湖北开放式传染学辅助教学系统(开放式急危重症护理辅助教学系统厂家直销) (今日更新中)

WASHINGTON, D.C. – Florida Rep. Ted Yoho apologized to Alexandria Ocasio-Cortez on the House floor Wednesday morning for the manner in which he spoke to the New York congresswoman on Monday."I rise to apologize for the abrupt manner of the conversation I had with my colleague from New York,” said Yoho, a Republican. “It is true that we disagree on policies and visions for America, but that does not mean we should be disrespectful.” 443

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

We are deeply saddened by yesterday’s tragic incident, and our hearts go out to the family. We’ve made our Care Team available to assist the family with any resources they need. Out of respect for their privacy, we do not plan to comment further on the incident.No further details were released. The investigation is ongoing. 333

WASHINGTON, D.C. -- The rallying cry of protesters in the wake of the death of George Floyd is quickly becoming "defund the police."THE REFORMSSome departments are taking steps to do just that. Los Angeles' mayor said he wants to cut the police budget by 0 million. New York's governor has signed into law a comprehensive package of reforms, including allowing police disciplinary records to be made public. Minneapolis' city council has committed to dismantling the police department. The Colorado General Assembly is passing legislation allowing officers to be sued. Currently, police are immune from civil lawsuits under what is known as "qualified immunity."All these steps have been praised by many advocates and for obvious reasons, they are tired of deaths like George Floyd's.POLICE CONCERNPolice unions, however, are sounding an alarm. While some reforms are welcomed, like a ban on chokeholds, they say others go too far. "Law enforcement is being crucified," Chief Alfonso Morales of the Milwaukee Police Department recently said. Now, there is a warning that it could lead to early retirements or a drop in recruits. "There are officers in my department talking about wanting to get out of law enforcement early," said Sgt. Rob Pride, a national trustee with the Fraternal Order of Police. Pride is more than just a union representative. Pride met with President Trump at the White House this week. Pride says movements to defund police departments will eliminate programs that most police officers actually like to take part in. "We will be relegated to be a reactive police force at best with no additional programs and no additional interaction other than to enforce the law and arrest people. That's not a profession I want to be a part of," Pride said. Pride also raised a concern about recruitment. The Police Executive Research Forum reported that before the latest protests, 63% of police departments nationwide saw a decrease in applications to become an officer in the last five years. "It's already difficult for us," Pride said. 2065

WASHINGTON, D.C. – Monday is the final day to register to vote in several states.In order to vote in the general election, residents of the following states must be registered by October 5:ArizonaArkansasFloridaGeorgiaHawaiiIndianaKentuckyMississippiOhioSouth CarolinaTennesseeTexasIf you live in one of the states above and you believe you’re already registered, it doesn’t hurt check the status of your registration, just in case anything has changed.Due to the ongoing COVID-19 pandemic, most states have expanded their vote-by-mail opportunities, so Americans can vote safely this fall.The U.S. Postal Service, which will play a huge roll in this election, strongly recommends that voters request their mail-in ballots at the earliest point allowable, but no later than 15 days prior to Election Day.The USPS also recommends that voters mail their ballots at least one week prior to their states' due dates to allow for timely receipt by election officials.If you don’t want to rely on the USPS to deliver your ballot to election officials, many communities provide locations where you can drop your ballot off yourself.You can also still vote in person on Election Day. Most states are taking extra steps to ensure voters don't contract or spread the novel coronavirus at the polls. 1296

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