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Reports compiled by Zac Self.TOKYO (KGTV) -- Ahead of a 13-day trip through Asia, President Donald Trump touched down in Japan late Saturday night.Following his arrival, the President spoke at the joint U.S.-Japanese military base, reports CNN."Our brave warriors are the last bulwark against threats to the dreams of people in America and Japan and all across the world," Trump said. "You are the greatest hope for people who desire to live in freedom and harmony and you are the greatest threat to tyrants and dictators who seek to prey on the innocent."President Trump’s tour through Asia will take him to South Korea, China, Vietnam and the Philippines.Much of the President’s trip will focus on rallying other countries in the region to step up efforts to pressure North Korea into abandoning nuclear and ballistic missile programs. 845

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

Prosecutors will seek to put Nikolas Cruz to death for carrying out last month's massacre at a Parkland, Florida, high school, they announced in court filings Tuesday.A Broward County grand jury last week indicted the 19-year-old gunman on 17 counts of premeditated murder in the first degree and 17 counts of attempted murder in the first degree.In its filing, the prosecution said that, among the aggravating factors spurring its decision, were that Cruz knowingly created a risk of death for many people, his crime was aimed at hindering "any government function or the enforcement of laws" and that the shooting was "especially heinous, atrocious or cruel."Read the notice of intent for yourselfAnother factor: "The capital felony was a homicide and was committed in a cold, calculated and premeditated manner without any pretense of moral or legal justification."Cruz, through his attorneys, had previously expressed a willingness to plead guilty to avoid the death penalty.Prosecutors, in Tuesday's filing, also ask the court to put several provisions in place in the event that Cruz's defense intends to introduce documentation or testimony regarding their client's mental health.This could certainly come into play as Cruz's defense team has said he battled with mental illness and depression after his adoptive mother died.From 'broken child' to mass killerDuring a previous hearing, a public defender described him as a "deeply disturbed, emotionally broken" young man who is coming to grips with the pain he has caused. Classmates and others who knew him also described signs of mental illness, with some telling media outlets they outright predicted he might one day be a school shooter.Cruz was arrested shortly after committing the Valentine's Day killings and fleeing the Marjory Stoneman Douglas High School campus among terrified students. Seventeen students and teachers died in the shooting.The teen confessed to being the gunman, according to a probable cause affidavit released shortly after his arrest.Tuesday's news comes one day before the one-month anniversary of the mass shooting at Marjory Stoneman Douglas. On Wednesday, students across the nation intend to walk out of schools in solidarity with the Parkland students and to demand tougher gun control laws.The-CNN-Wire 2307

RAINBOW (CNS) - A 51-year-old man was arrested on suspicion of attempting to abduct a 61-year-old woman while she was walking in a senior mobile home community in northern San Diego County, authorities said.At 1:10 p.m. Sunday, a 61-year-old woman called 911 and reported that a man, later identified as Francisco Gutierrez, had attempted to kidnap her in the 4700 block of Oak Crest Road, in a senior mobile home park in Rainbow, Sheriff's Lt. Arnold Aldana.The woman reported that Gutierrez had allegedly crept up behind her, grabbed her and attempted to drag her away, Aldana said. She was able to fight him off and run to a nearby neighbor to call 911.Deputies responded to the area and were flagged down by a witness who directed them to Gutierrez, who was sitting in a vehicle he had allegedly broken into, the lieutenant said.Deputies gave Gutierrez multiple commands to surrender, but he refused and a sheriff's K-9 was deployed, Aldana said. Gutierrez was taken into custody and transported to Tri-City Medical Center in Oceanside for treatment of unknown injuries he suffered during the arrest.Upon release from the hospital, Gutierrez was expected to be booked into the Vista Detention Facility on suspicion of kidnapping, assault with intent to commit rape, resisting arrest and attempted auto theft, Aldana said. 1333

Quaker Oats, the parent company of Aunt Jemima pancake mix and syrup, says it will completely rebrand the line — including changing the name and logo — saying the current brand is based on a "racial stereotype."“We acknowledge the brand has not progressed enough to appropriately reflect the confidence, warmth and dignity that we would like it to stand for today,” Kristin Kroepfl, vice president and chief marketing officer of Quaker Foods North America, said in a press release. “We are starting by removing the image and changing the name. We will continue the conversation by gathering diverse perspectives from both our organization and the Black community to further evolve the brand and make it one everyone can be proud to have in their pantry.”Bottles of syrup and boxes of pancake mix will no longer carry the image of Aunt Jemima beginning in the fourth quarter of 2020. A name change will be announced at a "later date." Quaker said the new name would "quickly follow the first phase of packaging changes."The press release did not indicate what plans the company had for the new brand.Aunt Jemima debuted in 1889 as the "world's first" ready pancake mix. For decades, the Aunt Jemima mascot drew on the "mammy" stereotype — a minstrel caricature of black women that reinforces slavery-era values like loyal servitude. The caricature is often represented as a heavy-set black woman with a handkerchief in her hair.The mascot evolved throughout the years, but it wasn't until 1989 that the brand redesigned Aunt Jemima to remove her handkerchief and add "pearl earrings and a lace collar" to give her a more "contemporary look."“We recognize Aunt Jemima’s origins are based on a racial stereotype," Kroepfl said. "While work has been done over the years to update the brand in a manner intended to be appropriate and respectful, we realize those changes are not enough.”Aunt Jemima's rebrand comes as institutions across the U.S. hold conversations about race amid nationwide protests, calling justice for George Floyd. Floyd's death in police custody in Minneapolis on Memorial Day has prompted weeks-long, mostly peaceful protests in dozens of cities across the country against racism and police brutality.In its press release Tuesday, Quaker said that the Aunt Jemima brand would donate "a minimum of million over the next five years to create meaningful, ongoing support and engagement in the Black community." 2437

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