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COVID-19 isn't the only concern with the upcoming election.The FBI and Department of Homeland Security are warning local governments about possible ransomware attacks, something like malicious software blocking officials from access to voting systems.Experts think that is more of a likely scenario than altering actual votes.“The only way to ensure confidence is to demonstrate that you've done everything you possibly can to facilitate that safe and secure election,” said Maya Worman, Executive Director of Election Cyber Surge Initiative.The initiative is led by the University of Chicago. It’s pairing local election officials with volunteer cyber security experts to address specific areas of cyber security concerns.“And the biggie, I think, is human error, user error, whether that is accidentally sending sensitive information to the wrong person, not having a strong password management system, sharing passwords,” said Worman.The pandemic is adding further complications, with just more than 90 days to go.Worman says they felt the urgency to be proactive in helping election officials.“Now, we’ve got so many people working from home on their own devices,” said Worman. “An organization has no insight into what the security around your home, Wi-Fi or home devices, is.”This free resource is invaluable for elections. Some states rely on staff or federal assistance for cybersecurity. Others pay private companies.The pandemic could mean a reduction in volunteers, a new need for PPE and an influx of absentee ballots. 1538
CLAIREMONT MESA EAST (CNS) - A 63-year-old man driving a Cadillac slammed into a 25-year-old motorcyclist in the Clairemont Mesa East neighborhood, breaking the younger man's femur and causing other serious injuries -- which not considered life-threatening, police said today.The 2008 Cadillac CTS was exiting a shopping center driveway when it struck the victim at 5:40 p.m. Saturday, according to Officer Robert Heims of the San Diego Police Department.But the Cadillac kept going -- traveling south until it smashed into an apartment gate.The 2018 Honda sport bike ended up in the bushes at a different apartment complex, Heims said.The San Diego Police Traffic Division is investigating, although they said a sobriety check cleared the Cadillac driver of possible DUI charges.Anyone with information about the crash is asked to called the SDPD at 619-531-2000 or Crime Stoppers at 1-888-580-8477. 908

Come on, let Fido up on the bed — you could get a better night's sleep as a result.Researchers say women who share their beds with dogs get a better night's rest.According to the study in the Journal of the International Society for Anthrozoology, female dog owners reported less disturbed sleep while also experiencing greater feelings of comfort and security.It's important to note, however, these results are based on self-reported data and not an objective measure.But bad news, cat owners: the study found women who slept side-by-side with their feline friends did not report the same sleep benefits. 618
CLINT, Texas (AP) — Sexually explicit posts about U.S. Rep. Alexandria Ocasio-Cortez and comments mocking migrant deaths in a secret Facebook group for agents and employees are "completely inappropriate," the head of the U.S. Border Patrol said Monday.The sexist posts published by ProPublica came in response to Monday's visit by members of the Congressional Hispanic Caucus, including Democrats Ocasio-Cortez of New York and Veronica Escobar of Texas, who toured a Border Patrol facility near El Paso, where attorneys said they had found migrant children living in fetid, filthy conditions.Some of the Facebook posts were graphic, doctored images of Ocasio-Cortez; including one that shows a smiling President Donald Trump forcing her head toward his crotch. Other comments refer to Ocasio-Cortez and Escobar as "hoes," and one member encouraged agents to throw a "burrito at these bitches."The lawyers' report about the poor conditions at the facility in Clint came as the Trump administration has been managing a massive influx of Central American migrants at the U.S.-Mexico border that has overwhelmed facilities. Ocasio-Cortez raised hackles last month when she tweeted: "This administration has established concentration camps on the southern border of the United States for immigrations, where they are being brutalized with dehumanizing conditions and dying."Her tweet set off a firestorm of criticism from GOP lawmakers and others over her use of "concentration camps." The Border Patrol's union, while condemning the Facebook posts, also took a swipe at her."Whether one agrees with the politics of Rep. Ocasio-Cortez and Rep. Escobar, they both must be treated with dignity and respect," according to a statement from the union. "Similarly, when Rep. Ocasio-Cortez refers to CBP facilities as concentration camps ... she does nothing to improve the political discourse."Billed as a "fun, serious and just work related," the Facebook group of about 9,500 members of current and former Border Patrol employees states: "We are family, first and foremost. This is where the Green line starts, with us," according to ProPublica.Another thread involved the image published last week by The Associated Press of a migrant father and his toddler, drowned on the banks of the Rio Grande. One commenter suggested the image was doctored because the bodies were too clean."We've all seen the dems and liberal parties do some pretty sick things," the comment read.The comments marked a sharp contrast to accounts of Border Patrol officers spending their own money on food for migrants in their care, or rescuing migrants from the Rio Grande , or from a bombing range in Arizona. U.S. Customs and Border Protection, the parent agency of Border Patrol, said an investigation into "disturbing social media activity" was under way."These posts are completely inappropriate and contrary to the honor and integrity I see_and expect_from our agents day in and day out," Border Patrol chief Carla Provost said. "Any employees found to have violated our standards of conduct will be held accountable." 3099
CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572
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