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Public versus private. Government versus private sector. Big bureaucracy versus big business. Delivering healthcare to Americans is once again a central question in this year's presidential election, and the plans proposed by two of the top Democrats in the 2020 field have very little in common. For Elizabeth Warren, she is proposing an entirely public plan with no role for private insurance. At the June presidential debate, Warren agreed that she would eliminate private insurance if she has her way. “Look at the business model of an insurance company,” Warren said. “It's to bring in as many dollars as they can in premiums and to pay out as few dollars as possible for your health care"But a change from private to public would be a dramatic change for most Americans. Nearly 66 percent of Americans used private insurance in 2017, according to U.S. Census figures. Also, a number of Americans are employed by insurance companies. According to the Insurance Information Institute, more than 500,000 Americans are employed in the insurance industry. These facts are not lost on Biden, who advocated at Thursday's debate to maintain the private insurance system."I think the Obamacare worked," Biden said at Thursday's debate. "I think the way we add to it, replace everything that has been cut, add a public option, guarantee that everyone will be able to have affordable insurance, number one."Warren claimed during Thursday's debate that a Medicare-for-All system would lower overall costs."And the answer is on Medicare for All, costs are going to go up for wealthier individuals and costs are going to go up for giant corporations," Warren said. "But for hard-working families across this country, costs are going to go down and that's how it should work under Medicare for All in our health care system."The Congressional Budget Office released a report in May on the total cost of moving to a government-run healthcare system. The report says that nearly half of healthcare expenses in the U.S. come from the private sector, with the rest being funded through federal, state and local governments. Overall, Americans spend .5 trillion in healthcare per year, the CBO says. But the CBO could not put an estimate on exactly how much the average person would spend with a Medicare-for-All system. The report says a number of factors such as whether state governments will pay into the system, and whether citizens can opt out of public insurance all options would affect costs. The CBO states that the federal government has lower administrative costs than private insurance. The cost to administer all of Medicare was 6 percent, compared to 12 percent for private insurers in 2017, the CBO says. The CBO added that administrative costs could decrease even further as a Medicare-for-All system would have fewer eligibility exclusions. Although both Biden and Warren still lack key details for their plans, Biden has stated his goal is to have 97 percent of Americans insured. Warren claims that nearly 100 percent is possible with her plan. As of 2017, 91 percent of Americans were insured. The number of uninsured in 2010, at the time of Obamacare's passage, was nearly double, according to the Census. Even without changes to law, healthcare costs will likely rise in the U.S. Government estimates peg healthcare spending per year at trillion by 2027. The rate that healthcare expenses will rise will outpace overall GDP by .8 percent per year, according to government figures. 3509

SAN JOSE, Calif. – A prosecutor in Northern California was placed on leave after he allegedly used his daughter to lure a suspected child molester, the Santa Clara District Attorney's Office says.Authorities had been searching for a man who approached a 13-year-old girl several times between August and September while she was walking her dog at the Los Alamitos Creek Trail in San Jose, 401

Projects to reduce the risk of wildfires and protect water sources in the U.S. West have created jobs and infused more money in local economies, researchers say, and they were funded by a partnership between governments and businesses that has become a model in other countries.A team from the U.S. Geological Survey reviewed work being done in several counties along the New Mexico-Colorado border that make up the watershed of one of North America’s longest rivers, the Rio Grande. The review shows how public-private partnerships could become a critical component for safeguarding the land and benefiting the economy amid the threat of federal funding cuts and worsening wildfires brought on by climate change.The 729

SANDUSKY, Ohio — Weather conditions are to blame for the GateKeeper roller coaster stopping mid-ride at Cedar Point on Wednesday night, Cedar Point officials said.Video taken by parkgoer Shannon Drown Ebeling shows the GateKeeper roller coaster moving back and forth on a specific part of the track.A spokesperson for Cedar Point said at approximately 9:30 p.m. the GateKeeper failed to complete its full circuit due to weather conditions. The train came to a stop on a section of the track near the main entrance."The ride’s safety systems engaged as designed and an additional train was stopped on the lift hill. Guests in both trains were escorted safely from the ride," said a Cedar Point spokesperson.The GateKeeper ride should be open Thursday. 762

Smoking has been a lifelong habit for Pete Quinto.“Since I was 21,” he said. “I’m 53.”He lives in New Jersey, a state where the tax on cigarettes is just under a pack, but it could be higher.“I know New York’s pretty high,” Quinto said.New Jersey may soon be, as well. The governor is proposing a state cigarette tax of .35 a pack, placing it on par with New York and Connecticut as one of the highest cigarette taxes in the nation.The very highest? Washington D.C., at .50 a pack. Yet, cigarette taxes vary wildly across the country. The lowest is in Missouri: a mere 17 cents per pack. Others include 30 cents in Virginia, 84 cents in Colorado and .33 in Florida.“Raising taxes is the quickest way to reduce tobacco, particularly among young people and the poor, whom the tobacco industry preys,” said Matthew Myers, who heads up The Campaign for Tobacco-Free Kids.He said there is a direct link between higher cigarette taxes and lower smoking rates.“The advantage of tobacco taxes is they reduce tobacco use more effectively, more efficiently and more predictably than any other single tactic, while also raising revenue for government,” Myers said.Yet, critics have pointed out that lower-income smokers get hit the hardest by taxes like these and a U.S. Surgeon General report earlier this year, found they have the least access to programs to help them quit.Still, at least one academic study, “Tax Burden on Tobacco,” shows the connection between higher taxes and lower smoking rates. It looked at the price of cigarettes and their sales from 1970 to 2017. The findings? The higher the cigarette price, the fewer packs sold.“In an ideal world we would be down to zero,” Myers said. “We’re a long way from there.Back in New Jersey, Pete Quinto said if the tax goes up as much as proposed, he might finally quit.“Most definitely,” he said. “I’m not paying all that money.” New Jersey has not raised its cigarette sales tax in a decade. The proposal would raise an extra 8 million a year in the state. 2030