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2025-05-26 08:43:18
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  伊宁包茎手术后15天   

Diana Farrell is the President and CEO of the JPMorgan Chase Institute, which publishes data analyses and insights that leverage the firm's proprietary transaction data. Previously, Diana was the Deputy Director of the National Economic Council, as well as Global Head of the McKinsey Center for Government and the McKinsey Global Institute. The opinions expressed are her own. The deadline to file your 2017 taxes is just a week away. But if you're one of the millions of Americans — roughly four in ten households — who filed back in February, you probably couldn't wait to get your hands on your expected refund.And there's a good chance you put that refund toward a visit to the doctor.That's according to new research by the JPMorgan Chase Institute, which evaluated when Americans in different income and demographic groups file their taxes.Americans who file their taxes early are more likely to receive a larger tax refund. Early filers were also more likely to spend a larger portion of their refund on health care.Related: How to save money on health care in retirementIn fact, American families increase their health care spending by 60% in the very week they receive a tax refund. And those who received their refunds in February increased their health care spending over the following 76 days by 38%, compared with a 22% increase for those who received refunds in March and an 11% increase in April or May.While some high-deductible health plans encourage early-year spending, JPMorgan found that deductibles aren't the motivating force behind this surge.Instead, among the earliest filers, 64% of their health care spending went to services they had been putting off, including dental visits, hospital visits and in-person doctor appointments.What does this mean? It's increasingly clear that families are treating their tax refunds as a zero-interest savings vehicle, the funds of which they're using for important and sometimes crucial expenses like health care.That's problematic for Americans' financial health, because the IRS does not currently give taxpayers control over the timing of their refund payments, outside of choosing when to file your annual refund between January and Tax Day in April. This means it can be challenging or unrealistic to only schedule payments or purchases around your tax refund every spring.It also poses problems for Americans' physical health, because those who rely on this cash infusion to afford health care are likely to delay care.Related: Americans spend more on health care, but have shorter livesGenerally speaking, young people under the age of 35 and those whose take-home pay is less than ,000 are more likely to be early filers because they have a greater need for this cash infusion.Another reason for filing early could be that low-income families are more likely to receive refundable tax credits, such as the Earned Income Tax Credit, money that is not available except through a tax refund. Across all income and age groups, though, people who are owed a larger refund are more likely to file early.Given the link between tax refunds and health care spending, policymakers and employers should consider making changes that would allow consumers to access funds throughout the year. Policymakers might consider offering periodic tax refund payments -- perhaps quarterly payments so that families wouldn't have to defer care until tax season.Another solution is to make the timing of these payments even more flexible and frequent for those who require urgent health care. This could include an option to apply for emergency funds taken out of your upcoming refund, or an option to file at a different time of year and receive a refund based on year-to-date income.Related: How to file your taxes for the first timeBy fixing one of the largest cash flow events to happen between mid-February and mid-May every year, we're virtually guaranteeing that some Americans will have to defer care.Finally, we should encourage employers to offer alternative savings vehicles, like an employer-based sidecar account. This account would share many of the same features of a tax refund, but give consumers more direct control over when they access funds.These could include built-in commitments and "set-it-and-forget-it" transparency, which would enable consumers the option of a one-time payroll election that recurs with every paycheck, locking them into an annual savings choice similar to other employer-sponsored benefits.By better understanding the connection between health care spending and tax season, we can help more families manage their finances to ensure they're getting health care when they need it, not just when they file to Uncle Sam.The-CNN-Wire 4734

  伊宁包茎手术后15天   

Don't go to BrettKavanaugh.com looking for information about the nation's new Supreme Court Justice.Someone bought the domain and has turned it into a site dedicated to help survivors of sexual assault.Instead of a Kavanaugh bio or pearls of judicial wisdom, visitors to the site encounter a black-and-white photo of the Supreme Court building along with a simple message: "We Believe Survivors." Below are links to the National Sexual Violence Resource Center, End Rape On Campus and the Rape, Abuse & Incest National Network -- all resources for survivors who are seeking assistance.The URL is hosted by?Fix the Court, a nonpartisan judicial reform organization whose main goal is to fight for honesty and transparency on the US Supreme Court.Even though the site launched this week, the domain was actually purchased three years ago along with a handful of other names of potential Supreme Court nominees."In 2015, as the presidential races were going on, I decided to buy domains of possible candidates for the Supreme Court," Fix the Court Executive Director Gabe Roth told CNN. Fix the Court owns about two dozen domain names, including MerrickGarland.net and JudgeGorsuch.com."I knew that justices that were 75 years old or older could retire, and the upcoming president would need to pick new ones. So I thought of people who could be in line for the job," Roth said.Kavanaugh was narrowly confirmed by the Senate on Saturday after a contentious process that was delayed when Christine Blasey Ford and several other women came forward with allegations of sexual assault and misconduct against him. Kavanaugh vehemently denied all the accusations and endured an FBI investigation requested by the Senate.During Kavanaugh's ceremonial swearing-in at the White House on Monday, President Donald Trump apologized for "the terrible pain and suffering" he and his family were "forced to endure" during his confirmation process.Frustrated by Trump's comments, Roth decided to launch the site Tuesday as a way to put "a national focus on the issue of sexual assault.""Watching the White House ceremony last night and listening to the President again cast doubt on the veracity of Dr. Ford's claims, while not hearing a word of contrition from the newest justice, was difficult for many Americans who have experienced sexual misconduct firsthand," Roth said in a statement.CNN has reached out to the Supreme Court for comment.Roth hopes his website can help survivors while starting a conversation about making the Supreme Court confirmation process more transparent."The entire process was not 100% open to the public. There was information that was not disclosed, and the FBI report was mostly hidden," he said. "This shows that there needs to be more done to make court more open and transparent, and I want to lead that conversation."Roth added that he's not looking to make any enemies and if the Supreme Court asked him, he'd take the Kavanaugh website down or just replace it with original Fix the Court site -- something he plans to do eventually anyway. 3083

  伊宁包茎手术后15天   

Earlier this year, my daughter Pudu attended the second Women's March in Los Angeles. She later sent me an email saying that she felt excited to be part of the march.The protesters' signs used humor and anger to counter the policies of the US administration. She looked out over a sea of people wearing pink "pussyhats" as they listened to speeches about the harm being done by current political and social systems.But she left the Women's March with a big question: what is this for?She wondered what our traffic jams, road closures and rousing speeches achieved since, once we put the signs away, we still live in a sexist, patriarchal world. A world where undocumented children risk deportation, where the poorest members of society are denied basic rights and where the color of your skin can make you a target for violence.Knowing my history of bringing women together to create change, she asked me if we march only to hear ourselves chant -- because she sees little evidence of the protests creating change.I believe it takes a village to raise children, so I asked my good friend and American feminist Abigail Disney to share her reflections with my daughter.Even in the face of Donald Trump's election, Abby has faith in the American people's ability to change society for the better. She shared how the election prompted many people to try to understand what their personal responsibilities are.Abby encouraged my daughter not to be disheartened if the world looks bleak. In Abby's words: "Don't ever forget that almost every time history has taken a great leap forward, it has looked worse than ever. I will never forget when the Berlin Wall fell. It had never felt less likely. And there it was -- without a shot fired -- just crumbling."Reflecting on our joint feminist activism, Abby told Pudu that real change is slow, it is hard and it takes a lifetime of work. She emphasized the need for solidarity, and the importance of encouraging the newer protesters to keep organizing marches, writing petitions and running for office. We need to make the most of this moment, where it feels like a lot of people have awoken from a deep, apathetic slumber.Abby and I both agree that anger can be an incredible motivator, but you cannot let go of optimism, or your anger will start to control you. I believe that huge gains have been made, and when we take a generational view, we can see how much has changed.When my mother was a young woman in Liberia, she had five daughters. At the time, this was considered a curse because she didn't have a son. In fact, my name, Leymah, means: "What is it about me?" because my mother was hoping to conceive a boy.Turn to my generation. I am the proud mother of eight children. My mother and grandmother taught me to be independent and I owe my feminist education to them, because they told us that we could do whatever a boy could do.Today, my generation is boldly organizing marches, wearing pussyhats and writing outrageous slogans on their placards. We place value on girls' education and have tried to raise our daughters in a way that celebrates their strength, courage and wisdom. We do not see girls to be a curse; rather we see them as a blessing.My life's work as a peace builder and an organizer has been to bring women together. I believe that huge change is possible when women put aside their differences, identify possible solutions for their shared problems and have the necessary resources.Our current global reality is not ideal. However, when I look to my daughter's generation, I am filled with optimism. Without a doubt, I believe that the next generation of young women will use their power to institute the changes that are currently being dreamed of. Small steps create big changes.For example, I know a young Liberian girl named Hannah, who was the only girl in her class in a tiny village. Hannah dreams of being a doctor. When Hannah's school shut down, her family and her community rallied around her to find options for her. My foundation connected with Hannah, and our scholarship program is supporting her to attend high school -- moving her one more step toward her dream of becoming a doctor.In my mother's generation, it was normal to hope for a son. In Hannah's generation, the entire community wants Hannah to fulfill her dreams. Twenty years ago, no one talked publicly about female genital mutilation (FGM). But today in Liberia, FGM has been banned for one year through an executive order, and there is a movement to eliminate the practice. These are the small steps.I am an activist, a feminist and a fighter because I am a forever optimist. I relentlessly believe that good exists in humanity. And when women and girls stand shoulder to shoulder, learning from one another and supporting their sisters, anything is possible.  4825

  

EL CAJON, Calif. (KGTV) - A news helicopter had what County of San Diego officials called a “troubled” landing in El Cajon Tuesday. The incident with the Bell 206B helicopter was reported about 2:15 p.m. in the parking area of Gillespie Field at 681 Kenney St., Santee Fire reported. Video recorded by the news helicopter appears that it was a normal landing in which the helicopter skids land on a movable platform called a dolly. The dolly can then be pulled into a hangar. It seems from the last seconds of the video clip that one of the helicopter skids may have missed the platform and the chopper then tipped over.When emergency crews arrived, the helicopter was on its side.The pilot was not hurt but the passenger was taken to the hospital with minor injuries, officials said. Hazardous Materials teams were notified of a small fire and fuel spill, according to the County."The aircraft rolled over while landing, caught fire and sustained substantial damage. The degree of damage means this will be classified as an accident," said FAA spokesperson Ian McGregor.The FAA and NTSB will investigate the landing.The news helicopter is operated by a third party and shared by five San Diego media outlets, including 10News. 1235

  

EL CAJON, Calif. (KGTV) — Nestled in a quiet East County business park, noise is created.Noise can mean a lot of things, but here it's considered sweet, sweet music.Taylor Guitars' El Cajon facility is working to usher in the latest era of guitars and, thus, creators. In doing so, the company offers free tours of the facility to help strum up that interest."For us as a company as we've grown, we've really wanted to give people a deeper appreciation for what goes into an instrument," Jim Kirlin, editorial director at Taylor Guitars, says. "It's cool because a guitar has a certain built-in coolness factor, people are already drawn to the instrument as it starts. But then on top of it, there's a mystery to it."RELATED: San Diego Symphony Summer Pops concert series announcedDuring the tour, the company peels back the layers to that mystery of what makes a Taylor guitar. Guests are walked through everything from wood selection, fretboard construction, and modeling the shape of a particular model, down to the finer details and to final assembly."We try to paint a pretty complete picture," Kirlin said. "We do things in a different way than other companies do. It's an interesting marriage of technology and hands-on attention to detail." Kirlin said on the tour, guests will even look at the "sonic architecture" that gives a guitar its sound and how aspiring players can select their own instrument."Whether you're that guitar player or you're just someone who's interested in how things are made, if you come and take the tour, you're going to really enjoy it," he added.RELATED: San Diego County park rangers recommend these trails in 2019And that work carries over into the San Diego community. Taylor Guitars also partners with the San Diego Music Foundation to help supply guitars to local schools."We know that music education is really important to that next generation ... as a part of that community we want to do what we can," Kirlin says. "For years now, we've been helping put guitars into schools for instructors who do such a great job to inspire kids and to help them begin their guitar journey, begin their musical journey."And while schools may face budget constraints to arts and music programs over time, the interest in guitars isn't going anywhere, Kirlin says. If anything, he believes — like all new skills — practice makes perfect."People wonder about is there a waning interest in guitar playing in the world. I think the reality is, there's certainly a lot of things competing for people's attention," Kirlin said, noting last year that Taylor Guitars made the most guitars in a year than ever in their history. "At the same time, I think as long as people are around, there'll be music around."I think sometimes the barrier for people is not picking up a guitar, but sticking with it. Part of our mindset as a guitar company is to make guitars that not only make a great first impression, but also inspire people to keep playing."TOUR DETAILSWhere: Taylor Guitars - 1980 Gillespie Way, El CajonCost: FreeTour time: 1 p.m.; lasts about 1 hour, 15 minutesDates: Monday through Friday, barring certain holidaysWebsite 3162

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