provider in the K through 12 space. They serve 30 states, with 6,000 teachers around the country and 120,000 students. Distance learning is what they do best, and these days, they're getting flooded.It's what Kevin Chavous, K12's President of Academics, says is "dramatic" increase in interest from parents. They've received thousands of applications since the spring."These are families that otherwise wouldn't consider a virtual option, but all of them say the same thing — they're so fearful about their kids' safety," Chavous said. "They're educated consumers, shopping around trying to figure out options."Most of the calls to K12 are coming from heavily-involved parents. They want to know the data; they want to know about the education, the structure, the sports, and the possibility of meetups."A lot of the data we look at shows that anywhere from 10% to 40% of the average public school parent says there's no way they'll send their kid back to the brick-and-mortar school they're going to — not because they have problems, but they're deathly afraid of the safety issue," Chavous said.Parents everywhere have questions, and they want answers. Chavous addressed the school's biggest selling point."Well, we've been doing it longer, and we do it better and we've refined what we do," he said.Nearly 500 of K12's teachers have enrolled in a Master's in Education in Online Instruction.It was a fast switch to online learning that jolted parents this past spring, and it's something that Southern California mom Christy Hartman doesn't want to do again."I can't do another semester of what we experienced last year," she said. "It was disjointed, she was a 5th grader and spent about 45 minutes a day (e-learning) — no live instruction from teachers at all."Hartman says she's decided that if her local school district continues full-time distance learning, she'll pull her child and send her to Sage Oak — a large regional charter school that offers personalized learning.Kids at Sage Oak meet in person once every 20 school days, and the rest is teacher-guided, teacher-supported instruction, led by parents at home.Sage Oak was prepared for the pandemic before it ever happened."We didn't have to make a ton of changes," said Chelsey Anema, the school's student services coordinator. "We did have to go virtual — which is unfortunate because we love and value the time we get to meet with students each month — but we are equipped with meeting virtually, so it wasn't a huge struggle for us."Anema says Sage Oak is getting between 50 and 60 new student applications a day. It's a demand they can't meet due to a new bill that caps school funding and enrollment in California.Parents have some choices to make. And K12 recommends that parents do their homework."Call all of us. Call the school district. Ask those questions, seek better answers," Chavous said. "This is a precious time for America as we go through this education reset and global reset, and we have to do it right. You only have one chance to educate your child." 3278

Please share this. Arraignment for McCabe and Torgalski is at 9am tomorrow city court. Nobody is allowed in, but can gather out front in support. These guys really need us right now! Be aware the DA's office will probably leak their arraignment time so the press may be there. Meet at 8am and BPD union office @ 68 court st at 8AM. Wear your uniform. We need all the support we can get. We'll walk over to city court right before the Arraignment. 454

PETA wants to make sure a bunch of lobsters killed in a vehicle wreck last week in Maine aren't forgotten.The animal rights group, formally known as People for the Ethical Treatment of Animals, sent a letter to the Maine Department of Transportation asking for permission to install a 5-foot tombstone for the deceased crustaceans along a highway in Brunswick.That's where a local seafood distributor's truck -- loaded with about 70 crates of lobsters -- overturned, CNN affiliate WGME reports, spilling thousands of them onto the roadway."It was something I've never seen before," Brunswick police Detective William Moir told the station. "Some lobsters were loose on the ground from being spilled over so we went to work to save the ones we could."The requested memorial would feature a picture of a lobster with the words "In Memory of the lobsters who suffered and died at this spot, August 2018." It would also urge people to "Try Vegan.""Countless sensitive crustaceans experienced an agonizing death when this truck rolled over and their bodies came crashing down onto the highway," PETA Executive Vice President Tracy Reiman said in a statement.?"PETA hopes to pay tribute to these individuals who didn't want to die with a memorial urging people to help prevent future suffering by keeping lobsters and all other animals off their plates."On Thursday, the state Department of Transportation turned down PETA's request, citing safety concerns.?In a letter?to PETA, Jim Billings, the department's chief counsel, said development and signs of all types are prohibited along controlled-access highways such as US 1."Control-of-access areas may have a very high volume of car and truck traffic as well as a high speed limit that could create a potential hazard to motorists should development and signs be allowed in these sections," Billings wrote.And Ted Talbot, the department's spokesman, also said PETA's plans wouldn't fly because it seemed like the animal rights group was seeking a permanent memorial, and that's not permissible under state law. Roadside memorials in Maine can only stay up for 12 weeks and can't be taller than 4 feet, he said.PETA is reassessing its options and will seek other ways "to reach the people of Maine," spokeswoman Amber Canavan told CNN. 2314

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764