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New plans for student loan debt forgiveness are being proposed as President-elect Joe Biden prepares to take office in just a few weeks. Many of those with student loans, as well as many economists, are hopeful some form of student loan debt forgiveness will pass.“I think it is one of the most accessible ways President-elect Joe Biden has to stimulate the economy,” said Suzanne Kahn, director of education, jobs, and worker power at the Roosevelt Institute in New York.In an interview covering the possible benefits of student loan debt forgiveness, Kahn explained the two ways in which the Biden can get the debt forgiven. One, he can push for Congress to include this debt relief in the next stimulus package, or two, he can take executive action. Either option could eliminate student loan debt for roughly 15 million borrowers and reduce the debt of another 30 million Americans.The president-elect is currently focused on pushing for ,000 to be forgiven in the next stimulus bill and has not said if he would actually consider executive action. However, he has also not refuted that option either.The latter option is certainly the more controversial way to get this debt forgiven, although many Democrats argue it is still legal and fully within a president’s power to do so. Many high-ranking Democrats in Congress explain Biden would have the authority to do this through the Higher Education Act.Experts like Kahn believe it is more likely that Congress will not agree on any amount of student loan debt forgiveness and Biden will take executive action.“I think that it is through executive action, or at least the first movement we see around it will be executive action,” said Kahn. “That really is because the federal government owes 95 percent of student debt, and the Secretary of Education has the ability to cancel it.”“My stance is that it is not inevitable,” said Neal McClusky, director of the Center for Educational Freedom at the Cato Institute.McClusky believes a third option is that no form of student loan debt forgiveness is passed, while he concedes there is a chance that Biden could issue an executive order forgiving student loan forgiveness. However, he also points out that option could be challenged in the courts with some questioning his authority through the Higher Education Act.“There seems to be straws that he can grab and say, ‘Look, this gives me the authority to just write off this debt.’ Other people say it is not clear in the law that he can do that,” said McClusky. “So, what would be the most likely outcome is that he would try. If he were to try and cancel student loan debt through executive action, it would end up in court and would be a pretty long court battle.”So, at the end of the day, where do we really stand with student loan debt forgiveness? The consensus is that it is more likely than ever before that some form of student loan debt will be forgiven, but we’re still nowhere close to a guarantee that will actually happen anytime soon.“I don’t think it is inevitable, but I do think it is important that it is on the table,” said Kahn. 3115

NEW YORK (AP) — If you were to choose a word that rose above most in 2020, which word would it be? Ding, ding, ding: Merriam-Webster on Monday announced “pandemic” as its 2020 word of the year.Merriam-Webster's editor at large, Peter Sokolowski, tells The Associated Press ahead of Monday's announcement that pandemic rose to the top in March.That's when the World Health Organization declared the novel coronavirus crisis a pandemic.Interest in the word on the company's website, Merriam-Webster.com, has been high through the year.Among the runners up for word of the year: kraken, mamba and defund.President-elect Joe Biden's fondness for the word malarkey lifted the word to runner up status as well. 712

NEW YORK (AP) -- Fire officials say a man has been killed in in a raging apartment fire at Trump Tower in New York City.Fire Commissioner Daniel Nigro says a 50th-floor apartment at the midtown tower was "virtually entirely on fire" when firefighters arrived after 5:30 p.m. Saturday.Fire officials say a man who was in the apartment was taken to a hospital and later died. Four firefighters suffered minor injuries. President Donald Trump tweeted earlier that the fire was "Very confined (well built building)." Trump's business is based at Trump Tower and his residence is there, but he has spent little time in New York since taking office.Nigro says no member of the Trump family was at the building on Saturday.He says about 200 firefighters battled the blaze. 783

Negotiations on a new coronvirus stimulus package are set to continue Monday between lawmakers and White House officials.Congressional leaders are expected to meet with Trump administration officials to resume discussions. A swift, bipartisan agreement seems unlikely.House Speaker Nancy Pelosi and Treasury Secretary Steven Mnuchin dug in on their opposing positions Sunday. Each doubled down on what has been the main sticking point: The extension of federal enhanced unemployment benefits that expired Friday.Pelosi said the amount could go down as unemployment drops, but for now, benefits need to stay at 0 a week. Mnuchin argued that the White House had proposed a one-week 0 unemployment benefits extension as negotiations continued, but said Democrats rebuffed that offer. 794

NORTH PORT, Fla. —Scripps station WFTS in Tampa has confirmed that John Ludwick, who claimed to have helped Joran van Der Sloot dispose of Natalee Holloway’s body, was stabbed to death by Emily Heistand.There are multiple videos on YouTube, posted by Gabriel Madrigal, that show Heistand discussing information she obtained from Ludwick on the Holloway case. There is also one video that shows Ludwick discussing her relationship with Heistand and why she likes him. 479

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