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Moving is stressful enough without throwing a pandemic into the mix.Many Americans may be forced to consider moving as federal foreclosure and eviction moratoriums expire. In the first week of July, 32% of Americans did not make a full, on-time housing payment, according to a nationally representative survey by the website Apartment List. Others may relocate to save money, be closer to loved ones or simply leave a densely populated area.If you’re considering moving, here’s what to know from a financial standpoint, as well as tips to make moving day safer.Budget for extrasAside from the usual expenses like buying boxes, renting a van or hiring movers, plan for extra costs because of the pandemic.You may need to buy heavy-duty supplies to deep-clean your old place, for example, or to sanitize your new accommodations. If you are moving out of a rental unit, some landlords may ask you to pay for professional cleaners or take the cost out of your security deposit.Moving across county or state lines? Check what the quarantine requirements are in your new location, says Jean Wilczynski, a certified financial planner and senior wealth advisor at Exencial Wealth Advisors in Old Lyme, Connecticut. You may have to pay for quarantine accommodations like a hotel or Airbnb if your new apartment or home is not move-in ready, she says.If you are receiving unemployment benefits, check the rules on how your benefits carry forward in your new location and what the taxes are if it is a new state, Wilczynski says. You can typically find this information on your state’s Department of Labor website, she says.If you are unemployed or your income has dropped as a result of the pandemic, you can also check whether you qualify for moving assistance by calling 211.You might not be able to really get to know your new place until you’re living there, so prepare yourself (and your wallet) for surprises like leaky faucets or broken appliances. Landlords and real estate agents may offer only virtual tours. And if you can see the new accommodations in person, you may be required to sign a waiver, wear a mask and avoid touching anything while in the house.Stay safe during the moveHow to move safely depends on whether you are doing it yourself or using movers. Current guidance from the Centers for Disease Control and Prevention suggests that the main way the coronavirus spreads is through respiratory droplets, says Lindsay Slowiczek, pharmacist and drug content integrity manager at Healthline.com. That’s why wearing a mask and staying away from people is important to slow the spread of the virus, she says. Sanitizing surfaces is also an extra precaution worth taking.Moving yourselfIf you’re renting a moving truck, companies like U-Haul offer contactless pickup and drop-off options. Slowiczek suggests sanitizing the door handles, steering wheel, radio and the metal tongue on the seatbelt in the rental van.Using moversBefore picking a moving company, check its website or call and ask about its safety practices in response to the pandemic, Slowiczek says. Ask whether the movers wear masks and gloves during the move.On moving day, she suggests being prepared with a plan to limit interaction with movers and maintain social distancing. This includes packing as many things as you can yourself, or consider using a self-pack moving container as Slowiczek did for her own recent move.If the movers will pack the truck, create a schedule for the movers. For example, ask them to start with a particular room as you stay in another. This is also particularly useful if you live with family members who are vulnerable or immunocompromised, she says. Try to limit their involvement with the move as much as possible.“Plan out the way [the movers] are going to move through the house,” says Slowiczek. “If possible, move all of [your boxes] to one area in your home so they don’t have to come throughout your house as much.”Keep hand sanitizer or soap handy during the move so that you and the movers can use it periodically, she says. (Check on the FDA website that your brand of hand sanitizer is methanol-free, Slowiczek adds). After the move, use disinfectants registered with the Environmental Protection Agency to clean surfaces or furniture.“Just using the product as-is is not enough — read the instructions on how long it should be wet on the surface,” Slowiczek says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Have Too Much Credit?Smart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 4746

More members of the migrant caravan walked through the streets of Tijuana Tuesday morning, this time heading to the U.S. Consulate instead of the border.The group reached their destination at around 11 a.m. after a nearly two-hour trek. The migrants, who had police escorts, made it clear their intentions were peaceful.The group members held various banners as they marched, including one that read: “You got it wrong, Trump. We asked for jobs and you responded with weapons. That is not polite. If asking for work is troublesome, then I am totally confused. La Caravana.”A source said the migrants dropped off a petition asking the consulate to allow everyone in the caravan entry into the U.S. The migrants requested a response within 72 hours.Additionally, the migrants said they want the U.S. government to provide ,000 for their trips back to their respective home countries if they aren't allowed asylum in the United States.After delivering the petition, the migrants returned to their shelters.It is unknown what the migrants plan to do if they do not receive a response within 72 hours.The migrants’ journey to the U.S. Consulate came as President Trump reinforced his desire to build a wall at the U.S.-Mexico border.The president, during a Tuesday meeting in the Oval Office with Democratic leaders Nancy Pelosi and Chuck Schumer, said he was not afraid to shut down the federal governmentif billion in funding for border security was not approved.“I am proud to shut down the government for border security, Chuck. Because the people of this country don't want criminals and people that have lots of problems and drugs pouring into our country. I will take the mantle, I will be the one to shut it down. And I'm going to shut it down for border security,” Trump said.During the meeting, Trump reiterated the importance of securing the border, even suggesting an idea to have the military build the wall.An agreement must be made before the Dec. 21 deadline to avoid a government shutdown. 2020

More college students are coming back home, trying to save money and pay off debt.The findings from a Junior Achievement study have parents shocked and concerned, and JA jumping into action.Leith Walk Elementary Middle School is one on JA's roster to visit and talk with, and the students are very aware of what it takes to be financially independent.Walking around Mr. Jason Peinert's 7th grade class, you hear students discussing their futures, "you should always have a plan b," one boy said. "I want to like have my own house, my own property, I don't want to be bossed around by my mom," Imeah Curbean, 13, said, smiling.Here they plan a path from education to a career that will support them in the future."My kids go through simulations with check registers, as well as understanding opportunity cost," Mr. Peinert said they also write essays on saving money for the future.During the group discussion, one student echoed the sentiment, saying you wouldn't want to make decisions that put you in a corner. One of the big decisions, how to achieve higher educationJA's new study on financial literacy shows 75% of teens are worried about paying for college.The next finding was disturbing, "only half of the kids said that they wanted to become independently financial from their parents," Senior Vice President Kim Fabian of the Central Maryland Junior Achievement Chapter said. Students told them, they understand the financial strains of paying for college and, for many, the reality after graduating is to move back home to save money and pay off debt, earning the nickname "Boomerang Generation"."What we find works the best is when kids are actually doing things that will relate to what they'll be doing in the real world, so we try to create experiences while they're still in school that will help them learn those skills like communication, teamwork, how to be on time for things, what questions they should be asking, how to do a good job interview," Fabian said real world experience is key.Junior Achievement has a list of schools and programs on their website to get involved in. Fabian says they hope this education will help future generations to become financially independent.Below are the findings from the JA study:  2285

MoviePass is making big changes in a bid to stay alive.The service, which lets subscribers see a movie a day in the theater, is raising the price of its standard plan from to .95 per month. The change will take effect in the next 30 days.And some major releases will be "limited in their availability" on the service for the first two weeks they're in theaters.It's not clear how "limited" those films will be to MoviePass users. The company did say that big movies may be made available through promotions.MoviePass subscribers have already reported similar restrictions. For example, the blockbuster "Mission: Impossible — Fallout," which opened last weekend, was unavailable for at least some MoviePass customers.The changes come amid serious financial woes for the company, which borrowed million last week so it could pay for movie tickets.MoviePass is also facing some big competition: Less than an hour after the company announced its plans Tuesday, the theater chain AMC said it has enrolled 175,000 people in its own, similar service within the first five weeks of its debut.AMC charges per month for the ability to see three movies a week at any AMC location. It expects to reach 1 million members within two years.MoviePass, meanwhile, has more than 3 million subscribers. But analysts have questioned whether it can stay in business.Stock in its parent company, Helios and Matheson, has dropped more than 99 percent since last fall. The company's market value has plunged from .8 billion to less than million.The stock more than doubled on Tuesday after MoviePass announced the price increase, but it quickly gave up all of that gain. The stock closed down nearly 40 percent, at 50 cents per share.In a new "plan for profitability," the company also noted that cost-cutting has helped bring its cash-burning under control. It has been blowing through million to million each month, according to regulatory filings. 1976

MONTEREY, Calif. (AP) — Authorities say two murder suspects have escaped from central California's Monterey County Jail.The county sheriff's office says in a tweet that the inmates escaped Sunday morning.The tweet says Santos Fonseca and Jonathan Salazar were in custody on suspicion of murder and other violent charges.A call seeking additional details from sheriff's officials wasn't immediately returned.Monterey is a city of about 28,000 people on California's central coast, 100 miles (160 kilometers) south of San Francisco. 538