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INDIANAPOLIS, Indiana — Police have arrested an Indianapolis man on a charge of murder in connection with the death of his friend on the Near Eastside earlier this month.Dewayne Sims, 32, was taken into custody Thursday night on a warrant for charges of murder and being a felon carrying a handgun in connection with the death of 36-year-old Earl Whitney.Whitney was found shot and killed inside a home in the 500 block of North Tacoma Avenue just after 6:30 p.m. on March 8.According to a probable cause affidavit filed Monday, a witness told police that Whitney had brought home his longtime friend, Sims. Both appeared to be possibly intoxicated, according to the witness.At one point in the evening, Whitney reportedly attempted to get Sims to leave. Sims, the witness said, had dozed off. When Whitney tried to rouse him, Sims reportedly said, “Who is you?”Whitney reportedly responded, “It’s me, cuz” – at which point Sims allegedly shot him. According to the witness, Sims shot Whitney once, paused, then shot him two more times. Sims then allegedly fled the residence.An autopsy of Whitney determined he died of a gunshot wound to the torso.According to the affidavit, Sims was on GPS monitoring through Marion County Community Corrections at the time the shooting took place. The device “reported insufficient,” though, meaning that it “did not have a clear view of satellites to report a valid location.”As of Friday evening, Sims was being held without bond at the Marion County Jail. An initial hearing had not yet been set. 1549

It’s the classic vision of Election Day – head to your polling place, check in and vote.But this year, the tradition at the base of our democracy will look very different. Ballots will arrive in the mail for more people than ever due to the pandemic.So, how does the process work? It’s streamlined and closely monitored.You, a voter, get your ballot in the mail. You fill it out and seal it in the provided envelope. It’s crucial you don’t forget to sign in the designated area.From there, you can add postage and drop it in the mail. Some cities have ballot drop boxes that go directly to the county with no stamp or post office needed.Once the state has your ballot, it goes through different stations where independent workers open the envelope, scan the ballot, and check to make sure everything is valid. That process is often open for public viewing, either in-person or streaming online.While that’s meant to provide some transparency, mail-in voting is new to millions of people and some worry it’s not safe and secure.The head of the Federal Election Commission recently tried to put worries at bay. She is quoted as saying “there’s simply no basis for the conspiracy theory that voting by mail causes fraud.”And the statistics back that statement up. The Heritage Foundation, a conservative think tank, found 143 voter fraud convictions out of 250 million mail-in ballots cast since 2000. That works out to about eight cases per year, nationwide.If you are voting by mail, there are three easy ways to make sure your ballot counts.1. Fill it out properly. Don’t go outside the lines or make any stray markings on the ballot.2. Sign your envelope and make sure the signature matches what you have on file.3. And vote early. Experts say it’s the best way to make sure your vote counts. 1801

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?Turns out, having 1% of your credit limits in use may help your credit score even more than showing 0% usage. Counterintuitive as it is, that’s how credit scoring works.Why 1% is better than 0%Credit scoring systems are designed to predict how likely you are to repay borrowed money. The two biggest credit factors — accounting for about two-thirds of your score — are paying on time and the amount you owe.Credit utilization, or the percentage of your credit card limits you use, is one of the biggest levers you can pull to affect your score, and it works quickly: Your utilization changes as soon as card issuers report your new balances to the credit bureaus each month.If you are trying to squeeze every possible point from credit utilization, the trick is to aim low — just above zero. Credit expert John Ulzheimer says that data has shown that 1% credit utilization predicts slightly less risk than 0%, and scoring models reflect that.Tommy Lee, principal scientist at FICO, one of the two dominant credit scores, explains it this way: “Having a low utilization indicates you are using credit in a responsible manner.”How to shoot for 1%If you’re aiming for a perfect 850, or are close to qualifying for a lower interest rate on a loan, shooting for 1% might help you gain a few points. You could aim to zero out your credit cards, knowing that your regular use of the cards will keep some small percentage of your limit in use.Ulzheimer, who has worked for credit bureau Equifax and credit scoring company FICO, explains how: “If you can pay off your balance in full by the statement closing date, then you’ll get a statement with a zero balance and that’s what will appear on your credit reports.” Or, you can pay off a card in full by the due date and stop using the card entirely for the next billing cycle to get to a zero balance.“But 1% could be better if you can pull it off,” Ulzheimer says.You could do that by using the AZEO (all zeros except one) strategy to get every credit card but one to a zero balance. Because credit utilization is calculated both overall and per card, you may want to use your highest-limit card as the one that will have a statement balance. Simply add all your credit limits together, and figure 1% of that.You can also try paying online as soon as a transaction posts to keep the balance low. Or, use a personal finance website or your card issuer website to check your credit utilization weekly. Then make a payment to bring it down, rather than waiting for your monthly statement.What if I can’t make it to 1%Keeping utilization under 10% is another worthy goal. Lee says that the top 25% of FICO credit scorers use about 7% of their credit limits. If you pay on time and keep balances low relative to credit limits, your scores will generally be high.Ulzheimer points out that if you are fretting over whether you want a credit utilization of 1% or 0%, it’s worth noting that either is excellent. And it’s entirely possible to score a perfect 850 without the elusive 1%. How that works is part of the “secret sauce” that scoring companies do not reveal.How to get and keep a high scoreNothing is more important to your score than paying bills on time. The scoring penalty for a missed payment is severe, and a payment that’s 30 or more days late can stay on your credit report for up to seven years.Also, use cards lightly and keep balances low to keep your credit utilization low.In addition, keep an eye on the other factors affecting your credit score:Check your credit reports for errors (you can access them by using AnnualCreditReport.com).Keep credit card accounts open.Aim to space credit applications about six months apart.Use both installment credit (loans with level monthly payments) and credit cards.And monitor your credit — regular checkups are part of staying financially healthy.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat to Do When Your 0 Weekly Unemployment Check ExpiresIs That ‘Contact Tracer’ Really a Scammer? How to TellWhat to Do With Your ‘Treasures’ the Kids Don’t WantBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4475

It's amazing how quickly technology can change. What seemed impossible just a few years ago is now reality. Robots are about to reach the next level, flexing their muscles like never before.It may not seem like much in this basement lab, but with a jolt of electricity, a team is creating the muscle of the future. "It's actually one of the closest analogs to natural muscle," says University of Colorado Boulder PhD student Shane Mitchell. "It almost performs like natural muscle."It's delicate enough to pick up a raspberry without bursting it, and an egg without breaking it. Yet strong enough to lift a gallon of water."We were inspired to create this artificial muscle from the world we live in," says Tim Morrissey, who manages the team at the Keplinger Research Group lab. The team develop HASEL, an artificial soft muscle that could enhance robot technology, making them better able to help people who need it."The robot needs to come into your home and work around you," Morrisey says. "And so if the robot is going to go up stairs it's going to need muscles to do that."HASEL muscle technology could also lead to advanced prosthetics.Morrisey says, "If you make a robot that has you know a skeleton frame with a soft bicep on it that moves up and down, you can do the same thing with a prosthetic."While other artificial muscles can be bulky, or unable to withstand electric pulses,  if there's an electric surge, HASEL can even repair itself. And with a rubber shell, electrodes and liquid inside, can you believe it costs only about 10 cents to make. "Originally we used canola oil actually just from the local grocery store," Mitchell says. It's an exciting innovation, but to this team, it's much more."We want to do something new in the scientific community," Mitchell says. "But it's really no help if it just stays in the lab. So we want to bring our technology to the community." Creating the next generation of robot technology, by adding a more natural touch. 2017

In our crazy, fast-paced world, it can be tough to take a breath and slow things down, and that even includes places we go to escape the every day. Researchers are taking the time to listen, to make sure that tranquility is never destroyed.When we think of our national parks, we think of birds chirping and water running. Not traffic, honking, planes and helicopters.“It's tough,” Dr. Job said. “It's cold it's rainy sometimes I sit in the middle of thunderstorms hoping for the best sometimes I'm surrounded by animals that are big.”He’s battling the elements in Yellowstone National Park for a purpose; his purpose is to quiet the national parks.“It's an issue,” Dr. Job said. “Over the last decade visitation to the national parks has skyrocketed.”Hundreds of millions of people visit national parks every year, and with people comes noise. Dr. Job manages the Listening Lab, which is part of the Sound and Light Ecology Team at Colorado State University.  The group of students he leads found that noise doubled background sound levels in 63 percent of U.S. parks and protected areas.That’s why Dr. Job’s team spend days in national parks across the country recording their natural sounds. Back at the Listening lab, Elena Gratton is listening through recordings from Yellowstone National Park.“I'll probably go back to these spots and pull out those sounds,” Gratton said.One of the highlights? Wolves howling without any cars or people.She’ll put together the best parts so people who aren’t able to visit a national park can still listen and be transported.“You can see a picture of this place and that's great but it's on a screen,” Gratton said. “But the moment you put these headphones on you can shut your eyes and you can be there.”Jared Lamb is listening for a different purpose. He categorizes the sounds he hears and that information goes to the national parks. They then use it to determine how to better manage noise pollution.“When I first came it was, it didn't really, it didn't really feel like I was doing much,” Lamb said. “It just felt like a lot of numbers. But now after being here for a while I kind of see the implications and how important it is.”Parks then can do anything from unplugging a generator to limiting helicopter tours. But Dr. Job says it can be even more simple than that.”Listen,” Dr. Job said. “I always tell people the more you listen the more you'll hear.”A renewed appreciation for one of nature’s biggest gifts. 2499