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After Columbine, it was hard to imagine things getting much worse.At the time, the shooting at a Colorado high school was the deadliest school attack in US history. But then came Virginia Tech, and Sandy Hook.With 13 victims dead, it was also one of the deadliest shootings overall. But then came San Bernardino, Orlando, Las Vegas and Sutherland Springs. 363
All the big box stores are already offering holiday deals. They're ramping them up even more at the beginning of November.Our online shopping habits from the beginning of the pandemic, when you may have purchased things because you felt anxious or sad, may be setting us up to overspend now.“You're just so determined to feel better that you suddenly care less about the price, so there are these financial aspects that can build on top of those emotional ones,” said Lisa Rowan, Personal Finance Expert at Forbes Advisor.Rowan says our emotions throw off any sort of spending rules we've set for ourselves.To reverse the spending habits you may have picked up, experts say it typically used to take three weeks.“Experts have been saying lately that it takes longer than that, two to three months,” said Rowan. “It could be more and the thing with building a habit is not necessarily that you do it perfectly every time, but that you take steps and learn as you go.”Other things to do to retrain your brain include making your budget official.Rowan says if you write it down and put it in a place, you can see you'll be better off, because you're not just relying on your brain to know the rules you set for yourself.She also says to set yourself a shopping curfew.Researchers say you have to know your body and when you may be worn down and more likely to overspend. 1375
A Waterford mother went through what she calls "the scariest 10 minutes of her life" while visiting her grandmother last weekendLacey Guyton was leaving her grandmother's when she put her 2-month-old daughter in the car. She says she put her daughter in her car seat, and the diaper bag in the back seat and shut the car door — only to discover that the door had locked.She immediately called 911 and was surprised by what the dispatcher told her — that 911 does not dispatch emergency services to unlock cars or break windows.Guyton said the dispatcher then offered to connect her to a tow company but knew she needed to get inside the car immediately to save her baby."I saw her start to close her eyes and I just ran to the back window and smashed it open," she said.Guyton says Waterford police contacted her to apologize about what happened, but she wants to set the record straight. "They never had the chance to respond. Nobody told them. They didn’t know, and had they known I feel they would have definitely come out," Guyton said.She says she was just overwhelmed by the amount of support she’s received from everyone following the incident. "There’s been so many people reaching out to me, hundreds of people telling me their stories, thanking me for putting this out there," Guyton said.Mother and daughter are now both doing well. 1391
All the big box stores are already offering holiday deals. They're ramping them up even more at the beginning of November.Our online shopping habits from the beginning of the pandemic, when you may have purchased things because you felt anxious or sad, may be setting us up to overspend now.“You're just so determined to feel better that you suddenly care less about the price, so there are these financial aspects that can build on top of those emotional ones,” said Lisa Rowan, Personal Finance Expert at Forbes Advisor.Rowan says our emotions throw off any sort of spending rules we've set for ourselves.To reverse the spending habits you may have picked up, experts say it typically used to take three weeks.“Experts have been saying lately that it takes longer than that, two to three months,” said Rowan. “It could be more and the thing with building a habit is not necessarily that you do it perfectly every time, but that you take steps and learn as you go.”Other things to do to retrain your brain include making your budget official.Rowan says if you write it down and put it in a place, you can see you'll be better off, because you're not just relying on your brain to know the rules you set for yourself.She also says to set yourself a shopping curfew.Researchers say you have to know your body and when you may be worn down and more likely to overspend. 1375
After a dramatic lead-up, the House of Representatives failed to pass a massive farm bill as Republicans were unable to shore up support from some of their conservative members amid an ongoing party fight on immigration, despite Republican leaders' confident predictions it would pass just minutes before.The vote was 198-213.While Republican leaders said they were confident ahead of the vote, it was clear the bill was in jeopardy, and members of leadership could be seen on the floor holding last-minute negotiations.Complicating matters was a threat by conservatives in the House Freedom Caucus to withhold their support as they sought to get their desired outcome on an unrelated issue involving immigration. Close to 30 Republicans voted against the bill.Democrats, meanwhile, rejected the farm bill out of opposition to stricter work requirements in the food stamps program, formally known as the Supplemental Nutrition Assistance Program, or SNAP.The deadline to pass a farm bill is September 30.Republicans want to require more people to work in order to receive the benefits, extending the mandate to parents of school-age children and to those in their 50s.That's the main reason why Democrats are rejecting the bill. They worry the new requirements will prove too onerous for some of the very beneficiaries in need of the assistance. Those who fail to work or enroll in job training could be locked out for up to three years.President Donald Trump voiced support for the bill Thursday in a tweet."Tomorrow, the House will vote on a strong Farm Bill, which includes work requirements. We must support our Nation's great farmers!"The 641-page bill also addresses a range of issues related to agriculture, such as livestock disaster programs, conservation, feral swine, farm loan programs and broadband services in rural areas, just to name a few.Given that the Senate is working on its own version of a farm bill -- one that has a less stringent approach on SNAP -- it's a foregone conclusion that the House bill, should it pass, won't be the final say on the matter, with a possible House-Senate conference looming to hash out the significant differences."There could not be a better time to take action to help more people join our workforce," House Speaker Paul Ryan told reporters during a news conference Thursday. "That is why the farm bill that we are debating today is so critical. It sets up a system for SNAP recipients where if you are able to work, you should work to get the benefits. And if you can't work, we'll help you get the training you need." 2587