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Television and film actress Selma Blair announced that she has been diagnosed with multiple sclerosis.In an Instagram post Saturday, the "Cruel Intentions" actress revealed she was diagnosed in August, and is facing the effects of the disease everyday.I am disabled. I fall sometimes. I drop things," she posted. " My memory is foggy. And my left side is asking for directions from a broken gps. But we are doing it. And I laugh and I don't know exactly what I will do precisely but I will do my best."Multiple sclerosis is a neurological disease that occurs when there's a breakdown in communication between the brain and other parts of the body, according to the National Institutes of Health. Symptoms include blurred vision, and difficulty with coordination and balance.Multiple sclerosis affects 400,000 people in the United States and 2.1 million people worldwide, the NIH says.Blair, 46, said she's had symptoms for years, and thanked her producers at Netflix for being understanding. She said she hopes "to give some hope to others. And even to myself," and encourage people to ask for help when they need it."I have probably had this incurable disease for 15 years at least. And I am relieved to at least know," she posted. 1250

Supreme Court Justice Ruth Bader Ginsburg fell in her office Wednesday evening, according to a statement Thursday morning from court Public Information Officer Kathy Arberg.Ginsburg, 85, went home afterward, but she experienced "discomfort overnight" and went to George Washington University Hospital early Thursday, Arberg noted: "Tests showed that she fractured three ribs on her left side and she was admitted for observation and treatment."Falls are "incredibly dangerous," said Dr. Adam Shiroff, director of the Penn Center for Chest Trauma and an associate professor of trauma surgery at Penn Medicine. "Every trauma center across the country sees falls as an incredible problem, particularly in the elderly." 723

The beloved 1990 classic "The Witches" gets a star-studded and charming rebirth on HBO Max, which adds diversity that the original movie lacked.Jahzir Kadeem Bruno plays an orphaned child who uncovers a secret society of witches who specialize in tormenting kids -- either eating them or transforming them into animals. Consistently funny and loaded with cheeky dialogue and stunning visuals, the film nails a storybook feel, and will no doubt cast a spell over families looking for something new to watch together amid the pandemic.A turbo mode Anne Hathaway guzzles an overacting potion for her role as the Grand High Witch, which is exactly the right approach. Allowing no restraint or nuance to taint her performance, she relishes her character's cartoonishly evil ways and commands every scene.Octavia Spencer serves as the emotional core as Agatha, a tough love-dealing, home remedy-loving grandmother. Stanley Tucci and Kristin Chenoweth cut it up in supporting roles, and Chris Rock serves as the disarming narrator.Remaking a beloved 1990 family film is a task lined with pitfalls, but director Robert Zemeckis uses the skills he developed in the likes of "Back to the Future," "Forrest Gump" and "Cast Away" to tiptoe the fine line between reinvention and paying tribute to the classic. In some ways, he stays truer to the 1983 Roald Dahl book than the original film, while taking enough creative license to make the story his own.While there's no budging the original out of the hearts and minds of those who grew up with it, this new version of "The Witches" is a skilled, welcome change-up that is as well built to last as its predecessor. RATING: 3 stars out of 4.Phil Villarreal TwitterPhil Villarreal FacebookPhil Villarreal Amazon Author PagePhil Villarreal Rotten Tomatoes 1798

TAMPA BAY, Fla. — AMC is claiming Tuesdays for the movies with movie tickets. What started as a limited-time promotion has become permanent.The low-cost shows are available for anyone who chooses to join the free AMC stubs loyalty club.To make your movie experience even better, AMC is offering a small popcorn and soda combo for an additional .The deal only applies to shows on Tuesdays.Click here to sign up for AMC stubs membership or to learn more about this deal.Click here to find an AMC movie theater near you.Mary Stringini?is a Digital Producer for ABC Action News. Follow her on Twitter @MaryWFTS. 658

Starter credit cards, aimed at those who are new to credit, have been around since at least the 1970s — and they used to be much easier to qualify for.Card issuers once were able to lure young adults, particularly students, with a variety of incentives that federal regulations now prohibit under the Credit Card Act of 2009.“When you started college prior to the Card Act, you could get a Frisbee and a credit card at the same time, or a chance to win a computer and a credit card,” said Rod Griffin, senior director of public education and advocacy at Experian, a credit reporting agency.Credit card eligibility requirements are stiffer now, especially amid the COVID-19-related downturn, as banks tighten lending standards to mitigate risk. It all adds up to more obstacles for those seeking to start the clock on their credit history. About 20% of the U.S. adult population doesn’t have a scorable credit file with the three major credit bureaus, according to a report by the Consumer Financial Protection Bureau.Still, qualifying for a starter card is not impossible, and more options exist today.Eligibility for starter credit cardsThe same CFPB report also notes that credit cards are the most common way to establish a credit file for all income levels and age groups.But age matters in terms of your eligibility for a starter card.IF YOU’RE UNDER 21Applicants generally have to be 18 to apply for a credit card on their own. Applicants under 21 can only report independent personal income, including regular allowances. If you’re a student, you may also report scholarships and grants.“I got the Discover student credit card on the first try,” said Karumi Narasaki, a 20-year-old student based in Indiana and creator of the YouTube channel Rumi’s Life. When she applied for the card, she says she included part-time income from two jobs and school aid received to cover books, rent and food.IF YOU’RE OVER 21Once you turn 21, income restrictions loosen slightly. You can include any income to which you have reasonable access, such as the income of a partner or a spouse, for instance. Income is still a necessary requirement to demonstrate your ability to make payments on borrowed amounts. Other requirements may also exist, depending on the card.If you can’t meet the income requirement at any age, a co-signer could help you build credit with a credit card. You’ll get your own credit card and account, but the co-signer assumes responsibility for the bill if you can’t pay it. Not many issuers allow co-signers on credit card applications these days, but there are still some that do.Types of starter cardsThe ideal starter card should have no annual fee and report your payment history to the three major credit bureaus: TransUnion, Equifax and Experian. These bureaus compile the credit reports that form the basis of your credit scores.Creditors review your credit scores to determine the likelihood that you’ll pay them back. A good FICO credit score of 690 or higher can make it easier to get an apartment, set up utilities and access better interest rates on credit cards or loans, for example.Starter card options may include:AUTHORIZED-USER CARDSCredit cards for authorized users are tied to a primary cardholder’s account. You are issued a card with your name on it, but the primary cardholder is responsible for making the payments. If that person uses his or her credit card wisely, it could reflect well on your own credit history, but double-check with your issuer.“It’s still recommended if you’re going to become an authorized user that you ask the lender if they actually report the account for you,” Griffin said. “If they don’t, it’s not going to help you build a credit history.”SECURED CARDSSecured credit cards are easier to qualify for because they require a cash deposit as collateral, reducing the risk to the issuer. The deposit amount usually determines your credit limit.With a good payment history, you eventually get your deposit back when you close the account or upgrade to a traditional “unsecured” credit card with the same issuer.STUDENT CREDIT CARDSStudent credit cards may require enrollment at a college or university. They also may require that you have at least some existing credit history. You can find exceptions, though.Some student cards may even pack helpful, student-friendly features like waived late payment fees or incentives. Rewards on student cards are uncommon, but some options exist.“I also considered applying for a secured card initially, until I found out there’s a Discover card,” Narasaki said. “It had cash back, which is unlike any of the other cards that I looked up, so I thought it was a pretty beneficial card and it had a lot of perks.”ALTERNATIVE-UNDERWRITING CARDSAlternative-underwriting credit cards have joined the market in recent years with some game-changing approaches. Most of these cards don’t charge a security deposit, and many can use factors other than the traditional FICO scoring model to assess your creditworthiness.If you don’t have a credit history, issuers of these cards may instead look at your employment, income, spending or savings to determine your ability to pay. As a result, they may require government-issued documents, bank account information, employment verification requirements and other details as part of the application process.In some cases, you may not even need a Social Security number to apply, which is helpful for newcomers to the U.S. who have limited options.Starter card alternativesEven with more starter card options on the market, the eligibility requirements may still leave some applicants out. But credit cards aren’t the only way to build a credit history. Some services make it possible to report certain bill payments to the credit bureaus to establish a credit file.For instance, rent-reporting services can record rent payments on credit reports for a fee. Experian Boost records cell phone and utility payments on Experian credit reports for free.You can also consider applying for a credit builder loan.More From NerdWalletIf Credit Card Relief’s a No-Go, Check Out Debt ManagementFor Homeowners, Saving a Down Payment Is Only the Start6 Great Recession Money Lessons That Still Apply TodayMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 6346

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