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Now that the flood waters have receded in Houston comes a reality for thousands of homeowners with damaged homes: they don't have flood insurance. 154

OCEANSIDE, Calif. (KGTV) - The Oceanside City Council just gave preliminary approval to a plan that would use city development fees as a way to provide homebuyers help with their down payments.City Councilman Christopher Rodriguez presented the idea, which he calls the Affordable Market Purchase Program (AMPP)."It's a win-win," says Rodriguez. "And it's the fastest way, in my opinion, to creating home ownership."Under the plan, people could borrow up to 20% of the home's asking price from the city. But, it can only be used on single-family homes up to 0,000 or multi-family units (townhomes and condos) up to 0,000. The money comes from the city's "In-Lieu" fund. That money is a fee developers pay to the city when they don't include the required affordable housing in their project.Rodriguez says the city currently has about .7 million in the fund."Every million dollars could help 14 people with down payments," he explains.To qualify, people need to be first-time homebuyers who make less than 115% of the county's median income. That's around ,000 a year for a family of 4.They have to have been either living in Oceanside for a year or working in Oceanside for six months.The program is also available to veterans or seniors who are over 65 or over 55 but currently living in an Oceanside mobile home park.Applicants must also chip in at least 1% of the home's value as their down payment.Rodriguez says this program can help people who otherwise wouldn't be able to buy a home because they can't save for a large enough down payment."A family that is struggling to make ends meet and pay rent and unable to save, now they're able to use a program like this," he says.The loan from the city would be repaid when the home is sold again, or when there's a title transfer, first mortgage repayment, or in 30 years.In addition to the full cost of the loan, the city would also get 25% of the appreciated value of the home. That money would go back into the fund to help more people."It's unique, it's relevant, and our community desperately needs opportunity," says Rodriguez.He adds that this could help businesses retain employees. Right now, many people who work in Oceanside live 20-30 minutes away. Rodriguez says getting them to buy homes in town would make them more effective as employees and more likely to stay in their current jobs.The City Council gave the plan a preliminary approval at Wednesday night's meeting. Now city staff will draft a formal proposal. Rodriguez hopes to present it to the full Council in June. 2558

One inmate was shot and at least five others were injured during a riot at Tehachapi Prison on Sunday, the California Department of Corrections and Rehabilitation confirmed.According to CDCR, six inmates were hurt during a riot that broke out at the facility Sunday afternoon at about 1:33 p.m. Five were injured during the riot itself and another was shot by an officer "in the buttocks area," CDCR said.The inmate who was shot was transported with non-life threatening injuries. The condition of the other five injured inmates is unclear at this time. No guards or staff were hurt.CDCR says three shots were fired during the incident. It's unknown how the riot started, and a portion of the prison was on lockdown as the investigation is ongoing. 796

OCEANSIDE, Calif. (KGTV) - A partnership is turning around the lives of young people at risk in North County. As 10News explores Life in Oceanside, we’re turning our focus to the success of the Boys & Girls Club. One of the young people helped by the program is 17-year-old Hunter Meyer. Like many teenagers, he struggled to find himself. RELATED: Mayor Pete Weiss talks Life in Oceanside“I became someone who preferred to sneak out late, get into a lot of trouble and run-ins with police,” said Meyer. Meyer said he started hanging out with gang members in sixth grade. As a freshman, he was kicked out of high school. Life became more difficult for him. “We were drinking and I came back just feeling like I’ve lost everything. I kind of lost who I was, you know, and then the next day I tried to hang myself and my mom and little brother walked in. That was kind of the turning point where I realized things needed to change drastically,” Meyer said. RELATED: Oceanside businesses continue to rely on thriving military communityMonths later, Meyer found out he was referred to a program to help at-risk youth called Oceanside Youth Partnership. It was started by Oceanside Police Lt. Valdavinos. “The people he was dealing with didn't have positive relationship with law enforcement and we weren't getting to them early enough,” said Ashley Sanchez, an OYP crime prevention specialist and mentor. Meyer was in the first class, spending two hours per week for 12 weeks to be redirected away from gangs. RELATED: Oceanside to purify recycled water for a more sustainable future“OYP helped change my life but the Oceanside Boys and Girls Club gave them the opportunity to change my life,” he said. Two years since the first session, OYP has had many success stories like Hunter, who has been working for the Boys & Girls Club since 2018. 1853

Oceanside (KGTV): The Main Attraction is getting ready for its last dance.The popular topless bar, the last of its kind in the North County, was recently sold. Developers now plan to turn the land it sits on, as well as more than 5 acres around it, into a mixed-use housing project.Papers filed with the City of Oceanside Planning Department show plans for a five story, 308-unit complex that also includes 4,000 square feet of street front retail stores and a six-story parking garage. Wood Partners and Lightfoot Planning Group filed the plans.The land sits just west of the 5 freeway near the intersection of North Coast Highway and Costa Pacifica Way. A vacant lot covers most of the 5.3-acre parcel. A few abandoned warehouses and the strip club stand as the only buildings around."It is exciting," says Leslee Gaul, the CEO of Visit Oceanside. "It’s part of the renaissance in our community, and I think it’s a great location."Gaul's office is right across the street from the topless bar. She works in the California Welcome Center. The Main Attraction is the first thing most visitors see when they get off the freeway in Oceanside.Gaul says the club has been a good neighbor, but she's ready for the change."It’s been a low key, positive relationship for many years," she says. "But as things change and our community changes, this is part of that."Homes within the complex will range from a 550 square foot studio to 1,550 square foot townhomes. The majority of the 308 units will be either one or two-bedroom apartments. Meanwhile, the plans from the developer say residents will have modern amenities, including "an indoor‐outdoor social lounge with pool access and catering kitchen, a fitness center, an artist center, bicycle room, and surfboard storage." There will also be a 5th‐floor deck with an ocean view.Phone calls to the developer, the city and the topless bar weren't returned this week. The project still needs approval from the City of Oceanside. There's no word on when the club will close. 2055

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