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Arlina Allen is a life-recovery coach and podcaster. She’s been sober for 26 years. From her experience, she says the holiday season is often challenging for people recovering from addiction.“I would experience situations or triggers that I didn’t know how to handle," Allen said. "Like nobody plans to get triggered, but once you have an emotional response to a situation, if you are not prepared and you don’t have tools, it’s very difficult to choose wisely. Like my compulsive choice was to reach for a drink or a bong hit.”She says connecting with others who have shared similar trauma experiences is essential in the recovery process. That’s why she plans to attend a holiday fellowship marathon on New Year's Eve and New Year's Day offered for free by Lionrock Recovery.“For me personally, Lionrock is my revenge against addiction that took my sister and almost took one of my children,” said Lionrock Recovery Co-founder and CEO Peter Loeb.Father Peter Loeb and daughter Ashley Loeb Blassingame are co-founders of Lionrock. Ashley’s been sober for 15 years and she says she’s here to set an example of what sobriety can be.“Holidays are traditionally tough for anyone in recovery, not least because these occasions typically involve alcohol. In fact, CDC numbers show that December is the most dangerous time of year for drug and alcohol-related deaths”They’re determined to help people looking for recovery – which is why they offer the 15-hour marathon every year, all done virtually.“We were telehealth from the very beginning," Loeb said. "People got to laugh at us for many years before, in the last really year, telehealth has gone mainstream.”Run by Lionrock staff, the marathon isn’t only for people struggling with addiction. Loeb says it’s available for anyone feeling lonely or with mental health struggles. All you have to do is visit lionrock.life online. The entire day is filled with fellowship and activities.“Mindfulness meditation, a documentary about Chris Herren who is in recovery, coffee by the campfire, a painting activity,” Loeb listed.Loeb Blassingame says recovery, alcoholism, addiction or any kind of mental health illness thrives in isolation, which has made 2020 even more difficult.“The people who are staying sober and staying well are the ones who are connected by some sort of community where there is some sort of anchor," Loeb Blassingame said. "And the ones who are falling off are the ones who are passing away or the ones who are relapsing.”What fuels Arlina’s podcast is the power of people sharing their stories and opening their hearts.“When someone is vulnerable and speaks from their heart, that is a language that passes all boundaries," Allen said. "We get connected and suddenly we feel like we’re not alone or we’re not that different.”It’s a battle that’s so hard. Both Allen and Ashley Loeb Blassingame fully understand that battle. However, there is hope for change.“I am encouraging people to focus on the solution, find connection in any way you can, and put one foot in front of the other whatever that looks like,” Loeb Blassingame said. 3109
Among the many casualties of social-distancing directives is the child’s birthday party. So when coronavirus lockdowns came to Truckee in the California mountains, Craig Fierro wanted to do his part. Fierro runs a shop specializing in motorized vehicles, parts and maintenance northwest of Lake Tahoe. He also carries brightly colored toy replicas of the motorbikes that are a favorite of kids who come to the shop. So he started dropping them off as wrapped birthday presents for tots and teens in the community in mid-April. According to the Sierra Sun, Fierro posted on Facebook asking if there were kids celebrating during the pandemic. After he handed out what he had in his story, Fierro got a surprise when he went to re-order. When the distribution center learned what he was doing, they reportedly sent him double his order. As of last count, he'd delivered about 50 after extending the gift-giving through June. 929

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353
AN DIEGO (KGTV) - Generations apart, a 9-year-old is hoping to give a San Diego WWII veteran the 100th birthday of a lifetime. An aspiring journalist and U.S. President, 9-year-old Arthur Brook has been spending much of his time in recent months interviewing WWII veterans to preserve their stories. "I was beginning to think how good it would be to save their stories while they're still here. There aren't that many of them," said Brook.Along with his dad and sister Sofia, Arthur visits the Veterans Home of California, Chula Vista, to conduct interviews. "Well, most of them have never been interviewed before, never in their whole lives!" said Arthur.Arthur posts his interviews on his YouTube channel, Kids Discovering.When Arthur learned one of the residents, Edwin Schwimmer, would be turning 100 in September, he wanted to do something special for him. He's requesting birthday cards for Schwimmer and only has one rule:"No E-cards are allowed! Only the regular type made out of paper!"Arthur hopes to deliver the cards this Sunday, Sept. 1.Cards can be sent to the following address:Arthur Brook Voices4Heroes 1286 University Ave, # 506 San Diego, CA, 92103 1175
AMITY, Ind. -- An Indiana family lost nearly a dozen show pigs when several barns caught fire on their farm early Saturday morning. The fire broke out in the Amity, Indiana area of Johnson County between Franklin and Edinburgh just before 6 a.m. The Amity Fire Department Chief Jackie Brockman said several structures were already up in flames when crews arrived on the scene. He said 11 pigs were lost in the fire. PHOTOS | Fire destroys barn, kills 11 4-H show pigsThe property owner said the fire took out five of his barns and three storage wells as well as their farrowing house. The pigs were being raised by the owner's 9-year-old and 13-year-old sons. Firefighters were able to contain the fire so it did not spread to a nearby barn where the family housed several other pigs and those pigs are safe. The cause of the fire remains under investigation but Chief Brockman says they believe it was accidental. 974
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