重庆小儿骨穿及股静脉穿刺操作模型贵州眼球模型（实物的5倍）,临沧脑部副交感电动模型,南昌产后基础护理母乳喂养模拟人,郑州开放式妇产科护理学辅助教学系统,福州全身神经系统浮雕模型,上、下颌骨教学哪里有,南宁高级男性膀胱穿刺模型

People with private student loans have been struggling during the pandemic. Their loans aren't eligible for the government's penalty-free repayment pause, which is in effect until at least Oct. 1 for federal student loans.About 70% of borrowers in a new survey from Student Loan Hero have been successful in getting their private lender to give them a break after they called to ask.Nearly three out of ten people in the survey with private student loans say they've thought about filing for bankruptcy over the last three months. Gen X has considered this the most.We talked to a certified student debt counselor and student loan lawyer, Christie Arkovich, who says a lot of people don’t realize you can discharge student loan debt in bankruptcy.“What we're targeting is someone who usually had federal loans and private loans and we are usually arguing that the private loans were taken outside the cost of education and therefor, they're just like any other debt, credit card debt and such, and they can be discharged,” said Arkovich.“Outside the cost of education” means more has been loaned out than what the person needed. Arkovich says her goal with bankruptcy cases is not to necessarily get rid of the entire debt, but to make payments sustainable and affordable, with an end date.Bankruptcy is an extreme measure and not for everyone.“Bankruptcy is a last resort option, because it will really force you not only as a student loan borrower but as a citizen and a consumer to start from scratch on your finances,” said Arkovich. “So, your student loan debt shouldn't be the only reason that you would consider bankruptcy.”One thing to consider first with private student loans is debt consolidation. You can work with a nonprofit credit counselor on that. There are also repayment assistance programs for private loans.Federal student loans have more options, including student loan forgiveness programs.For current students, make sure your FAFSA is up to date, so it reflects your family's current financial situations. After that, contact your school's financial aid office. Explain your situation if your family has lost income as a result of the pandemic.Colleges expect students to appeal their financial aid packages right now, and it may get you more money to help pay for school. 2304

Parents are approaching back-to-school as best they can, whether their kids are learning at home or face-to-face in the classroom. Many are also relying on after-school programs to help keep their kids mentally and academically successful."The reality is that because most of our schools are virtual or hybrid, after school is all the time and so our programs have been on overdrive to try and meet the need of all of our working parents. And whether you’re working from home or you have to go into work, it’s really hard to do that when you have kids that are home," said Jodi Grant, the Executive Director of the Afterschool Alliance.Grant says after-school programs during the pandemic are essential. The national organization works with 27,000 programs across the country that are not only providing meals to children, but also virtual classroom spaces and childcare for working parents."I think we need to stop and put the kids first. And there’s a lot of creative ways that our kids can be learning, and they don't need to be isolated. After-school programs have jumped to do that and jumped through hoops to do that," said Grant.YMCA of the USA has slowly been reopening some programs since the spring, including a number of day camps this summer. As the fall approached, organizers realized they needed to expand after-school programs."We saw the need in the community to pivot to an all-day childcare model, where the children can now come to the Y, they’ll be separated into different pods and staff as they go through their virtual learning programs via their schools," said Ryan O'Malley with YMCA of the USA.O'Malley says there are more than 370 YMCA locations providing full-day childcare and virtual learning classrooms in 45 states across the country. Boys and Girls Clubs of America has 4,700 locations in the U.S. and right now more than 83% of them are providing some level of service."I think it's critical for both the physical safety but also the emotional safety for those young people and being able to provide those services," said Misty Miller, Senior Vice President for Organizational Development, Field Operations for the Boys and Girls Clubs of America.Miller says a majority of their Boys and Girls Clubs have opened in some capacity."With many of our schools being virtual, we have about 1,300 sites that are opening for the full day to be these virtual learning hubs or safety zones, if you will, which is a different place for us. And it's a very expensive place for us. Clubs are increasing their operating costs," said Miller. Boys and Girls Clubs reports it’s spending at least three times as much as it normally does on after-school care to accommodate safety protocols for COVID-19. YMCA of the USA says they've lost more than billion in revenue since the spring and that after-school programs are suffering financially right now."Very much so. I think it's a combination of things. One is that the programs that are operating its much more expensive to do. In many cases they have to rent additional space, they have to hire more staff, it's longer hours. We are pushing very hard in the next COVID bill to get some federal resources into after-school [programs] so that we can do this one-time short-term influx of money," said O'Malley.Some after-school programs are even helping families cover the costs of childcare, since many parents are finding it hard economically right now to pay the fees."We are looking to the communities for that support but we’re also looking to the federal government for that support. Ys are facing financial hardship that only the federal government can provide, so we’re really asking Congress to give back and look for that relief for charities that are so important to keep non-profits open like the Y open," said O'Malley. 3810

People are taking a lot more road trips because their traditional travel plans have been canceled due to COVID-19.Many are renting RVs for the first time. RV rental website Outdoorsy said in May and June, 93% of their bookings were first timers.“The first thing I would say is don’t worry, you know a lot of the worry is up in your head, because these recreational vehicles looking larger and scary and intimidating to drive," said Jennifer Young, co-found and CMO of Outdoorsy.Young says owners renting on the website are willing to walk an RV newbie through the entire process. If you don't want to drive one, they can come to you and set it up.Insurance is covered for everyone when you rent online.First time renters should really focus on researching where they want to stay.“There are thousands and thousands of private RV parks, national parks, state level parks and BLM lands, free camping space available,” said Young.Depending on where you stay, there may be a fee. In terms of pricing, the average RV rental on Outdoorsy is around 1 per night.You usually only drive on the first and last day, so you're not spending a ton on gas. You can pack food to keep costs down.And to no surprise, those surveyed by Outdoorsy said they felt less stressed and the kids were happier on a road trip.“Spending time outside quite literally is the antithesis of being cooped up,” said Young. “Most of the time you spend when you're traveling is on the hikes exploring new places, checking out a river or a stream, going to a nearby town and just hanging out for the day.”Another popular option now is car camping, essentially packing up a smaller rented vehicle or your own car and sleeping outside. Borrowing or renting camping gear is another way to trim costs. 1768

Police detectives are investigating the circumstances surrounding the death of a skydiver in Zephyrhills, Florida.Management at Skydive City told Tampa-based WFTS, the skydiver was experienced and had a properly working parachute and reserve parachute. "(The skydiver) hit the ground at full speed and were killed on impact, instantly," said General Manager TK Hayes. Hayes said neither the main parachute or reserve were pulled. It was the second to last jump of the night. The skydiver broke away from a group dive, landing at the edge of the 100-acre property. "It's definitely a mystery," said Hayes. "We've had a preliminary investigation with the detectives out there and looked at the equipment, we can't see anything particularly wrong with it."Hayes said the skydiver was not using an automatic activation device, which deploys the parachute at 700 feet if still in free-fall. That piece of equipment is not required for licensed skydivers. "It's just a sad day for the community, there's nothing we can do about that now that that's happened other than hopefully we learned something from it," he said. Skydive City sees about 70,000 jumps per year. According to Hayes, it has been a couple years since they've experienced a fatal jump. At this time, police have not released the skydiver's name, pending next of kin notification.  1424

Pharmacy chain Walgreens said on Friday that it will be working with 35,000 assisted care facilities throughout the US in the coming weeks and months in administering the coronavirus vaccine.Earlier this week, CVS announced plans to vaccinate those working or living in 40,000 assisted living facilities.Walgreens expects to vaccinate 3 million residents and staff at facilities throughout the US. CVS did not announced how many people they expect to vaccinate through the program.Starting next week, Walgreens will be administering coronavirus vaccines to residents and staff at 800 facilities spread across 12 US states.CVS and Walgreens are expected at some point to administer the coronavirus vaccine to the general public, but when is still a major question. Currently, a limited number of vaccines are making their way to health care workers and those living and working in assisted living facilities.President-elect Joe Biden said his administration’s goal is to have 100 million Americans vaccinated by the end of April, but that figure represents less than one third of the US population.“Walgreens is very proud to be a part of this historic milestone to begin administering Pfizer’s COVID-19 vaccine to our most vulnerable populations,” said John Standley, president, Walgreens. “With more than a decade of experience administering various vaccines, we have the deep expertise to support this unprecedented effort to allow our nation to emerge from this pandemic.” 1483