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When you enter the sunset years of life, often there is reflection.Terry Criger likes to think of her former career as a school lunch lady in Arizona.“Oh, I loved it,” said Criger. “If I could go back, I would.”However, the passing of time eventually catches up to all of us.Criger’s been in an assisted care facility in Midvale, Utah for about a year and half now.“I had very high concerns that I would be put here and left, and fortunately I haven’t been,” Criger said through tears.She says if it wasn’t for her daughter, she’d be lost.“People here will ask what insurance you have and I’ll tell them that I don’t know and they need to ask my daughter,” Criger said.Criger is not alone.“It’s crazy. People just don’t know enough,” said Michelle Malais, a certified senior advisor.Navigating the world of health insurance and available services for our aging population can be overwhelming for families.“When it comes down to it, there is always a way; you just have to explore the different options and that’s where I come in,” Malais said.Malias is part of a national organization called Assisted Living Locaters, which helps families find the best options and how to pay for it.“I’m an advocate really for them,” Malais said. “It’s really important for our seniors to age with dignity.”Her introduction to the world of senior care was personal. Her mother suffered from dementia and her father struggled to offer care for her.“I’ll never forget that conversation because that was devastating to him,” Malais said. “He thought he had planned and, unfortunately, didn’t.”Now, she has made it a mission of sorts to make sure no one else is put in that position.“It’s very important to get ahead of the game,” Malais said.In most cases, that means having tough conversations with aging loved ones as soon as possible.Criger is adjusting well to her new life, and she has some advice for those willing to just roll the dice down the road.“You need to make a plan,” Criger said. “You need to plan for retirement because you never think you’re going to be, where you’re at in 20 years.” 2092

Who doesn’t like a bargain? In honor of dads across America, a number of companies are offering discounts this weekend for Father’s Day.According to RetailMeNot, American consumers are planning on spending an average of per person on Father’s Day.And if you’re wondering what dad wants, RetailMeNot suggests giving a gift card.The top choices for Father's Day gifts include:40% prefer a gift card32% would like dinner from a restaurant27% would like an at-home prepared meal27% prefer clothing18% would like an alcohol purchaseIf you’re looking for a last-minute gift or to take advantage of a discount, here is a partial list of deals for fathers across the US (Note, participation may vary):Chili’s: On June 19th through June 21st, Chili’s is offering a 6 ounce Sirloin and lunch portion of Chicken Fajitas for its 3 for menu.Columbia: The outdoor clothing retailer is offering 25% off across its website this weekend.Eddie Bauer: Eddie Bauer is offering an additional 10% off of 50% by using code “EXTRA10” this weekend.El Pollo Loco: The restaurant chain is giving dads prizes like e-gift cards, grill sets and a grand prize of a ,050 custom Imperial Grill and grilling lesson from a top Grill Master. The promotion is on the company’s Instagram page.Kohl’s: By using promocode “DADSDAY,” customers can get a 20% off discount on select items.Whataburger: Now through June 28 at participating locations, customers can purchase one Honey BBQ Chicken Strip Sandwich and get a second one free. Customers can earn the free sandwich by downloading the restaurant’s smartphone app.If you’re looking for restaurant gift cards, Applebee’s, Cheesecake Factory, and the Olive Garden are all offering an additional gift card with the purchase of a gift card. 1776

WEST PALM BEACH, Florida — West Palm Beach says the number of police cars that had to be pulled off the streets due to engine failure has risen to 49.City Administrator Jeff Green said at this point they believe a tainted fuel shipment in the middle of March is to blame. All of those cars had traces of biodiesel in their tanks, which are meant for unleaded only.West Palm Beach Police Public Information Officer David Lefont said it is not impacting public safety since the agency is supplementing with rental cars.“We have captains driving around in minivans,” Lefont said.Seventeen patrol cars have gotten new engines and are back in service.The other affected cars are non-marked cars.Green said Miami-Dade County police reported they had to pull 120 cars with the same issue.In West Palm Beach the cars affected are all Ford, which is why the automaker is investigating the case as well.But Green said at this point they believe it was the fuel shipment. They’re currently investigating where the shipment came from. 1035

When Kyle and Jessica Frankenstein found out they were pregnant, they were given Sunday, October 29 as their due date — so there was always the possibility of Jessica going a few days past her due date and delivering a Frankenstein baby on Halloween. Well, it happened! Jessica gave birth to Oskar Gray Frankenstein on Tuesday, October 31, 2017 after 14 hours of labor at Winter Park Memorial Hospital. "Honestly, I didn't think he would hold out till Halloween," Jessica Frankenstein said. "My husband and I discussed what it would be like having him on Halloween and how neat it would be when he gets older."Baby Frankenstein weighed in at 6 pounds (3 kilograms), 9 ounces (255 grams) and is 20 inches (50 centimeters) long."I am utterly in love with this little man and I couldn't have imagined a more perfect baby," Jessica said.Congratulations to the happy parents. FOLLOW Kelly Bazzle on Twitter 929

Whether you’re planning a trip to a country across the globe or packing the car for a weekend road trip to a local campground, you can have a debt-free vacation with some careful planning.It’s easy to see how a vacation can blow up even the most carefully planned budget: In NerdWallet’s 2018 Summer Spending Report, parents surveyed by Harris Poll planned to charge an average of ,019 to credit cards for summer vacations.To ease the stress of a vacation on your budget, start with a clear idea of your trip’s scope — identifying expenses from the time you leave your home to the moment you return — and create a realistic spending limit. Then get creative to trim costs along the way. 701