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After eight months of steady gains, stock market volatility has again rocked investors this week, with a global sell-off triggered by the prospect of slower global economic growth and rising bond yields. The S&P 500 fell nearly 7% in six days, bringing the index down to levels last seen in July.When stock markets tremble, the advice from financial advisors is simple: Stick to your investment plan.That’s easier said than done. If your financial house is on fire, you want to fight the flames or flee as surely as if your actual home were ablaze, behavioral finance experts say. To stand back, watch and periodically throw more money on the bonfire is tough even for the most seasoned investor, let alone your average 401(k) holder.“You’d think that a high-net-worth individual is more sophisticated, that they are not going to panic like an investor with ,000 at stake? Not true,” says David Thomas Jr., founder and chief executive officer of Equitas Capital Advisors in New Orleans.Still, Thomas says, “You can be smarter than your emotions, but that’s an acquired skill.”Here are some ways to sidestep the natural emotional triggers that can be costly during the next market correction or crash. 1220

About 40 percent of babies born in the United States were born to mothers who were not married, in 2015 according to the United Nations.The statistic comes from the UN Population Fund's annual report, which notes that the rate has steadily increased since 1970, when only 10 percent of children were not born to married parents.The trend is consistent with many Western countries — 60 percent of children were born to unmarried parents in the European Union in 2015, an increase from just under 20 percent in1970.The UN notes that while mothers may not waiting for marriage to have children, it's likely that the children are still growing up with two parents. The study notes that in 2010, 1 in 10 European children lived with a single mother, while 1 in 4 in children lived with an unmarried couple.The study also notes that mothers in the United States are waiting longer to have children. According to the UN, the average age of a woman when she gives birth to her first child has risen from about 22 years old in 1970 to about 26 years old in 2014.The study suggests that educated women in developed countries are entering the workforce, but may choose to wait to start a family due to the lack of affordable health care, lack of parental leave or flexible schedules.Read the entire UN study in the window below.Alex Hider is a writer for the E.W. Scripps National Desk. Follow him on Twitter @alexhider. 1442

Air pollution and the loss of homes and lives are some of the devastating impacts of wildfires. But now, small towns are beginning to see a new trend, as wildfires begin to claim one of our most important resources: water.“This district is a big part of my life,” said Rick Rogers, the district manager for San Lorenzo Valley Water District. “This community is; these people in this community.”With bars and restaurants dating back to the 1900s and surrounded by trees over 1,000 years old, many people move to this small mountain town to slow down.“That’s why we wanted to be here,” said Boulder Creek resident Susan Leftwich.But life was disrupted last month when the inching flames evacuated the entire community.“Took out communities of 20, 30 homes in the Riverside Grove community,” recalled Rogers. “We were hard hit.”Home after home annihilated by the unforgiving Complex Fire.“Ah, the last four weeks have been hard,” described Leftwich.Up until a few days ago, Leftwich didn’t know if she had a home to come back to.“When we came around the corner and saw it, it was awesome,” she said.But they would soon learn the havoc wildfires bring even when your home is sparred.“There was no electricity until yesterday, and it’s been four weeks,” Leftwich said. “The water is, don’t drink don’t boil.”With the same force that wiped out neighborhoods, the flames claimed one of the town’s most precious resources.“Pipeline was in great shape; the only thing that really could impact that pipeline was fire and it did,” Rogers said.The fire burned 100 percent of the city’s 7.5-mile water pipeline and ravaged its entire pristine watershed.“You assume water is, you turn on your faucet and there’s water, that’s not always true,” Leftwich said.Rogers says they’re navigating the disaster with help from a community that’s already been through this.“Paradise was 12-18 months, but they had a lot worse contamination. They were one of first agencies to find out about this type of contamination,” Rogers said.Water damage is a growing concern for cities across the burning western part of the U.S. Rogers and other experts believe as the country faces bigger fires that burn hotter and longer, pipelines will suffer more than they ever have in the past.Testing and repairs will continue in the months ahead, but Rogers is hopeful the water will be safe to drink in a few weeks.Still dealing with smoke damage, rotted food, and a lack of clean water, Leftwich and her husband are staying in San Jose in the meantime.Homeowners now live day to day, hopeful a sense of normalcy will be restored. 2598

AGUANGA, Calif. (AP) -- Authorities say seven people were fatally shot in Southern California at an illegal marijuana growing operation.The crime scene was discovered around 12:30 a.m. Monday when Riverside County sheriff's deputies responded to a report of an assault with a deadly weapon at a residence in the community of Aguanga about 50 miles north of San Diego.Deputies found a woman suffering from gunshot wounds and paramedics took her to a hospital, where she died.Six more people were then found dead. A search did not locate any suspects.Authorities say they do not believe that there is a threat to the general public. 638

Although colleges have put rules in place to help stop the spread of the coronavirus, some students have chosen not to follow them and have instead gathered at parties, bars and dorms.“An enormous part of going to college is the social experiences and the social awakening and the independence of moving away from home, and those two components are really inconsistent with living in quarantine,” said Ben Locke, Senior Director for Counseling and Psychological Services at Penn State University.Locke says at this stage in brain development, teenagers are more wired to take risks in lieu of social benefits. Just like adults, they're impacted by mixed messages from government officials.Younger people also don't have any prior experience with this kind of global event.“The decision that you make is not about necessarily your safety. It's about other people's safety, and the consequences of a bad decision on your part might not be known to the person next to you for ten days,” said Locke. “It's really easy to be lulled into thinking everything's fine.”Locke says most students he's talked with want to make this work and are frustrated with others putting them at risk.He thinks schools can help by encouraging everyone to work together to stay on campus and punishing students who don't follow the rules. 1321

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