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BIG BEAR LAKE, Calif. (AP) — An egg has been laid in a nest shared by two bald eagles in Southern California and nature lovers will anxiously watch for the hatching via an online live feed .U.S. Forest Service biologist Robin Eliason said Wednesday that the parents will share incubation duties for the next month or so. Eliason expects the hatchling will arrive in early April.The video feed shows an eagle nestling on the egg Thursday as strong, cold winds blow through the San Bernardino National Forest. A count completed late last year found 11 bald eagles living in the forest east of Los Angeles.The Institute for Wildlife Studies web page has thousands of comments from people watching the feed. The camera was installed by the group Friends of Big Bear Valley.Watch the live feed of the eagles below: 817
Brayden Harrington, 13, was highlighted moments before Joe Biden accepted the Democratic nomination for president on Thursday at the Democratic National Convention.Despite the stutter, Brayden spoke with confidence about his kinship with the former vice president. Biden said he too had issues with stuttering when speaking growing up.Brayden said he used tips given to him by Biden to help him prepare for his speech Thursday at the virtual convention. “[Joe Biden] told me that we were members of the same club: we stutter. It was really amazing to hear that someone like me became vice president,” Brayden said.Brayden said during the Democratic Convention that he looks up to Biden."Kids like me are counting on you to elect someone we can all look up to, someone who cares, someone who will make our country and the world feel better," Brayden said.Brayden said he met Biden at a campaign event in New Hampshire in the days leading up to the state’s primary. A few minutes after Brayden spoke, a video produced by the Democratic Party highlighted Biden’s upbringing, which included his struggles as a boy with stuttering. 1134

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587
Baseball's Cleveland Indians are going to drop their nickname after 105 years, the New York Times first reported on Sunday. In July, the Indians stated they were reconsidering their nickname. Cleveland’s baseball club have been known as the Indians since 1915. For much of that time, the Indians logo was known as “Chief Wahoo,” but in recent years has been mostly phased out. The Indians wore the logo for the final time in 2018.Activists say that the Indians and Redskins nicknames promote ethnic stereotyping.The National Congress of American Indians has been opposed to nicknames such as the Indians and Redskins, as it wrote in a 2013 report.Before the 2020 NFL season, Washington's football team dropped the "Redskins" nickname, and has gone by the "Washington Football Team" moniker."The professional sports industry, specifically the National Football League (NFL), Major League Baseball (MLB), and the National Hockey League (NHL) and the leagues’ team owners have failed to address the racist origins of deplorable race based marketing strategies of the past," the report read. "Often citing a long held myth by non-Native people that “Indian” mascots “honor Native people,” American sports businesses such as the NFL’s Washington “Redsk*ns” and Kansas City “Chiefs,” MLB’s Cleveland “Indians” and Atlanta “Braves,” and the NHL’s Chicago Black Hawks, continue to profit from harmful stereotypes originated during a time when white superiority and segregation were common place."Each of these professional sports businesses attempt to establish a story of honoring Native peoples through the names or mascots; however, each one—be it through logos or traditions (e.g., fight songs, mascots, human impersonators, and fan culture)—diminishes the place, status, and humanity of contemporary Native citizens. What is true about many of the brand origin stories is that team owners during the birth of these brands hoped to gain financially from mocking Native identity. As a result, these businesses perpetuated racial and political inequity. Those who have kept their logos and brands, continue to do so."Some colleges have previously shied away from past Native American themed nicknames, including the University of North Dakota dropping its Sioux nickname, and Miami (Ohio) University eliminating its Redskins moniker.While those schools were forced to drop their nicknames -- in North Dakota's case, by NCAA mandate -- Florida State has been in a unique situation as it has not dropped its "Seminole" nickname due to getting approval from Seminole Tribe leaders.In July, the Indians said, "We are committed to making a positive impact in our community and embrace our responsibility to advance social justice and equality. Our organization fully recognizes our team name is among the most visible ways in which we connect with the community." 2860
BPD requested the @CDHidaho meeting adjourn in the interest of public safety. Our first priority is to maintain safety and public order. Officers are currently monitoring the crowd and responding to reports of additional incidents in the city.— Boise PD (@BoisePD) December 9, 2020 295
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