揭阳十四经穴模型(耳针灸模型 13CM (中英代）) (今日更新中)

RANCHO BERNARDO, Calif. (KGTV) -- For more than one month a North County coyote has been spotted with what looks like piping around her neck. Thanks to determined residents, she'll soon get the help she needs to get the piping off. RELATED: North County woman, neighbors trying to save coyote ensnared in plastic pipingTuesday night a rescue group sent a photo of the coyote, lovingly named "Myrtle," to 10News. Myrtle was first spotted sometime in April. Katie Ryan lives in the area and kept an eye on the animal's condition as she continued to pop up around the neighborhood. Side-by-side photos showed Myrtle had lost a dramatic amount of weight since she was first spotted - likely because of the piping around her neck. RELATED: Rancho Bernardo neighbor works to save mother coyote ensnared in pipingFor weeks Ryan and The Fund for Wildlife Animal Center worked to trap the coyote with no luck. Last week the animal center told 10News once Myrtle was caught they would have room for her, and experts ready to help. 1078

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

Researchers at University of Michigan have developed a fake news detector to help fight against misinformation. The technology is "an algorithm-based system that identifies telltale linguistic cues in fake news stories." The team says the system is "comparable to and sometimes better than humans at correctly identifying fake news stories."According to their study, linguistic analysis tracks things like grammatical structure, word choice, punctuation and complexity. But there are challenges to making sure the system properly deciphers stories. Researchers say the difficulty in building a fake news detectors is not in developing the algorithm itself, "but in finding the right data with which to train that algorithm."The system is still in its beta stage. Details of the fake news detector system will be presented on August 24 at the International Conference on Computational Linguistics in Santa Fe. Read the full study here. 962

Rattled by a string of explosions, which has put the city on edge for the last two weeks, a possible new explosion was reported Tuesday evening near a Goodwill store, the Austin Police Department said on its Twitter account. But after an hour of investigating, the police department said the explosion stemmed from an an incendiary device. The department said the incident was likely not connected to a previous string of explosions. One male said to be in his 30s was transported to the hospital. Their condition is serious, but the injuries are not expected to be life threatening. Tuesday incident comes just hours after a package detonated at a FedEx package handling facility in Texas.The package's intended destination is unknown.  770

President Donald Trump's longtime personal aide John McEntee was fired and escorted from the White House on Monday, three sources with knowledge of the matter told CNN.Two sources said McEntee was pushed out because of issues with his security clearance, making him the latest aide to be forced out because of difficulties obtaining a permanent security clearance.The Wall Street Journal first reported his exit.Minutes later, the Trump campaign announced McEntee would be joining the reelection effort as a senior adviser for campaign operations.The-CNN-Wire 567

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