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The National Retail Federation expects the average shopper to spend roughly ,000 on gifts this Christmas —up about from the year before.You could end up spending even more, depending on how you pay for it.According to the U.S. Federal Reserve, nearly half of Americans say they couldn't cover an emergency expense over 0. Consumer protection attorney Gordon Leech explains how the interest rate can vary wildly after those flashy offers expire."Good credit helps you it certainly helps you but it doesn't mean that whoever you're getting the credit from is actually giving you the best rate you ought to get," Leach said.Layaway is another option to get what you want without it affecting your credit or paying interest.The Better Business Bureau Serving Wisconsin points out the drawbacks include down payments and fees."What if you're halfway through and you decide you don't want it anymore what kind of refund do you get? Do you get any of it back do you get all of it back?" said Jim Temmer, president of BBB Serving Wisconsin.The number one point the BBB president says is to make sure to stick to your budget. As hard as it is, do not buy what you cannot afford. 1191

The New York state attorney general's civil lawsuit against the Donald J. Trump Foundation, President Donald Trump and his three eldest children can proceed after a state court judge on Friday denied their motion to dismiss the case.In her decision, Justice Saliann Scarpulla ruled that a sitting president can face a civil lawsuit in state court for actions not taken in his official capacity. That ruling puts Scarpulla in agreement with another recent ruling against Trump, a decision in the defamation lawsuit brought against him by Summer Zervos, a former contestant on "The Apprentice."And, Scarpulla said, it is in line with the US Supreme Court's 1997 ruling concerning President Bill Clinton in response to Paula Jones' sexual harassment lawsuit."Allowing this action to proceed is entirely consistent with the Supreme Court's holding in Clinton v. Jones that the President of the United States is 'subject to the laws for his purely private acts,'" Scarpulla wrote.As she did in court in October, the judge noted that Trump has appealed the Zervos decision, and if the appeals court rules in his favor, the attorney general's office would likely need to amend its lawsuit to remove Trump himself as a defendant.The Trump Foundation case is being considered in the New York Supreme Court, the state's trial court.The suit, filed in June, names as defendants the foundation, Trump and his children Eric, Donald Jr. and Ivanka Trump, all of whom sat on the charity's board. It alleges that they violated federal and state charities law with a "persistent" pattern of conduct that included unlawful coordination with the 2016 Trump presidential campaign.The attorney general's office, led by Barbara Underwood, is seeking to dissolve the Trump Foundation and wants .8 million in restitution, plus additional penalties. The office is also seeking to ban Trump from serving as a director of any New York nonprofit for 10 years and to prohibit the other board members, the Trump children, from serving for one year."As we detailed in our petition earlier this year, the Trump Foundation functioned as little more than a checkbook to serve Mr. Trump's business and political interests," Underwood said in a statement Friday. "There are rules that govern private foundations — and we intend to enforce them, no matter who runs the foundation."An attorney for the defendants, Alan Futerfas, said "the decision means only that the case goes forward. As we have maintained throughout, all of the money raised by the Foundation went to charitable causes to assist those most in need."He added: "As a result, we remain confident in the ultimate outcome of these proceedings."The judge gave the defendants 45 days to respond to the lawsuit. 2745

The moderator from Tuesday’s presidential debate says there was an “honor system” for both campaigns when it came to completing COVID-19 tests for their staff ahead of the event.Fox News host Chris Wallace was speaking with his colleague Bill Hemmer Friday afternoon. They were discussing reports from earlier in the day that Trump’s family did not wear masks while seated during the debate in Cleveland.Wallace confirmed the report and said the Trump family were offered masks by the Cleveland Clinic staff and “rejected them.”He also said when President Donald Trump came into the hall Tuesday afternoon to look at the stage set-up, “members of the commission (on presidential debates) were not especially happy with the fact that the presidential party was not wearing a mask” during the walk-through.The statement released from the Cleveland Clinic Friday morning in regard to these developments stated, “Most importantly, everyone permitted inside the debate hall tested negative for COVID-19 prior to entry. Individuals traveling with both candidates, including the candidates themselves, had been tested and tested negative by their respective campaigns.”Wallace confirmed this, and said there would not have been enough time to have people from the campaigns tested on-site in Cleveland and receive results back before the debate needed to start.“They didn’t arrive until Tuesday afternoon, so for them to get tested, there wouldn’t have been enough time to have the test and have the debate later that night at 9 o’clock,” Wallace told Hemmer. “So yeah, there was an honor system when it came to the people who came into the hall from the two campaigns.”Wallace said people who were on the ground for multiple days in Cleveland, like himself and Hemmer who covered the debate for Fox News, were tested by the Cleveland Clinic. There was also safety protocols in place for attendees. Watch the latest video at foxnews.com 1937

The House & Senate should IMMEDIATELY Approve 25 Billion Dollars for Airline Payroll Support, & 135 Billion Dollars for Paycheck Protection Program for Small Business. Both of these will be fully paid for with unused funds from the Cares Act. Have this money. I will sign now!— Donald J. Trump (@realDonaldTrump) October 7, 2020 344

The head of United States Customs and Border Protection said border agents "prevented a dangerous situation getting worse" when they fired tear gas at a group of migrants who rushed the US-Mexico border Sunday.CBP Commissioner Kevin McAleenan told reporters Monday that as many as 1,000 people that were part of a migrant caravan traveling through Central America and Mexico sought to enter the US illegally.He said that according to CBP's initial report, 69 people were apprehended entering the US. McAleenan said he was not aware of any successful illegal entries by caravan members into the US."[CBP] effectively managed an extremely dangerous situation involving over 1,000 individuals who sought to enter the US unlawfully in large groups. They did so safely and without any reported serious injuries on either side of the border," McAleenan said.Sunday's incident marked an escalation of tensions that have been mounting since groups of Central American migrants began arriving in Tijuana a few weeks ago on their journey to attempt to gain entry to the US. The incident began with a march to the border that organizers said would be peaceful. In response, CBP deployed additional personnel to San Ysidro, California, on Sunday in expectation of demonstrations on both sides of the border.McAleenan said individuals breached the border fence to the east of San Ysidro and some went west and sought to enter through the Tijuana River channel. He described "assaultive behavior" by some migrants in both locations. Border Patrol agents countered using "less lethal devices," which included tear gas and "other projectiles," but not rubber bullets. He said CBP does not have rubber bullets in its inventory on the border.McAleenan said, per protocol, the decision to fire was made by agents on the scene using their professional judgment, and also per protocol the incident will be reviewed. He also described CBP as having responded with use of force to primarily adult males throwing rocks.However, video of the scene also showed a cloud of tear gas that sent people running and screaming, including families with young children.Four agents were hit with rocks, but because of their protective gear they were not seriously injured, McAleenan said.Sunday's melee closed one of the world's busiest international crossings, San Ysidro Port of Entry, near San Diego, to vehicle and pedestrian traffic for several hours. By Sunday afternoon, CBP reopened crossing lanes in both directions to pedestrians and vehicles.On the other side of the border in Mexico, Tijuana police had arrested 39 people by Sunday night, the agency said on Facebook. 2651